The Motley Fool

SEPTEMBER 9, 2024

One of the toughest financial tasks you might have to tackle in your lifetime is deciding what becomes of your assets once you're no longer around. Now in the course of your estate planning , you may be looking at different ways to pass assets onto your children, grandchildren, or other people you care about.

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The Motley Fool

JUNE 22, 2024

Living trusts dictate the distribution of someone's assets, and are created while that person, called the grantor, is still alive. The grantor can change which person administers distributions of the assets in the trust (called the trustee) or the parties that ultimately receives those assets (called beneficiaries).

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The Motley Fool

OCTOBER 16, 2024

Figuring out who will inherit your assets after your passing can be a tricky and emotional process. The benefits of a living trust over a will A living trust is a legal arrangement that allows you to pass on assets to the beneficiaries you designate. You're able to maintain control over a trust and its assets as long as you're alive.

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The Motley Fool

AUGUST 14, 2024

How the government taxes Social Security To determine income taxes on Social Security , the IRS uses a special metric called combined income to calculate the portion of your benefits, if any, that are taxable income in any given year. As a result, taxes on Social Security benefits are becoming harder and harder to avoid.

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The Motley Fool

OCTOBER 21, 2024

Although your allocation may look different than it did in the past, how you move and manage these assets in retirement arguably matters even more in retirement than it did while you were working. This won't sidestep a tax bill. Most people end up outliving at least some of their savings. Image source: Getty Images.

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The Motley Fool

AUGUST 2, 2024

The tax deduction you receive upfront can help you save more today and build a big nest egg quickly. But eventually, the government wants its tax revenue. And with some clever planning, you could significantly minimize the impact of RMDs on your taxes. You'll be required to pay taxes on the amount you convert.

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The Motley Fool

JULY 24, 2024

Open an individual retirement account For many, Roth IRAs are the best thing since sliced bread because you can contribute after-tax dollars now in exchange for tax-free income later. This can be particularly rewarding if you expect to be in a higher tax bracket in the future and want to eliminate the worry of future taxes.

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The Motley Fool

JANUARY 21, 2025

49% Net revenue $5.329 billion $5.195 billion $4.459 billion 20% Net income $1.840 billion N/A $1.045 billion 76% Pre-tax profit margin 43.3% (46.6% The successful integration of TD Ameritrade significantly expanded Schwab's client and asset base. trillion in client assets to Schwab's platform. adjusted) N/A 26.8% (36.0%

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The Motley Fool

APRIL 1, 2025

Brookfield Asset Management (NYSE: BAM) and Blackstone Group (NYSE: BX) are two of the biggest alternative asset managers in the world. Each has already surpassed the milestone of having $1 trillion in assets under management ( AUM ). They generate very lucrative recurring fees for managing those assets on behalf of clients.

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The Motley Fool

SEPTEMBER 9, 2024

But there may be a way for high earners to save even more in their tax-advantaged retirement accounts. You won't get a tax break, but you can immediately convert those funds to a Roth IRA , which is effectively the same as contributing directly to a Roth IRA. It's called the mega backdoor Roth.

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The Motley Fool

OCTOBER 4, 2024

In this example, the couple has to rely on their assets to cover $35,800 worth of annual expenses. The 4% rule helps people determine the assets required to generate a certain amount of cash. According to the 4% rule, you'd need around $900,000 of invested assets to generate $35,800 of annual income.

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The Motley Fool

MARCH 28, 2025

Before doing anything RMD-related for tax year 2024, there are five easily avoidable mistakes you'll want to make sure you sidestep. Your broker, custodian, or retirement plan administrator will give you a year-end tax form 5498, which tells you the amount you should use to determine your yearly RMD based on the IRS' RMD calculation table.

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The Motley Fool

SEPTEMBER 14, 2024

These plans give you a tax break on contributions, thereby lowering your IRS burden in any year you make them. Plus, unlike a regular brokerage account, you don't pay taxes on investment gains year after year in an IRA or 401(k) plan. Rather, you're taxed at the time of your withdrawals, which delays the tax burden until retirement.

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The Motley Fool

AUGUST 25, 2024

million survivor beneficiaries each month, will exhaust its asset reserves by 2033. Should the OASI's asset reserves be depleted, sweeping benefit cuts of up to 21% may be necessary to sustain payouts through 2098. payroll tax that primarily funds Social Security. The OASI's asset reserves are forecast to be depleted by 2033.

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The Motley Fool

OCTOBER 14, 2024

Continuously writing covered calls also isn't a tax-effective strategy because the seller books the premiums as capital gains with each options expiration. To simplify that process and reduce those taxes, some ETFs will trade equity-linked notes (ELNs), which are tethered to covered calls instead of directly writing and selling the options.

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The Motley Fool

SEPTEMBER 21, 2024

However, age is an important variable where income is concerned, simply because older people have had more time to accumulate assets and advance in their careers. The chart below shows median before-tax incomes by age demographics among the respondents to the Current Population Survey. The median income across U.S. stock market.

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The Motley Fool

JULY 1, 2024

In the course of the next 20 years, Americans are expected to inherit an astounding $72 trillion in assets. You could write a will that dictates where you want your assets to go. Your trust can hold assets that can then go to your heirs upon your passing. To that end, you have options. Image source: Getty Images.

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Private Equity Wire

NOVEMBER 4, 2024

The firm reported a 17% increase in assets under management (AUM) in its Friday earnings release, reaching $464bn in the third quarter, as strong demand for US direct lending and strategic private equity acquisitions fuelled growth. The firm reported after-tax realised income of $316m, or 95 cents per share, for the third quarter.

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The Motley Fool

SEPTEMBER 30, 2024

For example, a Roth IRA offers exceptional tax benefits, making it an outstanding retirement planning tool. It also comes with immediate tax benefits. For example, taxes on 401(k) contributions are deferred until retirement, meaning you can lower your taxable income during your working years by contributing more to your 401(k).

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The Motley Fool

NOVEMBER 7, 2024

life insurance companies reported an estimated pre-tax loss of $18 million, driven by unfavorable mortality and higher new claims, as well as lower benefit from legal settlements. We ended the quarter with cash and liquid assets of $369 million inclusive of approximately $162 million in advanced cash payments. More recently, both U.S.

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The Motley Fool

NOVEMBER 6, 2024

The tax-free growth and income you get to enjoy in retirement. You could withdraw that money during retirement without taxes chipping away at your portfolio. You'll just need to wait until you're 59 1/2 and meet the five-year rule to access those earnings tax-free. Its main appeal? Image source: Getty Images. The best part?

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The Motley Fool

MAY 12, 2024

In a word: taxes. Buffett thinks paying taxes now on the massive capital gain for Berkshire's Apple shares is a smart move. "We I would say with the present fiscal policies, I think that something has to give, and I think that higher taxes are quite likely." Buffett also sold shares of Apple in 2019 and 2020 for tax purposes.

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The Motley Fool

DECEMBER 15, 2024

The strategy will produce after-tax returns better than about 98% of actively managed mutual funds over the long run. As Berkshire Hathaway's investable assets have ballooned over the last 28 years, Buffett has found it even harder to significantly outperform the market on a consistent basis. Image source: Getty Images.

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The Motley Fool

SEPTEMBER 17, 2024

Knowing the latest rules for traditional and Roth IRAs can help you maximize your tax advantages, save more money for retirement, and avoid unexpected tax bills. This is especially important for people who inherit an IRA and might not be ready for the tax consequences. Here are a few big changes coming to IRAs in 2025.

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The Motley Fool

NOVEMBER 24, 2024

To make matters worse, the Old-Age and Survivors Insurance Trust Fund (OASI), which is responsible for dishing out monthly benefits to retired workers and survivor beneficiaries, is projected by the Trustees Report to exhaust its asset reserves by 2033. US Old-Age and Survivors Insurance Trust Fund Assets at End of Year data by YCharts.

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Private Equity Wire

JANUARY 14, 2025

Blackstone aims to secure a valuation for Liftoff of more than 10 times the company’s 12-month earnings before interest, taxes, depreciation, and amortization (EBITDA) of $350m. Blackstone, the world’s largest alternative asset manager, had more than $1.1tn in assets under management as of the end of September.

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The Motley Fool

DECEMBER 20, 2024

These destinations are among our highest-rated guest experiences today, and we have plans to lean into these assets even further. While historically, the marketing of our own assets have really focused on the ships, we have untapped potential to create demand for these amazing destination experiences. compared to the prior year.

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The Motley Fool

SEPTEMBER 16, 2024

Buffett's stated reasoning for that move was that he wanted to take advantage of the current corporate tax rate. Under the 2017 tax law that cut corporate tax rates to their current level, the cuts are set to expire at the end of 2025, so he naturally expects them to increase in 2026 and beyond. billion worth of the bank stock.

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The Motley Fool

JULY 6, 2024

According to the 4% rule, if you have approximately 50% invested in stocks and 50% in fixed-income assets (like bonds), withdrawing 4% annually means you won't run the risk of running out of money for 30 years. You know that your part-time gig needs to bring in at least $15,000 -- again, after taxes. Ugh, taxes!

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The Motley Fool

SEPTEMBER 24, 2024

Several different ETFs own Bitcoin, but the iShares Bitcoin Trust (NASDAQ: IBIT) is by far the largest, with more than $22 billion in assets. Virtually 100% of the fund's assets are in the form of Bitcoin, and Coinbase (NASDAQ: COIN) is the ETF's custodian. The tax implications of this ETF can be far more straightforward.

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The Motley Fool

SEPTEMBER 1, 2024

By losing out on the chance to invest in all different kinds of assets you might be interested in, you're limiting your returns. Unless your employer offers a Roth 401(k), maxing out your 401(k) means that you are claiming all your deductions up front as you contribute to your account with pre-tax dollars. You could pay extra fees.

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The Motley Fool

OCTOBER 28, 2024

Not to mention, you'll have proven to have the investment chops to take on more assets, earning more money in the future. And in an ironic twist, the less competitive you are, the better you'll be able to stick with a strategy that can lead you to after-tax returns that beat 98% of professionally managed mutual funds.

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The Motley Fool

SEPTEMBER 18, 2024

Out of Berkshire's $309 billion of invested assets, roughly 53% can be traced to just three unstoppable stocks. During Berkshire Hathaway's annual shareholder meeting in May, Buffett suggested that corporate tax rates were liable to increase in the future, and hinted at this thesis as his reasoning for selling a significant stake in Apple.

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The Motley Fool

JANUARY 31, 2025

We anticipate a substantial portion of this growth will be driven by robust performance from Skyrizi and Rinvoq to assets are expected to collectively generate nearly $24 billion of revenue in 2025, reflecting growth of more than $6 billion. We are also rapidly advancing our next-gen c-Met asset. The adjusted tax rate was 20.2%.

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The Motley Fool

DECEMBER 18, 2024

The company's midstream assets generate very stable cash flow. Fee-based contracts with Occidental and other customers support 95% of its gas infrastructure and 100% of its crude oil assets, protecting it from commodity price exposure. It sold $790 million of non-core assets earlier this year, including several joint-venture assets.

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The Motley Fool

OCTOBER 31, 2024

The main benefits of creating an LLC include: Liability protection: An LLC protects your personal assets by separating your business and personal assets. Tax flexibility: By default, LLCs are considered "pass-through entities," which means profits and losses are reported on your personal income tax form.

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The Motley Fool

SEPTEMBER 30, 2024

Buffett has said that the decision to sell portions of Berkshire's investments in stocks like Apple or Bank of America is based on the idea that corporate tax rates will rise when the current tax law expires at the end of next year. At this point, cash and Treasuries are approaching 50% of Berkshire Hathaway's investable assets.

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