The Motley Fool

JANUARY 15, 2024

Image source: Getty Images Opening a brokerage account is important if you hope to build wealth. Working with a broker allows you to buy stocks, which have historically earned a better return than savings accounts or most other assets. Just don't use your debt to put off investing forever.

Accounting 130

Accounting Debt Funds Assets 130

The Motley Fool

FEBRUARY 11, 2024

Image source: Getty Images Picking a savings account may seem like a simple task -- just go to a bank and sign up. But the reality is, there are a lot of different kinds of savings accounts, including standard accounts, high-yield accounts, and more specialized accounts like certificates of deposit (CDs).

Accounting 130

Accounting Banks Debt Return On Investment 130

The Motley Fool

AUGUST 23, 2023

Image source: Getty Images Being in debt isn't fun, and you may want to repay what you owe as soon as possible. Before you throw every spare dollar at your debt, though, it's important to understand the opportunity cost of putting off retirement investing.

Debt 130

Debt Taxes Accounting Financial Services 130

The Motley Fool

FEBRUARY 11, 2024

Image source: Getty Images Putting money into a savings account is undoubtedly a good move for your personal finances. Money in savings is accessible, so if you are saving for emergencies or for anything you're going to need money for soon (like a vacation in a few months), a savings account is the right place for it.

Accounting 130

Accounting Banks Debt Finance 130

The Motley Fool

FEBRUARY 20, 2024

You need a safe investment option where you can ideally earn a reasonable rate of return but you won't risk losing money. Savings accounts and CDs both fit the bill. Both are generally FDIC insured (meaning your money is protected from bank failure), and they can provide a reasonable rate of return without any risk.

Accounting 130

Accounting Banks Debt Funds 130

The Motley Fool

MAY 22, 2024

But that doesn't mean your options are limited just to a typical bank savings account. Along with the best savings accounts, which pay 5.00% APY or higher today, there's another type of safe, liquid, short-term savings vehicle where you can earn similarly high yields: it's called a money market fund.

Accounting 130

Accounting Mutual Funds Banks Taxes 130

The Motley Fool

JANUARY 27, 2024

Return on invested capital also has been on the rise over the past year. AMZN Return on Invested Capital data by YCharts These moves should benefit the company in better times, too. Investors' biggest concern about Carnival has been the company's debt levels.

Debt 241

Debt Return On Investment Capital Shareholders 241

The Motley Fool

SEPTEMBER 22, 2023

Image source: Getty Images These days, it's not hard to find a savings account paying an annual percent yield (APY) above 4.5%. Well, the Prizepool Savings App is no witchcraft, just a digital bank account with some unusual features. So when you hear about a relatively new banking app that pays 4.5% Every Friday at 12 p.m.

Accounting 130

Accounting Banks Debt Return On Investment 130

The Motley Fool

FEBRUARY 14, 2024

Badger Meter and its two peers, Roper Technologies and Xylem , account for roughly 85% of North American sales in this utility water-meter niche. Badger Meter's top-tier profitability should fuel continued growth Badger Meter boasts an impressive return on invested capital (ROIC) of 19%.

Capital 246

Capital Return On Investment Accounting Debt 246

The Motley Fool

JULY 11, 2023

The big question is, should you open a brokerage account and start investing while you're still working on paying debt or should you become debt-free first. Bonus offer: score up to $600 when you open this brokerage account Read more: best online stock brokers for beginners What kind of debt do you have?

Debt 100

Debt Investing Accounting Return On Investment 100

The Motley Fool

DECEMBER 16, 2023

Requiring a 15% annualized return for five years, an investment needs to slightly outperform the market's historical annualized total return of roughly 11% to 12% to accomplish this feat. Should this 90-day increase extend throughout the year, it would account for roughly 5% sales growth.

Mergers and Acquisitions 245

Mergers and Acquisitions Accounting Return On Investment Capital 245

The Motley Fool

NOVEMBER 24, 2023

The company's return on invested capital (ROIC), an important metric that measures operational efficiency, has been over 10% for nearly two decades. billion of long-term debt, Emerson's debt-to-equity ratio indicates an exceptionally healthy balance sheet, even if you exclude intangible assets associated with its previous acquisitions.

Debt 234

Debt Shareholders Prospects Portfolios 234

The Motley Fool

OCTOBER 1, 2024

A top-tier return on invested capital First, the company has maintained an average return on invested capital (ROIC) of 53% over the last decade. AutoZone's network accounts for 16% of the auto parts stores in the U.S., giving it unmatched heft.

Capital 246

Capital Return On Investment Debt Returns 246

The Motley Fool

AUGUST 30, 2023

Scraping together enough cash to invest in the stock market isn't easy. Between monthly bills and other living expenses, paying down high-interest credit card debt, and topping up your emergency savings, many things take precedence.

Investing 264

Investing Debt Shareholders Return On Investment 264

The Motley Fool

FEBRUARY 26, 2024

Three examples are businesses with consistently growing dividend payments and a low payout ratio, steady share repurchases, and a high and rising return on invested capital. Particular financial metrics have been proven to indicate market-beating potential when analyzing stocks. This is important to investors.

Shareholders 211

Shareholders Return On Investment Capital Debt 211

The Motley Fool

MARCH 15, 2024

If you have access to a 401(k) match at work, you should be investing enough in this account to claim the matching contributions. Taking advantage of an employer match should almost always be your top financial priority after paying your bills, except in very unusual circumstances such as when you have payday loan debt to repay.

Debt 130

Debt Accounting Funds Return On Investment 130

The Motley Fool

MARCH 2, 2024

But it's not enough to just have this money set aside for surprise costs -- it needs to be in the right bank account , too. You could earn a higher rate of return on your emergency money There's a big benefit of putting your emergency money into a CD. But is this really a good idea?

Funds 130

Funds Banks Debt Accounting 130

The Motley Fool

AUGUST 31, 2024

Thanks to these advantages, CSST now accounts for roughly 50% of fuel gas piping in new and remodeled housing construction in the U.S. -- a niche where Omageflex considers itself a leader. Even with the company currently in the trough of its business cycle, Omega Flex currently holds a return on invested capital (ROIC) of 24%.

Initial Public Offering 245

Initial Public Offering Shareholders Debt Returns 245

The Motley Fool

NOVEMBER 26, 2023

The professional segment, which accounts for roughly 76% of its revenue, sells equipment to golf courses, sports fields, landscapers, underground construction companies, and snow and ice removal contractors. Averaging a ROIC of 19% since 2000, Toro has consistently generated robust returns on the capital it has put to work.

Capital 244

Capital Return On Investment Debt Returns 244

The Motley Fool

AUGUST 2, 2024

And so is what to do if you have debts or bills. Pay off any high-interest debt The average credit card charges more than 22% interest. You'll be hard-pressed to find any investment that gives you a 22% return. Ergo, if you have high-interest debt, the best return on investment is to pay off that debt.

Debt 130

Debt Accounting Banks Returns 130

The Motley Fool

OCTOBER 7, 2024

Etsy's indicators for outperformance First, there is Etsy's impressive cash return on invested capital (ROIC) of 40%, which would rank strongly among S&P 500 stocks. A high and rising cash ROIC like Etsy's, comparing the company's cash generation to its debt and equity, is often an indicator of future outperformance.

Debt 246

Debt Capital Returns Return On Investment 246

The Motley Fool

JULY 3, 2024

The company currently accounts for only 2% of the highly fragmented SMB MRO market, so its growth story should still be in its early chapters -- especially as it moves into new product verticals like healthcare, hospitality, and pneumatics. Here's why I think adding Indoff to its operations could improve these ROIC figures.

Debt 245

Debt Returns Return On Investment Accounting 245

The Motley Fool

APRIL 28, 2024

You should work on building up money in an emergency fund first -- and your emergency fund should be in a high-yield savings account. The Ascent has a long list of high-yield savings accounts offering rates as high as 5.36%. Open a savings account now and start padding your emergency fund.

Banks 130

Banks Debt Accounting Taxes 130

The Motley Fool

MARCH 8, 2024

So why not use it to open a brand-new high-yield savings account ? When the Federal Reserve hikes rates for banks to borrow money from each other, consumers are impacted with higher interest rates on loans and credit cards (bad), but also higher rates on deposit accounts (good). Consider a certificate of deposit (CD).

Taxes 130

Taxes Debt Accounting Finance 130

The Motley Fool

NOVEMBER 16, 2024

Let's look at what Warren Buffett thinks you should do if you have credit card debt -- and what this advice can teach us about investing. Warren Buffett's credit card advice: Pay off high-interest debt first Warren Buffett was quoted by CNBC speaking about a friend who had asked what she should do with some extra cash.

Debt 130

Debt Accounting Stock Market Stock Market 130

The Motley Fool

AUGUST 6, 2023

Search, in turn, fuels the company's industry-leading adtech business, which accounts for nearly 30% of global online ad revenue, according to data compiled by industry publication Digiday. billion in long-term debt and operating lease liabilities. This results in more than $91.5

Securities and Exchange Commission (SEC) 246

Securities and Exchange Commission (SEC) Stakes Investing Hedge Funds 246

The Motley Fool

MARCH 16, 2024

Here's what happens if you put this money into a brokerage account where it can grow. The benefit of investing your refund Investing your tax refund ensures that you won't waste the money and that the cash can go to work for you and help you grow richer over time. And for many people, it can be the right choice.

Taxes 130

Taxes Investing Debt Accounting 130

The Motley Fool

MAY 5, 2024

Leaving money in a zero-interest checking account If you have cash sitting in a zero-interest checking account, you are missing out on interest income, and you are actually losing money to inflation. Find a better place to keep your cash than a zero-interest checking account. Choose a high-yield savings account.

Taxes 130

Taxes Banks Accounting Debt 130

The Motley Fool

SEPTEMBER 30, 2024

Lower interest rates lower the cost of capital and can increase the return on investment for capital-intensive projects. In the past nine years, it has reduced its total net long-term debt position by 29% and lowered its leverage. PBA Debt To Capital (Quarterly) data by YCharts. For context, Kinder Morgan spent $2.5

Exchange-Traded Funds 130

Exchange-Traded Funds Debt Leveraging Capital 130

The Motley Fool

SEPTEMBER 2, 2023

Image source: Getty Images It's generally a good idea to open a brokerage account and start investing. Investing your money helps it grow. Once you've earned returns, that money can be reinvested, growing your account balance and allowing you to earn interest on interest. There's a simple reason for that.

Investing 130

Investing Debt Accounting Stock Market 130

The Motley Fool

JULY 8, 2023

It reported a better-than-expected adjusted earnings before interest, taxes, depreciation, and amortization ( EBITDA ) profit of $681 million, though it's still losing money on a generally accepted accounting principles ( GAAP ) basis. Carnival raised its full-year guidance, calling for $4.1 billion-$4.25

Prospects 246

Prospects Amortization Depreciation Earnings Before Interest 246

The Motley Fool

NOVEMBER 26, 2024

Apple's return on invested capital is currently an outstanding 54.1%. Yes, Apple carries term debt, to the tune of $97 billion. But it's critical to also take into account the valuation. In the past decade, the company's operating margin has averaged a superb 28.2%. The balance sheet is also in pristine condition.

Investing 181

Investing Stakes Debt Shareholders 181

The Motley Fool

MARCH 30, 2024

Debt payoff The average credit card interest rate is 21.47%, while the typical payday loan has an APR close to 400%. It's very unlikely you'll find anywhere else to put your money that would provide the return on investment (ROI) that comes from avoiding such expensive interest. A 401(k) match is free money.

Taxes 130

Taxes Education Accounting Debt 130

The Motley Fool

OCTOBER 28, 2023

You'll be told how much you must pay each month out of your checking account in order to repay the loan in full by your designated payoff period. The higher the rate you're paying, the more advantageous it is to pay the loan off early because your return on investment (ROI) is the interest saved. Is there a prepayment penalty?

Debt 130

Debt Finance Financing Return On Investment 130

The Motley Fool

MAY 5, 2024

S&P Global has a robust economic moat When companies borrow money from the public, it's important for prospective investors to understand the company's health, whether it will be able to repay its debts, and the risks associated with investing in that debt. The deal expanded S&P Global's information and analytics offerings.

Debt 130

Debt Prospects Finance Financing 130

The Motley Fool

JUNE 12, 2024

Ideally, you should have three to six months' worth of living expenses put away in a high-yield savings account. Max out your 401(k) match If you work for a company that offers a 401(k) match, you should be contributing enough to your 401(k) account to earn the matching funds.

Return On Investment 130

Return On Investment Debt Accounting Funds 130

The Motley Fool

JULY 23, 2023

Featured offer: save money while you pay off debt with one of these top-rated balance transfer credit cards I generally have not been interested in putting money in a CD and facing the risk of a penalty if I need to take it out early. A CD is one option to save for medium-term purchases, along with a high-yield savings account.

Banks 130

Banks Accounting Debt Funds 130