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Ranked: The 3 Best Places to Put Your Money in 2025

The Motley Fool

Image source: Getty Images Spoiler alert: I'm not about to give you three red-hot stock tips. See our expert picks for the best FDIC-insured high-yield savings accounts available today - enjoy peace of mind with competitive rates. That's double the average annual return of the stock market. stock market all at once.

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Your Emergency Fund Doesn't Belong in the Stock Market -- Here's Why

The Motley Fool

Image source: The Motley Fool/Unsplash Building an emergency fund is a cornerstone of personal finance -- and once you've got that money saved, it's crucial to find the best place to keep it (and no, keeping it in your checking account isn't usually your best move). So what kind of account is best for this crucial cash?

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Is $25,000 Enough to Have in Your Savings Account?

The Motley Fool

So if you have $25,000 in your savings account , you're clearly in a much better place. If so, you might assume that you're in great shape with a $25,000 savings account balance. But in that case, you may want to take your remaining $4,000 and invest it in a brokerage account. That's pretty scary. You'd think that it would be.

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How Much Money Should You Keep in Your Savings Account? Here’s the Sweet Spot

The Motley Fool

At the same time, you don't want to overfund your savings account , because doing so could mean missing out on better returns elsewhere. The best way to use a savings account A savings account is a good place to park some cash for near-term purchases. Click here to see our list of the best high-yield savings accounts.

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Vanguard Total Stock Market ETF: The Ultimate One-Fund Portfolio Solution

The Motley Fool

Among these various funds, the Vanguard Total Stock Market Index Fund ETF (NYSEMKT: VTI) stands out as a comprehensive option for investors looking for a diversified stock portfolio without the hassle of performing extensive due diligence and frequent monitoring. Why consider the Vanguard Total Stock Market Index Fund ETF?

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Why Oct. 31 Could Be a Big Day for the Stock Market

The Motley Fool

31 Microsoft and Meta Platforms announce earnings results for the September quarter after market close on Oct. They account for 10% of the S&P 500 by market value, so their financial reports could materially move the stock market the next day. 31, the stock market could decline sharply.

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Here's Why I'm Not Worried About My Savings Account if Rates Drop

The Motley Fool

If interest rates drop, banks and credit unions will lower rates on their accounts, too. Personally, I'm keeping my money where it is in a high-yield savings account. Growth is my goal with investments, which is why I invest heavily in the stock market through a brokerage account. I have investments for that.