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Should You Forget Bitcoin and Buy XRP Instead?

The Motley Fool

The differences between XRP and other cryptocurrencies XRP is the native cryptocurrency of Ripple, a blockchain ledger which is used as a cheaper, faster, and more secure alternative to the widely used SWIFT (Society for Worldwide Interbank Financial Telecommunication) protocol for money transfers.

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It May Be a Wild Ride, but This Cryptocurrency Could Generate Serious Wealth

The Motley Fool

It promoted the network as a faster and cheaper alternative to the SWIFT (Society for Worldwide Interbank Financial Telecommunication) payment protocol used by most financial institutions. It's mainly used to route real-time payments, remittance transfers, and currency exchange transactions.