The Motley Fool

SEPTEMBER 30, 2024

For example, a Roth IRA offers exceptional tax benefits, making it an outstanding retirement planning tool. It also comes with immediate tax benefits. For example, taxes on 401(k) contributions are deferred until retirement, meaning you can lower your taxable income during your working years by contributing more to your 401(k).

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Mutual Funds Exchange-Traded Funds Taxes Assets 246

The Motley Fool

OCTOBER 14, 2024

With risk-free CDs, Treasury bills, and high-yield savings accounts paying yields around 5%, dividend-paying stocks and exchange-traded funds ( ETFs ) lost their luster. Continuously writing covered calls also isn't a tax-effective strategy because the seller books the premiums as capital gains with each options expiration.

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The Motley Fool

MAY 24, 2024

Since individual retirement accounts (IRA) aren't tied to your employer, you'll have full control over the account and can invest in assets like exchange-traded funds and individual stocks to supercharge your investment portfolio. Let's say you are 25 years old and you contribute $7,000 to a Roth IRA every year.

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Exchange-Traded Funds Accounting Taxes Assets 246

The Motley Fool

SEPTEMBER 4, 2023

You also make contributions with pre-tax income. You can make tax-deductible contributions. Your contributions aren't tax deductible in the year you make them but you get to withdraw money tax-free as a retiree. There are also actively managed funds where you have to pay a high fee to a professional to pick assets.

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The Motley Fool

APRIL 22, 2024

The emergence of spot Bitcoin exchange-traded funds (ETFs) has opened up a new avenue for investors to enter the cryptocurrency market without the complexities of managing crypto wallets and navigating exchanges. It is currently the most liquid of the 11, with more than $17 billion in assets under management.

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Mutual Funds Exchange-Traded Funds Accounting Taxes 245

The Motley Fool

NOVEMBER 21, 2024

You contribute after-tax dollars -- hopefully when you're in a lower tax bracket -- and your withdrawals in retirement will be completely tax-free once you've reached 59 1/2 and met the five-year rule. A Roth IRA is the best thing since sliced bread for many folks. What makes it so special?

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Exchange-Traded Funds Taxes Assets Accounting 237

The Motley Fool

JUNE 7, 2024

Here are a few moves to consider: Calculate your net worth : Jot down all your assets, including savings accounts, certificates of deposit, and retirement accounts. Then subtract all your liabilities, such as credit card debt and personal loans, from your assets to find out your net worth.

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The Motley Fool

MARCH 7, 2024

A combination of optimism about the recent launch of Bitcoin exchange-traded funds (ETFs) and an upcoming halving of Bitcoin -- making it more difficult to mine the crypto -- are driving its price higher. For some investors, navigating buying a digital asset and figuring out how to store it safely was a big hurdle.

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The Motley Fool

MAY 25, 2024

Maximize Roth IRA contributions Roth IRAs receive a lot of attention because they allow you to contribute after-tax dollars now in exchange for tax-free withdrawals in retirement. So, if you amass a million dollars in your Roth IRA, it will be 100% tax-free as long as you're 59 1/2 and have satisfied the five-year rule.

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The Motley Fool

SEPTEMBER 18, 2024

Even though Buffett is currently overseeing a 43-stock, $309 billion investment portfolio (not including exchange-traded funds), the lion's share of his company's invested capital has been put to work in his best ideas. Apple: $89 billion (28.8% Apple: $89 billion (28.8% Image source: American Express. American Express: $39.3

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The Motley Fool

NOVEMBER 30, 2023

of Americans reported that they had at least some assets in a retirement account, according to the Federal Reserve. If you're saving for retirement but not using a retirement plan, you're missing out on valuable tax breaks that could help make your saving efforts more successful. Image source: Getty Images In 2022, 54.3%

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The Motley Fool

FEBRUARY 9, 2024

With a traditional IRA or 401(k), you get a tax break on your contributions up to an annual IRS limit, which can change from one year to the next. If you put $5,000 into a brokerage account, you won't reap any tax benefits. But if you put that same $5,000 into an IRA, you won't pay taxes on $5,000 of your income.

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The Motley Fool

JULY 2, 2024

If your income is under a certain threshold , you can contribute after-tax dollars to a Roth IRA and receive tax-free income during retirement. Alternatively, you can contribute to a traditional IRA and potentially qualify for a tax break in the current year if you meet the eligibility criteria.

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The Motley Fool

JULY 19, 2024

The IRA comes with tax incentives. For every dollar you contribute to a traditional IRA, you can deduct it from your tax return. Alternatively, you could contribute to a Roth IRA, pay taxes now, and you won't have to pay any taxes when you withdraw funds from the account in retirement.

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The Motley Fool

SEPTEMBER 4, 2023

Even worse, those concerns have coincided with a decline in the number of households that expect to have their own assets in retirement accounts. The program could increase its revenue by increasing tax rates or raising the payroll income tax cap. There's also the matter of putting all those assets to work.

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Mutual Funds Exchange-Traded Funds Assets Taxes 246

The Motley Fool

OCTOBER 28, 2024

Despite holding stakes in 43 stocks and two exchange-traded funds (ETFs) , approximately 62% ($192.7 In May, during Berkshire's annual shareholder meeting, Buffett suggested that corporate tax rates were likely to climb, and used this as something of a pivot to explain his company's recent selling of Apple stock.

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Portfolios Investing Banks Exchange-Traded Funds 246

The Motley Fool

SEPTEMBER 5, 2024

Usually, an investment fund will charge what's called an expense ratio : a percentage of your assets that it will keep for itself every year to cover these costs. Expense ratios can range widely but those of actively managed funds often are about 1%. Want to beat the market and avoid these structural challenges?

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Funds Exchange-Traded Funds Investing Taxes 243

The Motley Fool

NOVEMBER 27, 2023

Coinbase is one of the world's largest cryptocurrency exchanges, and it facilitates trades of Bitcoin, Ether (CRYPTO: ETH) , Tether (CRYPTO: USDT) , and other crypto assets. Its exposure to those slower-growth assets seems to be throttling its overall growth. Image source: Getty Images.

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The Motley Fool

AUGUST 16, 2024

I won't have to worry about paying taxes on those Roth dollars in retirement because I'm taking care of the tax bill upfront. Since I probably have a good twenty to forty years before I hang up my professional hat, I'm assessing my potential income sources and expenses in retirement to get a clearer picture of my needs. The best part?

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The Motley Fool

JANUARY 17, 2024

The end of the crypto winter came in large part because of anticipation that the Securities and Exchange Commission (SEC) might finally grant approval to exchange-traded funds (ETFs) seeking to own Bitcoin directly. NAV = net asset value. That's consistent with where asset levels were prior to the SEC approval.

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Securities and Exchange Commission (SEC) Exchange-Traded Funds Assets Liabilities 246

The Motley Fool

JANUARY 8, 2024

Investing -- buying assets that you hope will accumulate value over time -- can be a great way to build wealth. Before we get started on ways to invest, a word about emergency funds. They built their wealth by consistently investing in index funds or exchange-traded funds (ETFs). But you don't have to.

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The Motley Fool

FEBRUARY 15, 2024

Armed with this insight, I plan on buying this Vanguard exchange-traded fund ( ETF ) hand over fist this year. A top Vanguard small-cap fund The CRSP US Small Cap Index is a benchmark that measures the returns of small-cap stocks in the U.S. The fund's turnover rate was 13.9% of the fund's assets.

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The Motley Fool

JANUARY 7, 2024

Many people also have a tax refund coming their way in the next few months. If you choose the IRA route, you'll be able to decide how you want to invest your money and when to pay taxes on it. Mutual funds and exchange-traded funds (ETFs) charge expense ratios, which are an annual fee you pay the fund manager.

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Mutual Funds Exchange-Traded Funds Taxes Accounting 264

The Motley Fool

DECEMBER 14, 2023

Academic studies have shown that one of the best ways to grow your money over time is to use a dollar-cost averaging strategy and buy low-cost, passively managed exchange-traded funds (ETFs) that track broad swaths of the market. Vanguard 500 Index Fund The S&P 500 is a widely used benchmark for the U.S. stock market.

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The Motley Fool

AUGUST 23, 2024

Although Berkshire Hathaway closed out the June quarter with 45 stocks and two exchange-traded funds in its approximately $314 billion investment portfolio, one of the key traits that's allowed Buffett and his team to vastly outperform the S&P 500 for so long is concentration. Apple: $90.42 billion (28.8% billion (12.2%

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The Motley Fool

JANUARY 16, 2024

Vanguard, one of the world's largest fund families by assets under management, has earned the trust of millions of investors for several good reasons. First of all, Vanguard exchange-traded funds (ETFs) often have the lowest expense ratios in the industry, which has helped many of their funds outperform their peers.

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Funds Exchange-Traded Funds Assets Taxes 246

The Motley Fool

JANUARY 3, 2024

Selling stocks is an option, but I generally don't recommend that because it could spark an unwanted tax bill if you have capital gains. Check the overlap between your exchange-traded funds In 2023, many megacap stocks saw their values surge, especially in the technology sector.

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The Motley Fool

FEBRUARY 11, 2024

Bitcoin 's (CRYPTO: BTC) price nearly doubled over the past 12 months as stabilizing interest rates, the approvals of BTC exchange-traded funds (ETFs), and a bullish rotation toward riskier assets lit a fire under the world's top cryptocurrency. Should you buy Bitcoin as it rises?

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Securities and Exchange Commission (SEC) Exchange-Traded Funds Venture Capital Assets 246

The Motley Fool

DECEMBER 22, 2023

The legendary investor doesn't just pick individual stocks -- he also likes some exchange-traded funds (ETFs). One is average trading volume. The other is assets under management (AUM). Taxes could be a factor, though. Of course, he'd argue that he's actually a business picker instead of a stock picker.

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The Motley Fool

APRIL 21, 2024

One of the big pluses of investing in exchange-traded funds (ETFs) is the broad-based exposure you get from a hot investment theme without necessarily having to pick a winner in a sector. ETF Net Assets Expense Ratio Dividend Yield Number of Holdings Global X Copper Miners ETF $1.9 Here's the lowdown. 26 Global X U.S.

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Exchange-Traded Funds Assets Taxes Funds 237

The Motley Fool

NOVEMBER 28, 2023

The remaining 28% of its trading volume came from "other crypto assets," which include smaller tokens, non-fungible tokens ( NFTs ), and other assets that flopped over the past year. Data source: YCharts. Is it the right time to buy Coinbase?

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Exchange-Traded Funds Enterprise Values Amortization Depreciation 246

The Motley Fool

MAY 24, 2024

Despite stakes in 44 stocks and two exchange-traded funds, the vast majority of Berkshire's invested assets have been put to work in just a handful of Buffett's top ideas. of invested assets) Despite selling nearly 116.2 billion) of the $378 billion portfolio Warren Buffett oversees is invested in just five stocks.

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The Motley Fool

JUNE 16, 2024

If you're looking for easy ways to make passive income, you might want to check out Vanguard's exchange-traded funds (ETFs). And one of its funds should be especially attractive to income hunters. of the fund's assets are bonds issued outside of emerging markets, most of which were issued by European governments.

Securities and Exchange Commission (SEC) 245

Securities and Exchange Commission (SEC) Exchange-Traded Funds Investing Taxes 245

The Motley Fool

FEBRUARY 20, 2025

Exchange-traded funds (ETFs) that copy the S&P 500 index returns are among the most popular and heavily traded names on the market. The SPDR S&P 500 Trust (NYSEMKT: SPY) has more assets under management than any other ETF. The index is often seen as an accurate barometer of the stock market as a whole.

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The Motley Fool

JANUARY 31, 2024

Check out the table below, showing the returns of various asset classes between 1802 and 2021, per Wharton Business School professor Jeremy Siegel: Asset Class Annualized Nominal Return Stocks 8.4% It's smart to make good use of tax-advantaged retirement savings accounts such as 401(k)s and IRAs. Bonds 5% Bills 4% Gold 2.1%

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Mutual Funds Exchange-Traded Funds Accounting Taxes 246

The Motley Fool

FEBRUARY 7, 2024

This includes teaching them how to invest wisely in various assets, such as stocks, bonds, and fixed-income securities. So far, most of their investments have been individual growth stocks, but as their portfolios have increased in value, it's time to diversify their holdings with exchange-traded funds ( ETFs ).

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Portfolios Funds Exchange-Traded Funds Shareholders 246

The Motley Fool

JANUARY 16, 2024

In 2021, its revenue and adjusted earnings before interest, taxes, depreciation, and amortization (EBITDA) soared 545% and 676%, respectively, as many cryptocurrencies hit their all-time highs. However, Coinbase's growth trajectory is highly unpredictable because it's tightly tethered to the volatile cryptocurrency market.

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