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Ranked: The 3 Best Places to Put Your Money in 2025

The Motley Fool

Image source: Getty Images Spoiler alert: I'm not about to give you three red-hot stock tips. See our expert picks for the best FDIC-insured high-yield savings accounts available today - enjoy peace of mind with competitive rates. That's double the average annual return of the stock market.

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Your Emergency Fund Doesn't Belong in the Stock Market -- Here's Why

The Motley Fool

Image source: The Motley Fool/Unsplash Building an emergency fund is a cornerstone of personal finance -- and once you've got that money saved, it's crucial to find the best place to keep it (and no, keeping it in your checking account isn't usually your best move). Where does your emergency fund belong? You have a few options.

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Vanguard Total Stock Market ETF: The Ultimate One-Fund Portfolio Solution

The Motley Fool

For those seeking a simpler approach, Vanguard offers a compelling solution with its suite of 86 exchange-traded funds (ETFs). Why consider the Vanguard Total Stock Market Index Fund ETF? equity market, encompassing small-, mid-, and large-cap growth and value stocks. VTI Total Return Level data by YCharts.

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Is $100,000 Too Much to Have in Your Savings Account?

The Motley Fool

Image source: Getty Images Having $100,000 in your savings account is an impressive achievement, and it's far more than what most people have saved. The median savings account balance is $1,200, according to a study last year by The Motley Fool Ascent. But that doesn't necessarily mean you should keep $100,000 in your savings account.

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Is $25,000 Enough to Have in Your Savings Account?

The Motley Fool

So if you have $25,000 in your savings account , you're clearly in a much better place. But if your expenses are higher, then a $25,000 balance in savings may not amount to a complete emergency fund. So in that case, you'd need more than $25,000 for a three-month emergency fund. That's pretty scary. You'd think that it would be.

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How Much Money Should You Keep in Your Savings Account? Here’s the Sweet Spot

The Motley Fool

At the same time, you don't want to overfund your savings account , because doing so could mean missing out on better returns elsewhere. The best way to use a savings account A savings account is a good place to park some cash for near-term purchases. And you should also make it your emergency fund's home.

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3 Reasons Not to Open a High-Yield Savings Account, Even With Rates at 5.36%

The Motley Fool

Image source: The Motley Fool/Unsplash High-yield savings accounts combine flexibility with high interest rates to help you grow your savings. Today's high-rate environment has lifted savings account rates to two-decade highs, with the best accounts currently paying 5.36%.