The Motley Fool

JULY 18, 2023

So what In a note by StreetInsider this morning, investment bank Evercore laid out four main reasons why it's upgrading Pinterest stock to outperform and raising its price target to $41 -- the highest estimate currently on Wall Street. As of 11:35 a.m. ET Tuesday, the company's stock is up a solid 2%. The first is digital ad spending.

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The Motley Fool

SEPTEMBER 20, 2024

There's also evidence, according to a Bank of America study, that stocks outperform in the year after they split. In its most recent fiscal quarter, the company reported adjusted earnings before interest, taxes, depreciation, and amortization ( EBITDA ) of $8.2 Jeremy Bowman has positions in Bank of America and Broadcom.

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The Motley Fool

AUGUST 12, 2023

SoFi Technologies The shift to digital banking is another powerful trend that's creating enormous profit opportunities for investors. Online personal finance upstart SoFi Technologies (NASDAQ: SOFI) is benefiting from this shift -- and it's poised to claim a far larger share of the massive banking industry.

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The Motley Fool

JANUARY 11, 2024

2023 wasn't a great year for bank stocks or fintech stocks , many of which underperformed the market. However, fintech and banking superstar SoFi Technologies (NASDAQ: SOFI) gained 116% last year after plunging 71% in 2022. SoFi offers a banking experience with the best that technology offers. There were $2.9

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The Motley Fool

JANUARY 4, 2024

Despite the many digital banks that have sprung up in recent years, SoFi has made a name for itself with its easy-to-use, low-fee tools, and solutions that just make finance easier for the masses. In addition to student loans, it now offers a full suite of credit products, bank accounts, credit cards, investment tools, and more.

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The Motley Fool

JUNE 22, 2024

Impressive growth and profitability, with many levers to pull Banking disruptor SoFi (NASDAQ: SOFI) continues to grow impressively despite the difficult economic climate. million; the company's technology platform is performing well; and the banking side of the business continues to grow its deposit base.

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The Motley Fool

OCTOBER 31, 2024

Fintech leader generating profitable growth Block stands out as a fintech pioneer and payments industry innovator driving the ongoing digitization of global commerce and banking. Those headline numbers are objectively positive but also mark a gradual slowdown compared to even stronger rates in the first half of the year.

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The Motley Fool

NOVEMBER 26, 2023

In other words, Adyen handles everything from authorizing transactions with issuing banks to settling funds in merchant accounts, and it provides those services across physical and digital channels. By consolidating the payments value chain, Adyen captures more comprehensive data than stand-alone payment processors or acquiring banks.

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The Motley Fool

JUNE 17, 2023

banks) with the same rate of defaults. Upstart uses its AI technology to originate and service loans that it generally then passes on to its banking partners and institutional investors. It expanded its number of bank and credit union partners to 99 from just 10 at its IPO. Image source: Getty Images.

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The Motley Fool

NOVEMBER 3, 2024

billion Canadian ($3 billion) of adjusted earnings before interest, taxes, depreciation, and amortization ( EBITDA ) in the period. The reliable growth continues Enbridge recently reported its third-quarter results. The pipeline and utility operator produced $4.2 That was 8% higher than last year.

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The Motley Fool

JUNE 14, 2024

Pagaya: A better credit evaluation model Pagaya operates an AI-driven credit evaluation platform that helps banks and financial institutions more accurately identify and minimize risk while opening up more opportunities for effective lending. Bank and has six large lenders lined up to join the platform.

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The Motley Fool

FEBRUARY 13, 2024

Together, these groups cover areas like risk data management, regulatory reporting solutions, fraud and anti-money laundering , and surveillance for banks, insurers, and asset managers. times EBITDA (earnings before interest, taxes, depreciation, and amortization) to 3.3 Nasdaq's solutions in that space could prove essential.

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The Motley Fool

JULY 29, 2023

But at a Bank of America conference in late June, CFO Pascal Desroches had already tempered the market's expectations by predicting AT&T would only gain about 300,000 postpaid phone subscribers in Q2. The Motley Fool has positions in and recommends Bank of America and Zoom Video Communications. Leo Sun has positions in AT&T.

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The Motley Fool

JULY 17, 2023

Online bank and personal finance specialist SoFi Technologies (NASDAQ: SOFI) managed a smashing initial public offering (IPO) at the height of the previous bull market, benefiting from a moment in time when investors piled money into any new stock that looked exciting. which is expensive for a bank. million, or 46% more than last year.

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The Motley Fool

FEBRUARY 22, 2024

Financial stocks can cover the gamut of big, established banks through digital upstarts. SoFi Technologies (NASDAQ: SOFI) is a young and growing all-digital bank that's adding customers at a rapid pace. Bank of America (NYSE: BAC) is a large, traditional bank that pays a dividend.

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The Motley Fool

JUNE 25, 2024

Ares Capital and its BDC peers are essentially lenders to misize businesses that are too big for small-business loans but too small for consideration by a traditional American bank. With plenty of businesses hungry for capital, Ares Capital's underwriting team can pick and choose highly reliable borrowers.

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The Motley Fool

MARCH 21, 2024

SoFi's revenue increased 35% year over year to $615 million in the fourth quarter, and adjusted earnings before interest, taxes, depreciation, and amortization (EBITDA) increased 159% to $181 million. But SoFi is demonstrating much higher growth than the typical, established bank stock. in earnings per share (EPS).

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The Motley Fool

NOVEMBER 27, 2023

Here is the stock's secret to dividend longevity and why investors can continue banking on future raises. Today, the company has a reasonable debt-to- EBITDA (earnings before interest, taxes, depreciation, and amortization) ratio of 1.8. While Illinois Tool Works leans on debt, it doesn't do so too heavily.

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The Motley Fool

JUNE 23, 2023

Upstart Upstart (NASDAQ: UPST) is a consumer loan company that leverages big data and AI algorithms to help financial institutions, banks, and credit unions assess the creditworthiness of loan applicants. banks and can allow for 173% higher approvals at the same default rate and 53% fewer defaults at the same approval rate.

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The Motley Fool

JUNE 23, 2023

In fact, management thinks that Carnival will produce adjusted earnings before interest, taxes, depreciation, and amortization ( EBITDA ) of $4 billion (at the midpoint) this fiscal year. The regional banking crisis appears to have been a net positive for SoFi. The company is certainly heading in the right direction.

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The Motley Fool

DECEMBER 9, 2024

While there's plenty of competition in the online banking market, SoFi continues to increase its customer count and sales. Adjusted earnings before interest, taxes, depreciation, and amortization ( EBITDA ) jumped 90% to $186.2 In the third quarter (ending Sept. In the third quarter (ending Sept.

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The Motley Fool

SEPTEMBER 19, 2023

However, it plans to trim its total costs by $2 billion over the next three years to reduce its ratio of net debt to adjusted earnings before interest, taxes, depreciation, and amortization ( EBITDA ) to 3 by the end of 2023 and 2.5 by the end of 2025. Leo Sun has positions in AT&T and Amazon.com.

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The Motley Fool

SEPTEMBER 26, 2023

Before you chase lofty price targets, remember that the investment bank analysts who set high targets will simply adjust them downward if things don't work out. Image source: Getty Images. Here are some things you should know about these stocks before risking any of your own hard-earned money.

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The Motley Fool

SEPTEMBER 22, 2023

And the company's adjusted EBITDA (earnings before interest, taxes, depreciation, and amortization) margin shrank four percentage points to 34%. While impressive at first glance, growth is actually decelerating as revenue had climbed 39% in the prior-year period.

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The Motley Fool

JANUARY 27, 2024

In the most recent quarter, gross profit grew by 21% year over year, and adjusted earnings before interest, taxes, depreciation, and amortization ( EBITDA ) was up by 46%. They're doubling down on efficiency, with moves like a cap on the number of employees and new cost controls. There's clear momentum in the business.

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The Motley Fool

JULY 10, 2023

Even though it's gaining direct-to-consumer (DTC) subscribers, adjusted operating income before depreciation and amortization (OIBDA) for its DTC segment worsened to a loss of $511 million in the March-ended quarter -- 12% worse than the year-ago period. banks, it's tough to envision much in the way of upside for Citigroup.

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The Motley Fool

SEPTEMBER 3, 2023

And according to the Federal Reserve Bank of Atlanta, the home affordability index is at 69.5, Additionally, a third-quarter forecast for earnings before interest, taxes, depreciation, and amortization ( EBITDA ) losses as well as analyst predictions of losses may continue to weigh on the stock.

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The Motley Fool

AUGUST 29, 2023

While few customers think about what happens when they swipe their cards, the system is complex and involves an acquiring bank, a payment processor, the issuing bank, and the credit card network. That shows management's confidence in its prospects, but many investors don't share that assurance, clearly.

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The Motley Fool

JULY 24, 2024

CrowdStrike 's (NASDAQ: CRWD) stock price tumbled 11% on July 19 after the cybersecurity company's flawed software update for Windows PCs sparked a global IT outage across banks, airports, hospitals, government agencies, retailers, and other businesses.

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The Motley Fool

MARCH 13, 2024

Adjusted earnings before interest, taxes, depreciation, and amortization (EBITDA) soared 86% in the company's latest quarter. Nu is the parent company of Nubank, a digital bank in Brazil that has exploded in popularity since launching roughly a decade ago. The bottom line is holding up even better. Image source: Getty Images.

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The Motley Fool

SEPTEMBER 23, 2023

This BDC and others like it exist because big banks generally avoid lending to mid-sized companies. million annually before interest, taxes, depreciation, and amortization ( EBITDA ). At recent prices, Ares Capital offers a huge 10.1% It hasn't risen in a straight line, but its payout is up 23% over the past five years.

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The Motley Fool

MARCH 3, 2024

Block has since expanded its offerings on the Cash App to provide users with banking and investment services. Block is also working to make the Cash App one of the top banking services provided to households earning $150,000 or more. This part of its business was responsible for $4.3 billion in gross profit last year.

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The Motley Fool

DECEMBER 2, 2024

Delta Air Lines ' (NYSE: DAL) recent investor day presentation prompted a slew of upgrades from heavyweight financial companies, including Deutsche Bank , UBS , Citi , and most notably, Morgan Stanley , whose analyst maintained an overweight rating and slapped a $100 price target on the stock -- a figure implying 57% upside at the time of writing.

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The Motley Fool

SEPTEMBER 7, 2024

Its adjusted earnings before interest, taxes, depreciation, and amortization ( EBITDA ) also improved from negative $94 million in 2022 to positive $536 million in 2023 as it executed two rounds of layoffs and other aggressive cost-cutting. billion in 2023 and eclipsed its pandemic-era record high of $1.82 billion in 2021.

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The Motley Fool

SEPTEMBER 7, 2023

the amount of adjusted earnings before interest, taxes, depreciation, and amortization ( EBITDA ) that management expects this year. PennantPark and similar BDCs make loans to midsized businesses that big banks tend to ignore. That works out to about 3.1x By the first half of 2025, the company expects net debt to fall to just 2.5x

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The Motley Fool

DECEMBER 6, 2023

Higher interest rates made consumers less interested in borrowing, and recession fears made banks reluctant to take over these loans that are initially put on Upstart's books with the intention of selling them off within the first six months. What's changed is the macroeconomic environment. million, up from a loss of $12.5

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The Motley Fool

DECEMBER 22, 2023

It acquired Golden Pacific Bancorp in 2022, and with it, a bank charter. It now offers a full suite of services like bank accounts and credit cards. Adjusted earnings before interest, taxes, depreciation, and amortization (EBITDA) increased 121% to $98 million.

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