The Motley Fool

APRIL 24, 2024

Today with Pyro, we get a crystal clear understanding of advances within hours of reviewing the deal tape, which allows us to price the deal quickly and accurately while the seller doesn't need to worry about a tail of liabilities. We look at all these portfolios. We run them. The Motley Fool has no position in any of the stocks mentioned.

Leveraging 246

Leveraging Amortization Bidding Collateral 246

The Motley Fool

MAY 2, 2024

We think five-year measurement periods do a good job of demonstrating our commitment to long-term accomplishments and accountability. Professional Liability and General Liability portfolios. General Liability and Professional Liability product lines within our Insurance segment.

Liabilities 130

Liabilities Shareholders Asset Management Portfolios 130

The Motley Fool

OCTOBER 31, 2024

Representing Prudential on today's call are Charlie Lowrey, chairman and CEO; Rob Falzon, vice chairman; Andy Sullivan, head of international businesses, and PGIM, our global investment manager; Caroline Feeney, head of US businesses; Yanela Frias, chief financial officer; and Rob Axel, controller and principal accounting officer.

Liabilities 130

Liabilities Capital Assets Shareholders 130

The Motley Fool

FEBRUARY 1, 2024

We saw lower premium volume within select domestic professional liability and general liability product lines where we adjusted writings in reaction to changes in market conditions and downward pressure on rates within certain classes, in particular within public D&O. billion in 2023, compared to 9.8

Liabilities 130

Liabilities Portfolios Capital Shareholders 130

The Motley Fool

OCTOBER 13, 2023

New account growth continued to be strong, up 22% from a year ago, reflecting the continued success of our new products and increased marketing. Importantly, the quality of the new accounts continued to be better than what we were booking historically. Do you think you could have incremental increases here?

Banks 246

Banks Capital Assets Investment Banks 246

The Motley Fool

JULY 26, 2023

With Live Oak's simple online account opening technology, aren't these 37 million mobile users vulnerable? Quick question, if someone had just $10,000 to their name in a money market or savings account, is not $400 meaningful to them? He saw a billboard in Wilmington with our 4% savings rate and opened a savings account.

Banks 189

Banks Accounting Prospects Collateral 189

The Motley Fool

MAY 13, 2024

Before we start discussing our main financial highlights, I would like to remind you that from the first-quarter '24 onwards, we have changed our internal accounting methodology for membership fees revenues. The materials representing incorporate this new internal accounting methodology as of the first quarter of '24.

Banks 130

Banks Collateral Financial Services Securities and Exchange Commission (SEC) 130

The Motley Fool

JULY 26, 2024

million, an increase of $57 million from Q1, consumer loan growth primarily home equity lines accounted for $51 million of the growth. We did move one loan into NPL status and have the collateral of that loan and the collateral of the NPL from last quarter, both being marketed for sale. Loans ended the quarter at $14.1

Mergers and Acquisitions 130

Mergers and Acquisitions Securities and Exchange Commission (SEC) Banks Assets 130

The Motley Fool

FEBRUARY 13, 2024

In the coming months, we expect to release an optional feature that allows borrowers to provide collateral to support their personal loan application. The excess money in our collective savings accounts plentiful during the stimulus years, has largely been spent after accounting for the effects of inflation.

Collateral 100

Collateral Liabilities Banks Capital 100

The Motley Fool

APRIL 24, 2024

million new accounts in the first quarter and grew average active accounts by 3%. Health and wellness purchase volume increased 8%, led by pet, dental, and cosmetic and reflecting broad-based growth in active accounts. We opened 4.8 and lifestyle purchase volume decreased 4%, reflecting the impact of lower transaction values.

Liabilities 130

Liabilities Capital Banks Finance 130

The Motley Fool

AUGUST 2, 2024

businesses; Yanela Frias, chief financial officer; and Rob Axel, controller and principal accounting officer. Our insurance and retirement businesses in turn provide a source of growth for PGIM through affiliated net flows as well as unique access to insurance liabilities. Today's discussion may include forward-looking statements.

Assets 130

Assets Capital Liabilities Shareholders 130

The Motley Fool

FEBRUARY 8, 2024

As it relates to our hedges, our balance liability position help protect us from the elevated rate volatility experienced during the first half of the quarter. In the OBX retained portfolio and whole loan position now account for roughly half of the total resi portfolio assets. billion in loans, of which $1.6

Capital 130

Capital Leveraging Banks Assets 130

The Motley Fool

DECEMBER 9, 2024

million and accounted for 96% of total revenue, an increase of 27% compared to $71.3 C3 AI and Microsoft will create joint webinar sales collateral to train the Microsoft and C3 AI sales forces on our joint offering solutions and value propositions. In fiscal year '23, Baker Hughes has accounted for 35% of our revenue.

Professional Services 130

Professional Services Accounting Shareholders Public Companies 130

The Motley Fool

AUGUST 24, 2023

SG&A expenses expanded primarily from wage investments, incentive compensation, general liability claims, and repairs and maintenance costs from improving store conditions. Notably, the impact of general liability claims was $0.07 I would say the ad collateral is basically the same it's always been. for the quarter.

Leveraging 130

Leveraging Liabilities Taxes Capital 130

The Motley Fool

FEBRUARY 21, 2024

chairman, president, and chief executive officer of the company; Steven Hamner, executive vice president and chief financial officer; Kevin Hanna, senior vice president, controller, and chief accounting officer; and Rosa Hooper, senior vice president of operations and secretary. This morning, we reported a GAAP net loss of $1.11

Securities and Exchange Commission (SEC) 130

Securities and Exchange Commission (SEC) Banks Prospects Assets 130

The Motley Fool

MAY 9, 2024

Steven Hamner, executive vice president and chief financial officer; Kevin Hanna, senior vice president, controller and chief accounting officer; and Rosa Hooper, senior vice president of operations and secretary. Kevin Hanna -- Senior Vice President, Controller and Chief Accounting Officer Thank you, Rosa.

Securities and Exchange Commission (SEC) 130

Securities and Exchange Commission (SEC) Prospects Finance Financing 130

The Motley Fool

APRIL 26, 2024

We continued to experience some migration from lower-cost accounts to higher-cost accounts. Of note in the quarter, we resolved one of the NPLs we discussed in Q3 of last year through a collateral sale. We expect the sale of that collateral over the next few quarters and have provisioned for that outcome in our Q1 results.

Mergers and Acquisitions 130

Mergers and Acquisitions Securities and Exchange Commission (SEC) Banks Assets 130

The Motley Fool

JULY 14, 2023

Card outstandings were up 18% year on year, which was the result of revolver normalization and strong new account growth. You know, that being said and fully taking into account the potential haircut from Basel III end game, is it possible that your natural ROTCE is maybe above that 17% through-the-cycle rate when rates aren't zero?

Banks 130

Banks Liabilities Capital Assets 130

The Motley Fool

FEBRUARY 7, 2024

Businesses; Ken Tanji, chief financial officer; and Rob Axel, controller and principal accounting officer. Prismic will enhance our mutually reinforcing business system and drive future growth by leveraging our differentiated brands, global asset and liability origination capabilities, and multichannel distribution. Turning to Slide 5.

Mergers and Acquisitions 130

Mergers and Acquisitions Capital Assets Liabilities 130

The Motley Fool

JANUARY 26, 2024

We continue to see migration out of lower cost accounts into higher costs but at a slower rate than the prior quarters. An additional new NPL in Q4 is also undergoing a sales process of the collateral and is under contract for sale. Excluding brokered deposits, our core deposits increased by over 500 million in the quarter.

Securities and Exchange Commission (SEC) 130

Securities and Exchange Commission (SEC) Mergers and Acquisitions Banks Taxes 130

The Motley Fool

JULY 19, 2024

Continuing to grow core checking accounts and operating accounts is really important to us. In some instances, we're adding additional collateral to support the credit. And so, if you think about 35% of those accounts reprice with the market so they're tied to an index or their short-term CDs.

Leveraging 130

Leveraging Capital Assets Banks 130

The Motley Fool

AUGUST 2, 2023

businesses; Ken Tanji, chief financial officer; and Rob Axel, comptroller and principal accounting officer. Our insurance and retirement businesses, in turn, provide a source of growth for PGIM through affiliated net flows, as well as unique access to insurance liabilities. Today's presentation may include forward-looking statements.

Assets 100

Assets Capital Liabilities Asset Management 100

The Motley Fool

JANUARY 25, 2024

Walt joined the bank in 2015 and brings 18 years of experience in the financial industry, including various finance, treasury, accounting, audit, and deposit analytic roles. They hold my bank accounts. We get our change orders through them, but I just literally take and transfer all that into my Live Oak account. She says yes.

Banks 130

Banks Taxes Funds Assets 130

The Motley Fool

FEBRUARY 8, 2024

Reconciliations of these non-GAAP measures to the most comparable measure under generally accepted accounting principles are available in the quarterly supplement. And it's collateralized as well by the equity interest in that private investment. So it's well collateralized, high net worth individual with great track record.

Investors 130

Investors Assets Banks Capital 130

The Motley Fool

JULY 25, 2024

How do you hold us accountable, right? So where does that actually leave us and how do you -- how should you hold us accountable? Bank accountants create, in my judgment, a lot of mumbo jumbo. Please see our Terms and Conditions for additional details, including our Obligatory Capitalized Disclaimers of Liability.

Banks 130

Banks Portfolios Assets Leveraging 130

The Motley Fool

MAY 3, 2024

We are actively gathering year-end financial information for our entire portfolio, and with most of the data already collected, the weighted average debt service coverage ratio remains over two times, with most of the collaterals in our portfolio generating more than twice their annual debt service payments. Those are two examples.

Debt 130

Debt Banks Assets Capital 130

The Motley Fool

NOVEMBER 1, 2023

Our Bitcoin remains subject to the current indefinite lived intangible asset accounting rules under, which we must record an impairment, when there's any decrease in the fair value, below our carrying value at any time during the quarter, which occurred in Q3, when Bitcoin price fell to $24,900. Now, turning to Slide 19.

Education 130

Education Assets Leveraging Debt 130

The Motley Fool

AUGUST 1, 2024

Our revolving credit facility remains a key source of liquidity for the company and we have further expanded that liquidity through the completion of a letter of credit facility for the California gas plants to support various collateral requirements up to $200 million. The Motley Fool has no position in any of the stocks mentioned.

Taxes 130

Taxes Debt Shareholders Capital 130

The Motley Fool

AUGUST 2, 2024

Reconciliations of these non-GAAP measures to the most comparable measure under generally accepted accounting principles are available in the quarterly supplement. For GAAP accounting purposes, the above-market portion of the interest expense is capitalized as part of the joint venture acquisition. Or just any update there?

Investors 130

Investors Debt Assets Capital 130

The Big Picture

AUGUST 8, 2022

They have some risk and whatever — however you put numbers on that sort of accounting or — and what’s allowed and not allowed and all of that is like a big can of worms actually. Any kind, collateral, non-collateral. They don’t have collateral. RITHOLTZ: And does that shield the company from liability?

Banks 81

Banks Debt Finance Financing 81

The Motley Fool

AUGUST 27, 2024

These non-GAAP financial measures are not prepared in accordance with generally accepted accounting principles. This will play out for years as cutting dig through the web of liabilities and risks uncovered by this historic outage. But as we mentioned, the focus is on new accounts. It's within our control. You may proceed.

Shareholders 130

Shareholders Best Practices Liabilities Accounting 130

The Motley Fool

MAY 7, 2024

Their frustrated account executive and business development managers missed demand gen and quota targets, and their leadership team was self-aware enough to correct the mistake. And so, people are looking across their account executive, account management teams. Buy cheap, buy twice.

Banks 130

Banks Capital Leveraging Companies 130

The Motley Fool

OCTOBER 23, 2024

Starting in the fourth quarter, you should model $79 million in quarterly corporate debt interest expense to account for the full impact of the new issuance. Also, we've chosen very high-quality collateral where customers have low note rates and large equity cushions. multiple of the base servicing strip.

Taxes 130

Taxes Leveraging Capital Amortization 130

The Motley Fool

APRIL 12, 2024

We have clear lines of accountability, starting with my management team, fewer layers, increased spans of control, and frankly, much less bureaucracy and needless complexity. trillion deposit base, which is well diversified across regions, industries customers and account types. It's increased accountability.

Banks 130

Banks Assets Mergers and Acquisitions Investment Banks 130

The Motley Fool

OCTOBER 20, 2023

While some customers find alternatives in other investment channels outside of Regions, many are moving to our CDs and money market accounts. Nonperforming loans as a percentage of total loans increased 15 basis points in the quarter due primarily to a large collateralized information credit. I mean, the middle of next year.

Banks 130

Banks Capital Portfolios Accounting 130

The Motley Fool

JULY 21, 2023

Additionally, we have access to sources of liquidity at June 30th, totaling approximately $53 billion, including collateral we have in a ready status at the Federal Home Loan Bank, the Federal Reserve's Bank Term Funding Program, and the discount window. We're continuing to grow checking accounts. And -- but we'll see.

Banks 130

Banks Capital Leveraging Assets 130

The Motley Fool

AUGUST 8, 2023

They're a little bit hard to pull together in the financials directly because the contracts are all a little bit different and they're all accounted for a little bit differently. One of the things we were doing very deliberately was to build up some very, very fresh collateral to be able to put into an ABS deal. That's the ideal.

Capital 100

Capital Collateral Funds Assets 100