The Motley Fool

SEPTEMBER 22, 2024

Given that the average 401(k) balance for the 65-and-over crowd is in the ballpark of $270,000 (according to Vanguard), it's safe to conclude there aren't many 401(k) accounts worth $1 million or more. Indeed, the average is weighed down by a whole bunch of people with much smaller retirement accounts. That's fine.

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The Motley Fool

SEPTEMBER 27, 2024

Minimize your investment fees Most 401(k)s give you a choice between a variety of mutual funds or index funds your employer chooses. It's easy to forget about fees because they come directly out of your account, but they chip away at your profits over time. Try to keep your total fees below 1% of your assets each year.

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The Motley Fool

JULY 27, 2024

The SEC eventually yielded to investor pressure and a torrent of ETF applications, approving the first funds based on Bitcoin futures in 2021. Led by the popular iShares Bitcoin Trust (NASDAQ: IBIT) and the converted mutual fund Grayscale Bitcoin Trust (NYSEMKT: GBTC) , 11 cryptocurrency ETFs entered the market that day.

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Securities and Exchange Commission (SEC) Mutual Funds Investors Exchange-Traded Funds 244

The Motley Fool

JANUARY 22, 2024

You can also contribute to a taxable brokerage account regardless of where the money comes from. So if you want the option to retire at, say, age 52, then you'll need to keep some of your long-term savings outside of a tax-advantaged account. Sure, you could choose one specific mutual fund over another in your 401(k).

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The Motley Fool

FEBRUARY 24, 2024

Image source: Getty Images One of the benefits of saving for retirement in a 401(k) is potentially getting access to money in that account that's put in by your employer. So if your employer will match 100% of up to $3,000 in contributions, the minimum amount you should aim to put into your account is -- you guessed it -- $3,000.

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Mutual Funds Funds Accounting Assets 239

The Motley Fool

APRIL 15, 2024

Much of this is the simple byproduct of holding on to assets for a long period of time to let them grow. They invest heavily in stocks and mutual funds Baby boomers have the largest percentage of their wealth in stocks and mutual funds. Financial advisors can be a huge asset for people of all ages and incomes.

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The Motley Fool

FEBRUARY 19, 2024

Bonus offer: unlock best-in-class perks with this brokerage account Read more: best online stock brokers for beginners 1. A prime brokerage A prime brokerage is a group of services offered to ultra-high-net-worth individuals (UHNWI) or hedge funds. Here are a few unique ways billionaires buy stocks and one all of us have access to.

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Hedge Funds High Net Worth Individuals Mutual Funds Mergers and Acquisitions 239

The Motley Fool

DECEMBER 30, 2023

Bonus offer: unlock best-in-class perks with this brokerage account Read more: best online stock brokers for beginners The basic idea is that you'll withdraw 4% of your retirement savings during your first year of retirement and give yourself cost of living adjustments to keep up with inflation in subsequent years.

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The Motley Fool

MAY 29, 2024

They hold a variety of assets, such as stocks, bonds, or commodities. Some are actively updated by fund managers, while others leave the stock-picking to a standard market index. Index-tracking ETFs are designed to track the performance of a specific index, sector, or asset class. trillion of assets under management.

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Exchange-Traded Funds Mutual Funds Investing Stock Exchanges 245

The Motley Fool

DECEMBER 10, 2024

And while it's a busy time of year for many people in the United States, it's also a smart time to check in with your investment accounts to see if there are any moves you need to make before the end of the year. We'll say that you have a $2,000 gain on a mutual fund investment like I just discussed above. Consider this example.

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Accounting Mutual Funds Taxes Assets 130

The Motley Fool

APRIL 22, 2024

The big money is coming The approval of spot Bitcoin exchange-traded funds (ETFs) in January not only marked another milestone for the cryptocurrency but also opened the doors for a new set of buyers. Bitcoin's behavior, driven by network dynamics rather than typical asset patterns, aligns with this principle. See you in 2040.

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Mutual Funds Exchange-Traded Funds Pension Funds Assets 246

The Motley Fool

JANUARY 30, 2024

The iShares Bitcoin Trust (NASDAQ: IBIT) from Blackrock (NYSE: BLK) was the first to reach $1 billion in assets under management less than one week after its launch. The Fidelity Wise Origin Bitcoin Fund (NYSEMKT: FBTC) followed close behind, reaching the milestone the next day. Both issuers are also offering generous fee waivers.

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Securities and Exchange Commission (SEC) Investors Mutual Funds Bidding 246

The Motley Fool

JUNE 27, 2024

Most of us are lucky enough to be able to save for retirement via an IRA account and/or a 401(k) account. IRAs are wonderful, with many benefits, but let's take a closer look at 401(k) accounts, because they may get you to millionairehood faster. These accounts are offered by employers. Image source: Getty Images.

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Mutual Funds Taxes Accounting Assets 246

The Motley Fool

SEPTEMBER 21, 2024

You'll mostly see target date funds , mutual funds , and maybe some company stock. Generally, you have to keep your 401(k) funds locked up until you reach age 59 1/2. This might not be ideal if an emergency arises and you don't have much saved outside of the account.

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Mutual Funds Taxes Management Fees Accounting 245

The Motley Fool

AUGUST 31, 2023

A custodial account could be the solution. Custodial accounts are a special type of brokerage account that allows parents (or any adult) to invest on behalf of a minor child. And while UGMA accounts are available in all states, there are a couple (Virginia and South Carolina) that don't allow UTMA accounts.

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The Motley Fool

OCTOBER 28, 2024

Storing savings in a traditional savings account That checking and saving account you've had since you were a teen? Traditional savings accounts don't offer much in terms of savings. (My My traditional savings account, for example, is currently offering 0.01% interest -- which is why I don't keep much in that account!)

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The Motley Fool

MARCH 26, 2024

Most often, they'd direct 10% into employer-sponsored retirement accounts and another 10% into a savings account. Also, set up an automatic monthly transfer to your savings account. They put most of their money in appreciating assets Everyone has their own preferences as far as where they put their money.

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The Motley Fool

JANUARY 8, 2024

Investing -- buying assets that you hope will accumulate value over time -- can be a great way to build wealth. Before we get started on ways to invest, a word about emergency funds. And having three to six months of living expenses socked away in a savings account can help you leave your investments alone. It's a cushion.

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The Motley Fool

SEPTEMBER 4, 2023

Even worse, those concerns have coincided with a decline in the number of households that expect to have their own assets in retirement accounts. If you can, build assets during your career and then have your own source of income in retirement. There's also the matter of putting all those assets to work.

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Mutual Funds Exchange-Traded Funds Assets Taxes 246

The Motley Fool

JUNE 19, 2024

An investment is an asset like stocks, bonds, real estate, and other commodities that can help you build long-term wealth. As such, research how gold might perform in comparison to other assets and consider how it fits in with your investment goals. Stocks might pay dividends and money in a savings account will earn interest.

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The Motley Fool

JANUARY 7, 2024

If you fell short on your plans to beef up your retirement account in 2023, it's OK. Record the balances of all your retirement accounts. This includes 401(k)s, IRAs, and health savings accounts (HSAs) if you use these for long-term savings. for every dollar you put into the account, up to a certain percentage of your income.

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The Motley Fool

JULY 23, 2024

There are Nasdaq ETFs, technology sector ETFs, and even Magnificent Seven ETFs that have quite a bit of assets invested in high-quality AI companies. About two-thirds of the fund's assets are in technology sector stocks, with another 20% in communications services stocks. It will be reflected in the fund's overall performance.

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The Motley Fool

SEPTEMBER 30, 2024

Two common choices are the Individual Retirement Account (IRA) and the employer-sponsored 401(k). Most 401(k) plans limit investment choices to mutual funds and exchange-traded funds ( ETFs ), but you can own individual stocks and other assets in an IRA. Do you want to open a brokerage account and take some risks?

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Mutual Funds Exchange-Traded Funds Taxes Assets 246

The Motley Fool

JULY 19, 2024

That year, the average retirement account balance among Americans with a pension, IRA, 401(k), Thrift savings plan, or other employer-sponsored plan was $333,940. The median balance is a better reflection of the average retirement account balance. of American households didn't have anything saved in retirement accounts.

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The Motley Fool

JANUARY 31, 2024

The richest, who got richer First, though, here are those five richest people and their recent gains (which account for inflation): Elon Musk, CEO of Tesla , saw his wealth surge to $245.5 It's smart to make good use of tax-advantaged retirement savings accounts such as 401(k)s and IRAs. Image source: Getty Images. Why stocks?

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The Motley Fool

JUNE 17, 2023

What to do once you've made your contributions It's likely that your 401(k) will only offer a limited number of mutual funds and exchange-traded funds for you to invest in (though many do make their company match in company stock). The average annual fees on a 401(k) account amount to about 0.87% of the assets in it.

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Mutual Funds Exchange-Traded Funds Accounting Assets 242

The Motley Fool

APRIL 8, 2024

Late last month, I sold nearly $160,000 worth of stock-based mutual funds and turned it all into certificates of deposit. By making that move, I completely turned the account that held those funds to 100% cash-based holdings. For that particular account, that was the right move to make -- and I'd happily do it again.

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The Motley Fool

MARCH 20, 2024

The oldest and largest name in digital assets is knee-deep in a couple of important price-boosting catalysts. ETFs look and feel a lot like stocks, except that they track the performance of another asset instead of representing ownership of a specific business. billion in net asset value. That's up from $28.7

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Securities and Exchange Commission (SEC) Mutual Funds Exchange-Traded Funds Assets 246

The Motley Fool

SEPTEMBER 21, 2024

You can also buy bonds through ETFs or mutual funds. Funds are baskets of securities and can be a more accessible and affordable way to add bonds to your portfolio. For example, a top high-yield savings account is a great home for your emergency fund. You'd get a payment of $100 every six months for 10 years.

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Mutual Funds Debt Taxes Accounting 230

The Motley Fool

SEPTEMBER 12, 2023

Bonus offer: unlock best-in-class perks with this brokerage account Read more: best online stock brokers for beginners That difference isn't so surprising, though. So a better bet is to invest your money in mutual funds , index funds, and other assets that are likely to deliver strong returns, even if there's some risk involved.

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Mutual Funds Assets Accounting Returns 246

The Big Picture

DECEMBER 14, 2023

At the Money: Mutual Funds vs. ETFs with Dave Nadig, Financial Futurist for Vetta Fi (December 13, 2023) What’s the best instrument for your investments? Mutual funds or ETFs? But over the past few decades the mutual fund has been losing the battle for investors attention. Dave Nadig : Absolutely not!

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Mutual Funds Funds Exchange-Traded Funds Taxes 72

The Motley Fool

DECEMBER 1, 2023

billion acquisition of key 21st Century Fox assets that it acquired midway through fiscal 2019. Disney+ was launched just weeks before the final dividend was declared, and its direct-to-consumer streaming business now accounts for roughly a quarter of its total revenue. Revenue is a lot higher, and not just because of the $71.3

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The Motley Fool

AUGUST 28, 2023

Bonus offer: unlock best-in-class perks with this brokerage account Read more: best online stock brokers for beginners By way of example, let's look at how much the average American household spent in 2021, which was about $67,000, according to research from The Ascent. You'll also likely be eligible for Social Security.

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Mutual Funds Accounting Assets Funds 246

The Motley Fool

AUGUST 17, 2024

Sometimes, you may not even realize how much you're losing, especially if you're primarily focused on an investment's nominal return -- that is, its return before accounting for taxes, inflation, and investment fees. This is an annual fee you pay to the team overseeing the fund who manage the assets within it.

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Mutual Funds Exchange-Traded Funds Assets Taxes 173

The Motley Fool

MARCH 11, 2025

In its most recent look at the numbers, Standard & Poor's reports that 65% of large-cap mutual funds offered to investors in the U.S. Stretching the look-back timeframe out to three years, 85% of these funds lagged their large-cap benchmark. underperformed the S&P 500 last year. It's a reasonable concern.

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Exchange-Traded Funds Mutual Funds Funds Stakes 189

The Motley Fool

APRIL 1, 2024

Image source: The Motley Fool/Upsplash There are many ways you can invest your money, from traditional options like stocks and mutual funds to more recent options like cryptocurrency. They're also the most likely to invest in crypto, a high-risk asset and not a good place for all but a small portion of your money.

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Mutual Funds Exchange-Traded Funds Investing Taxes 130

The Motley Fool

SEPTEMBER 12, 2023

Here's who you should contact if your financial planner makes trades without your approval, and what types of accounts may allow an advisor to invest without needing your authorization for each trade. While available, these types of accounts aren't common.

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