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The Average American Age 65 and Older With a 401(k) Retirement Account Has $232,710 Invested in It. 4 Strategies to Help You Beat the Average Before You Retire.

The Motley Fool

That's according to data compiled by mutual fund company and retirement plan administrator Vanguard in its 2023 look at all of its plans' participants. That is to say, less trading and simpler strategies often lead to more gains than you'd likely achieve with a more active or narrowly focused approach.

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Active vs. Passive Investors: You Might Be Surprised by Which One Outperforms

The Motley Fool

Active vs. passive, explained Active and passive investing are two key investing approaches. You'll see the two in the world of mutual funds, as an example. Actively managed mutual funds are ones where financial professionals study the universe of investments and decide which ones to buy and sell, and when to do so.

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You Can't Control Oil Prices, But You Can Control What You Do About Them

The Motley Fool

Let someone else make the decisions If you're an active investor, it might sound counterintuitive, but you can hire someone else to handle subsets of your portfolio. On the mutual fund front, you could start your search with a fund like Fidelity Natural Resources (FNARX). Rowe Price, and other fund shops.

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Building a Million-Dollar Portfolio Could Be as Simple as These Few Steps

The Motley Fool

If you prefer active management, you might go with Vanguard Wellington Fund (VWELX), which has a similar stock/bond target, but human beings pick the stocks. Or, if you are more conservative, you might go with Vanguard Wellesley Fund (VWINX), which targets a 40% stock and 60% bond mix.

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CDs, Savings and Checking Accounts, Savings Bonds: Here's Where I Put My Own Cash

The Motley Fool

Savings accounts are my primary cash account type I prioritize investing when I have extra money, and while that's a different topic for a different article, it's worth pointing out that the bulk of my money is in brokerage accounts and retirement accounts , invested in stocks, mutual funds, ETFs, and other instruments.

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Investing $100 Per Month in This ETF Could Make You a Multimillionaire

The Motley Fool

To relatively new investors the suggestion seems outrageous. The whole point of being an active investor is to outperform the stock market! As most veteran investors can attest, however, consistently beating the market is a rarity. Most mutual fund managers can't even do it.

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Transcript: Marta Norton

The Big Picture

And so there was a lot of need on the active mutual fund friends. And so my coverage list kind of converted over time to focus more on mutual funds, to focus on five to nine plans, college savings. RITHOLTZ: So these are stocks, bonds, ETFs, mutual funds? And he found it in the mutual fund space.