The Motley Fool

APRIL 24, 2024

Thanks to fast portfolio growth and impressive operating leverage, servicing income reached $273 million. Today with Pyro, we get a crystal clear understanding of advances within hours of reviewing the deal tape, which allows us to price the deal quickly and accurately while the seller doesn't need to worry about a tail of liabilities.

Leveraging 246

Leveraging Amortization Bidding Collateral 246

The Motley Fool

MARCH 13, 2025

In addition to the opportunity to increase sales and ultimately realize further growth in the pOpshelf banner, we are also able to leverage learnings from this banner and apply them in our non-consumable categories in our Dollar General stores to further strengthen that offering for our DG customers.

Leveraging 130

Leveraging Depreciation Shareholders Capital 130

The Motley Fool

MARCH 13, 2024

Adjusted gross margin improvement was driven primarily by lower freight costs, occupancy cost leverage from the extra week, and higher vendor allowances, partially offset by product costs inflation, unfavorable sales mix, and elevated shrink. per share negative impact, primarily from unfavorable general liability insurance claims.

Liabilities 246

Liabilities Depreciation Leveraging Capital 246

Blackstone

AUGUST 8, 2024

6 Figure 1: Financing the Real Economy with Private Credit 7 The Private Credit Advantage for Investors The investor base has evolved alongside the growth of private credit markets, expanding from liability-driven insurance funds to pension capital and sovereign wealth funds to individual investors.

Financing 121

Financing Finance Amortization Banks 121

The Motley Fool

FEBRUARY 28, 2025

NAV is defined as total assets minus total liabilities and is also reported on a per-share basis. Our regulatory debt to equity leverage calculated as total debt excluding our SBIC debentures divided by net asset value was 0.64 Net asset value, or NAV, increased by $1.08 per share over the third quarter and by $2.45 at year-end.

Capital 130

Capital Asset Management Debt Leveraging 130

The Motley Fool

JULY 31, 2024

Since our last earnings call on April 30, I am pleased to announce that we are making solid progress on our path forward of one, simplifying the business; two, operational performance improvement and three, reducing leverage. We have reduced our leverage to 8.48 One, a $4 million increase in interest expense. times as compared to 8.76

Debt 246

Debt Assets Leveraging Financing 246

The Motley Fool

FEBRUARY 27, 2025

Where appropriate, we may refer to non-GAAP financial measures to evaluate our business, specifically adjusted EBITDA, a measure of earnings before interest, taxes, depreciation, amortization, and share-based compensation. Ashley Cordova -- Chief Financial Officer I'd say that has more to do with the ending of the amortization of the royalty.

Amortization 130

Amortization Taxes Financing Finance 130

The Motley Fool

MARCH 13, 2025

Customers using the platform are actively leveraging our advanced AI features and, more importantly, finding real value in them. Cost of revenues decreased by $6 million, or 53%, in Q4, primarily due to previous technology-related amortization expenses that became fully amortized in 2024. R&D decreased by $1.1 million or 6%.

Securities and Exchange Commission (SEC) 130

Securities and Exchange Commission (SEC) Leveraging Debt Amortization 130

The Motley Fool

DECEMBER 4, 2024

For us, SG&A means selling, general, and administrative expenses including payroll and other compensation, marketing and advertising expense, depreciation and amortization expense, and other selling and administrative expenses. Additionally, we will be discussing certain non-GAAP financial measures. A reconciliation of these items to U.S.

Leveraging 130

Leveraging Capital Amortization Depreciation 130

The Motley Fool

SEPTEMBER 22, 2023

Over the past year, it's consistently grown revenue at double-digit and triple-digit rates, while narrowing its losses on an adjusted earnings before interest, taxes, depreciation, and amortization ( EBITDA ) basis. It also ended its latest quarter with $948 million in total liabilities and just $255 million in cash and equivalents.

Mergers and Acquisitions 130

Mergers and Acquisitions Enterprise Values Amortization Depreciation 130

The Motley Fool

MAY 2, 2024

Commerce Audiences are a set of precision targeting tactics that leverage the largest commerce dataset on the open internet and best-in-class AI to help advertisers acquire and retain customers. Moving down the P&L, depreciation and amortization decreased by 2% in Q1 2024 to $25 million.

Leveraging 245

Leveraging Shareholders Capital Investors 245

The Motley Fool

MARCH 11, 2025

While it is too early to share any details, we are excited about the opportunity to leverage technology, and we have more to share later in the year as we develop these plans. Depreciation and amortization of $730 million, interest expense of $315 million, and a tax rate of 18%. comp leverage point that we've given you.

Depreciation 130

Depreciation Leveraging Capital Debt 130

The Motley Fool

OCTOBER 24, 2023

Excluding the impact of the change in accounting estimate, operating margins increased roughly 6 points driven by improved operating leverage through cost management and the higher gross margin noted earlier. billion, including approximately $500 million of amortization of acquired intangible assets from the Activision acquisition.

Securities and Exchange Commission (SEC) 245

Securities and Exchange Commission (SEC) Leveraging Accounting Banks 245

The Motley Fool

AUGUST 31, 2023

This increase was driven by retail labor, including approximately $40 million of our targeted labor investment, as well as utilities, depreciation, and amortization and rent. These include reducing our inventory position, refreshing and refining our processes, leveraging additional tools and technology, and improving execution in our stores.

Leveraging 244

Leveraging Shareholders Returns Capital 244

The Motley Fool

MARCH 20, 2024

We also drove stronger operating leverage, while continuing to invest in our content and technology capabilities. percentage points and grew net cash flow from operating activities by 54%, highlighting the operational leverage in our model. We made significant progress in driving profitability, improving operating leverage by 1.8

Leveraging 130

Leveraging Amortization Financing Finance 130

The Motley Fool

MAY 15, 2024

Like our managed trading services, our MTS solution, which offers sophisticated trading risk and liability management for sportsbooks continues to be a leader in the marketplace. We saw continued momentum in our core products in the quarter. He joins us from Lindblad Expeditions where he was CFO for approximately seven years.

Leveraging 130

Leveraging Financing Finance Banks 130

The Motley Fool

NOVEMBER 7, 2024

We have built a strong foundation for our business with a diverse portfolio of products and broad client distribution funnel, which are leveraging to monetize our global sports content. The 4Sight products target fast-growing in-play gaming sector and optimizes acquisition, engagement and retention by leveraging our cutting-edge technology.

Leveraging 130

Leveraging Shareholders Portfolios Capital 130

The Motley Fool

AUGUST 2, 2023

Supply chains are improving, which have normalized lead times, allowing us to create better operating leverage in our manufacturing facilities. And also we're working on further SG&A leverage as we standardize and leverage also functional excellence across the organization. Services is growing faster than install now.

Amortization 130

Amortization Banks Leveraging Mergers and Acquisitions 130

The Motley Fool

NOVEMBER 7, 2024

These increases were partially offset by a $4 million decrease in amortization expense, as the intangible technology assets acquired with our rentals business completed their amortization. All of those let us get leverage over margins. Our adjusted EBITDA was $4 million, down from $8 million in the prior year.

Amortization 246

Amortization Bidding Funds Investors 246

The Motley Fool

NOVEMBER 7, 2024

Our strong financial performance, debt refinancing, and early achievement of net leverage ratio goals have allowed for a tighter focus on equity dilution management. The primary driver of the decrease was the result of the SpotX acquired intangible assets that became fully amortized in the third quarter of last year. at the end of Q2.

Bidding 245

Bidding Leveraging Capital Debt 245

The Motley Fool

FEBRUARY 22, 2024

They operate as a closed system, leveraging existing reserves and capital, current premiums, as well as future new premiums under the LTC MYRAP plan to cover future claims and other obligations. Our second strategic priority is to leverage Genworth's LTC expertise to develop new, innovative aging services and solutions.

Liabilities 130

Liabilities Legal Taxes Debt 130

The Motley Fool

SEPTEMBER 4, 2024

of EPS that wasn't in our June outlook, was related to general liability claims. Predicting these claims is complex and we again increased our accrual for general liability this quarter after observing higher-than-expected costs to resolve certain claims. was attributable to the general liability adjustment, while the remaining $0.08

Liabilities 130

Liabilities Depreciation Shareholders Portfolios 130

The Motley Fool

JULY 25, 2024

This reduction in our outstanding debt also decreased our leverage ratio to 1.66, down from 1.76 This is the lowest our leverage ratio has been in the last five years. We will remain focused on strengthening our balance sheet and advancing to our stated goal of achieving a leverage ratio of 1.5 million or 10%. last quarter.

Leveraging 130

Leveraging Debt Shareholders Taxes 130

The Motley Fool

FEBRUARY 20, 2025

The strong and dedicated neuromodulation sales force will be able to leverage our existing spine team to drive uptake and penetration while our spine team can offer more solutions to their surgeons. in the prior-year quarter, driven by operational improvements as well as lower inventory step-up amortization. versus 55.4%

Mergers and Acquisitions 130

Mergers and Acquisitions Securities and Exchange Commission (SEC) Taxes Capital 130

The Motley Fool

JANUARY 21, 2025

of volume leverage, higher productivity, and lower restructuring charges, more than offsetting the unexpected $0.04 This performance was driven by benefits from volume leverage, productivity, Solventum transition service agreement, cost reimbursements, and restructuring, partially offset by FX and investments to drive growth in the business.

Capital 130

Capital Depreciation Shareholders Leveraging 130

The Motley Fool

AUGUST 24, 2023

SG&A expenses expanded primarily from wage investments, incentive compensation, general liability claims, and repairs and maintenance costs from improving store conditions. These were partially offset by leverage from increased comp sales and lower stock-compensation expense. These were partially offset by sales comp leverage.

Leveraging 130

Leveraging Liabilities Taxes Capital 130

The Motley Fool

AUGUST 7, 2024

Gross margin increased sequentially from our second quarter due to fixed cost leverage from higher revenue in Q3 and inventory management. We expect non-GAAP gross margins to be approximately 40 bps higher due to approximately $6 million of stock-based compensation and amortization of intangibles included in GAAP cost of revenue.

Amortization 245

Amortization Legal Liabilities Capital 245

The Motley Fool

NOVEMBER 9, 2023

LTC had an adjusted operating loss of 71 million, driven by a liability remeasurement loss under LDTI. Turning to the next strategic priority, we continue to leverage Genworth's LTC expertise to develop innovative agent care solutions. Enact again had a very strong quarter with adjusted operating income of 134 million to Genworth.

Liabilities 100

Liabilities Legal Debt Taxes 100

The Motley Fool

OCTOBER 20, 2023

We'll continue our strategy of investing for growth and adding more differentiated value to our membership model to deliver generational relevance while continuing to leverage the strengths of our business model, all of which gives us a competitive advantage. Looking forward, we continue to view marketing and opex as a key source of leverage.

Accounting 246

Accounting Banks Capital Leveraging 246

The Motley Fool

AUGUST 9, 2023

Our LTC business reported an adjusted operating loss of $43 million in the second quarter, primarily driven by a liability remeasurement loss of $61 million from higher new claims as the LTC blocks age and seasonally lower claim terminations. In unprofitable capped LTC cohorts, any liability remeasurement is recorded in the quarter.

Legal 100

Legal Liabilities Taxes Accounting 100

The Motley Fool

JULY 25, 2024

In fact, you couldn't ask for a better demonstration of operating leverage. We reported pre-tax income of $288 million, up 58% year over year, reflecting the benefits of growth in operating leverage, while CPR speeds came in slightly below expectations. This means that we expect amortization expense will be a headwind in 2025.

Leveraging 130

Leveraging Capital Assets Amortization 130

The Motley Fool

OCTOBER 22, 2024

As of the of the end the third quarter, our unsecured leverage stands at 2.50 And today, we're announcing an update to our long-term leverage target of 2.0 And as we've said many times, we will consider share buybacks but our unsecured leverage metric reaches 2.25 We're still facing headwinds with primary amortization.

Mergers and Acquisitions 246

Mergers and Acquisitions Capital Leveraging Shareholders 246

The Motley Fool

JULY 31, 2024

And one of the things you'll see is the leverage of the overall platform. On the MSR portfolio, just given its growth, I mean, do we have an estimate for how much amortization you might incur going forward including on the excess MSRs that you bought during the quarter? It's really more of direct lending of the Rithm balance sheet.

Capital 130

Capital Amortization Shareholders Financing 130

The Motley Fool

AUGUST 13, 2024

We are incredibly excited about what we can achieve together by leveraging our combined assets, capabilities, and competitive advantages. Sales leveraging our digital platforms increased approximately 4% compared to the second quarter of last year. Pros outperformed the DIY customer, but both were negative for the quarter.

Amortization 130

Amortization Securities and Exchange Commission (SEC) Assets Financing 130

The Motley Fool

OCTOBER 24, 2024

This reduction in our outstanding debt also decreased our leverage ratio to 1.47, down from 1.66 This is the lowest our leverage ratio has been in the last six years. Depreciation and amortization for the quarter was $3.7 Our leverage ratio was reduced to 1.47 last quarter. EBIT ex-items for the quarter was $18.2

Leveraging 130

Leveraging Debt Shareholders Taxes 130

The Motley Fool

MAY 1, 2024

We reduced our total leverage ratio from 3.9 And we are committed to reducing our total leverage ratio to three times by the end of 2025. We've developed a new operating model with our major markets reporting directly to our president, Stephan Gratziani, who is leveraging his 32 years experience as a top Herbalife distributor.

Leveraging 130

Leveraging Debt Amortization Banks 130

The Motley Fool

AUGUST 13, 2024

We will also, for the first time, have the ability to leverage advanced player tracking data to refine and enhance our leading AI enabling betting and streaming products and services. The sports rights impact in the quarter was mostly offset by the operating leverage we delivered across the rest of our call space.

Leveraging 130

Leveraging Capital Taxes Shareholders 130