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The debtcrowdfunding movement links private lenders with private borrowers, cutting out the middleman of a bank or credit union. Interest rates are often set at the beginning of the loan, and amortized similarly to a mortgage.
You can also in the act of doing that, experienced tax benefits and amortization of debt if it was used to finance the purchase. Although there are some funds and some modern crowdfunding platforms that do allow you to do that. Matt Argersinger: All right, I guess I'll do the stock side. That was nice and succinct.
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Amortization 
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