Remove 2015 Remove Collateral Remove Leveraging
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Live Oak Bancshares (LOB) Q4 2023 Earnings Call Transcript

The Motley Fool

Walt joined the bank in 2015 and brings 18 years of experience in the financial industry, including various finance, treasury, accounting, audit, and deposit analytic roles. Lastly, a comment or two on operating leverage before we move on to the most surprising development at the SBA since we started this bank. Moving to Slide 5.

Banks 130
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Private Credit, Meet “Higher for Longer”

Blackstone

With slower bank and leveraged loan growth, demand for partners in private credit is high. Private credit provided 65% of loans for the leveraged buyout (LBO) market in 2021 and 86% for the market as of year to date 2023. First, a low fund leverage profile increases fund liquidity and/or capital available for investment.

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Chemours (CC) Q4 2023 Earnings Call Transcript

The Motley Fool

When I joined Chemours as part of the spin-out in 2015, I was excited to join a new company with really good roots. This resulted in a net leverage ratio of approximately 2.8 You talked about leverage being 2.8 So, how high do you see that leverage number creeping up this year? Debt, net of our $1.2 Your line is open.

Capital 130
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Transcript: Anat Admati

The Big Picture

And so, therefore, the usual market forces that push against high leverage in other companies that just naturally with no regulation would limit. Any kind, collateral, non-collateral. They don’t have collateral. RITHOLTZ: Just for that one small leverage. RITHOLTZ: To the depositors. ADMATI: To the depositors.

Banks 81
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Blunt, unfiltered truth about Indexed Universal Life

Sara Grillo

There was a great article in ThinkAdvisor in 2015 that provided an example of how the options written on IUL work. Source: Sara’s Grillo’s interpretation of knowledge imparted by ThinkAdvisor 2015 article, “How (and why) indexed universal life really works.” It gets even worse in the case of using leverage.

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Synchrony Financial (SYF) Q1 2024 Earnings Call Transcript

The Motley Fool

for the first quarter, about 90 basis points lower than last year and about 60 basis points higher than the average payment rate level across our first quarters from 2015 to 2019. The real challenges come around terms changes and updating collateral and things like that. Portfolio payment rates continue to moderate and reached 15.8%

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Transcript: Robyn Grew

The Big Picture

And the Japanese regulators were having a tough time with cross collateralization and issues about whether there were balance sheet accounting issues. Maybe it’s leverage, maybe it’s a tele protection, maybe it’s an overlay hedge, maybe it’s any number of these things. RITHOLTZ: Is this how you ended up living in uh, Tokyo?