The Motley Fool

AUGUST 23, 2024

trillion in credit card debt, according to the Federal Reserve Bank of New York. Those high APRs make it all too easy for credit card debt to become unmanageable. Data from the Federal Reserve Bank of Philadelphia shows that the share of overdue balances is getting higher. Go through your bank and credit card statements.

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The Motley Fool

OCTOBER 18, 2024

But are you worried you may go into debt while trying to earn rewards? I have good news -- you can earn rewards without accumulating debt. Don't spend more than you can afford When you take extra care to manage your credit card spending, it's easier to avoid debt. According to the Federal Reserve Bank of St.

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Private Equity Insights

MARCH 27, 2025

This is one of the most notable talent moves from investment banking to private credit to date, highlighting the growing shift of senior debt market professionals into the private capital space. Last year, Goldmans Luke Gillam joined AlbaCore Capital, while Bank of Americas Murad Khaled moved to Apollo Global Management.

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The Motley Fool

AUGUST 26, 2024

Promote moderate long-term interest rates The Fed doesn't want America's national debt to get too expensive; higher interest rates also cause the U.S. What a 25 basis point rate cut will do to savings accounts Bank savings account APYs are not fixed. If interest rates are too high, companies will stop investing and hiring.

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The Motley Fool

AUGUST 7, 2024

They also do better than the $7,500 in bank accounts owned by Americans ages 35 to 44. Seniors need money for emergencies because if they're on a fixed income, it can be harder to cope with surprise expenses without going into credit card debt. It's not a huge sum, and it's also less than what many other age groups have saved.

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Banks Accounting Assets Debt 49

Private Equity Insights

JANUARY 14, 2025

AllianzGI noted that the strong investor response underscores the growing demand for private credit as an alternative to traditional bank financing, particularly as banks retreat from mid-market lending. The capital was raised from a global pool of investors, including insurance companies, pension funds, and family offices.

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The Motley Fool

NOVEMBER 5, 2024

Last quarter, he turned his attention to Bank of America as well. Banks typically partner with a third-party payment network like Visa or Mastercard to process payments whenever someone uses, or swipes, their credit card. Since the end of June, he has sold 26% of what was Berkshire's second-largest position.

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FinSMEs

APRIL 15, 2025

Redica Systems, a Pleasanton, CA-based data analytics platform provider, received $15M in Debt financing. CIBC Innovation Bankingprovided the financing. The company intends to allocate the amount to expand its product offerings.

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The Motley Fool

APRIL 14, 2025

You can elect to pay your Medicare premiums: Online through your Medicare account Using your bank account's online bill pay Through the mail by check, credit card, debit card, money order, or health savings account (HSA) card However, most people find it more convenient to have their Medicare premiums withheld automatically.

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The Motley Fool

APRIL 11, 2025

Learn More Ares Capital fills a hole left by banks Ares Capital Corporation is a business development corporation (BDC) that provides financing to middle-market companies -- those with earnings before interest, taxes, depreciation, and amortization ( EBITDA ) ranging from $10 million to $250 million. Where to invest $1,000 right now?

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Private Equity Professional

DECEMBER 2, 2024

Aquilo Partners , a life sciences-focused investment bank with offices in San Francisco, Boston, and New York City, served as the financial advisor to DURECT Corporation. Senior debt financing for the transaction was provided by Byline Bank , with mezzanine debt from Brookside Capital Partners.

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Private Equity Insights

FEBRUARY 28, 2025

Brookfield Asset Management is targeting at least $7bn for its fourth infrastructure debt fund, expanding one of the largest strategies in the sector. The new fund will invest in both junior and senior infrastructure debt, continuing Brookfields established approach.

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Private Equity Insights

MARCH 28, 2025

The private equity giant is reportedly in discussions with investment banks as it explores both full and partial exit scenarios. ISN, which provides contractor and supplier information management solutions through its ISNetworld platform, has seen growing relevance as companies face rising regulatory, cybersecurity, and ESG requirements.

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The Motley Fool

DECEMBER 19, 2024

And finally, it has enabled the consistent and predictable takedown of just in time delivered fully developed home site, and that has attracted capital to the structured land banking partnerships that have driven the nearly $20 billion of transaction that have enabled our land-light transformation to date. debt to total capital ratio.

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Private Equity Insights

MARCH 19, 2025

The transaction values Viridium at 3.5bn, including debt. Cinven first acquired Viridium, then known as Heidelberger Leben, from Lloyds Banking Group for 300m over a decade ago. The deal marks a significant exit for the British buyout firm following heightened regulatory scrutiny of private equity ownership in the insurance sector.

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Private Equity Professional

MARCH 11, 2025

Boston-headquartered investment bank Capstone Partners was the financial advisor to USG on this transaction. Capstone Partners provides investment banking services, including M&A advisory, debt and equity placement, corporate restructuring, special situations, valuation and fairness opinions, and financial advisory services.

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Private Equity Professional

JANUARY 8, 2025

1] Already enjoying years of measured growth, when banks and the broadly syndicated loan market stepped back from lending in 2023 due to market volatility, private credit stepped up, cementing private credits position as a force in financing markets. trillion by 2030. [2] hedging, treasury), fund financing, and more.

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Private Equity Insights

MARCH 10, 2025

According to sources familiar with the matter, investment banks Jefferies and William Blair have been engaged to manage the sale process, expected to commence in the latter half of the year.

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Private Equity Firms Private Equity Firms Stakes Investment Banks 165

The Motley Fool

JULY 26, 2024

Image source: Getty Images Credit card debt is a serious financial issue. Because of how high rates are, credit card debt is both hard to pay off and can cost you a large amount of money in interest. A balance transfer card can be a powerful tool to get out of debt. Let's say you have a balance on a Bank of America credit card.

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Debt Banks Companies 246

The Motley Fool

AUGUST 24, 2024

But many are struggling to make ends meet and approaching retirement with very little in their bank or brokerage accounts. net wealth, there are others about those who face homelessness, debt, and extreme financial stress. According to the Bank of America, Medicare covers about two-thirds of the total cost of healthcare.

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Private Equity Insights

FEBRUARY 19, 2025

The two banks are leading the leveraged loan financing, which will be syndicated to institutional investors next month. Additional banks may also participate, according to sources familiar with the matter. Capitals acquisition of Kantar Media.

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The Motley Fool

SEPTEMBER 22, 2024

Some banks, especially online banks, also reimburse the cost of a certain number of out-of-network withdrawals. Many savings accounts also allow a certain number of debit card ATM withdrawals, but that depends on your bank. Some banks give customers a small cushion, overdraft-wise.

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Banks Debt Accounting 244

The Motley Fool

OCTOBER 10, 2024

The federal funds rate doesn't directly influence consumer products, but banks often use it as a benchmark when setting certificate of deposit (CD) and savings account interest rates. The Fed rate cut could affect credit card interest rates The federal funds rate is the interest rate that banks charge one another to borrow money overnight.

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Private Equity Insights

MARCH 10, 2025

The IPO, expected no earlier than 2025, would value Verisure at more than 20bn, with some market estimates suggesting the figure could reach 30bn, including debt. A consortium of Wall Street banks has already pitched for advisory roles on the IPO, while sources indicate UK regulatory reforms could still influence the final listing decision.

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The Motley Fool

NOVEMBER 8, 2024

We are also excited to have several portfolio companies in the advanced stages of completing strategic acquisitions, which if successful, will provide the opportunity for additional future fair value appreciation in addition to providing us highly attractive incremental debt investments in these high-performing portfolio companies.

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Capital Asset Management Due Diligence Securities and Exchange Commission (SEC) 130

The Motley Fool

OCTOBER 13, 2024

Online banks have great features It's 2024, and banking has gone digital. With a few exceptions (which I'll discuss below), you no longer have to opt for a bank that has branches in your neighborhood -- you can choose one that exists fully on the internet and enjoy a wide range of perks and benefits. What does this mean for you?

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The Motley Fool

OCTOBER 17, 2024

Image source: Getty Images Americans have a lot of misunderstandings about debt, especially when considering small business loans. Small business loan debt is a tool Too often, Americans think that being in debt is some kind of moral failing or weakness. But debt is not inherently bad or good -- debt is a tool.

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Private Equity Professional

MARCH 6, 2025

Ironwood Capital makes non-control subordinated debt, preferred, and common equity investments of $10 million to $50 million in middle-market companies with revenues of $20 million to $250 million and EBITDA of $4 million to $25 million. Rock Gate was founded in 2006 and is headquartered in Chicago.

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The Motley Fool

SEPTEMBER 8, 2024

Here's the problem: "Depositing bad checks and withdrawing cash before the bank finds out" is not some clever social media personal finance hack. If you do it, you can lose your bank account privileges and go to jail. But writing a bad check and then withdrawing the money is a federal crime, a form of bank fraud called "check kiting."

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Banks Financing Finance Accounting 246

Private Equity Insights

FEBRUARY 5, 2025

RedBird IMI, which assumed control of The Telegraph and The Spectator last year after settling debts owed by the Barclay family to Lloyds Bank, is now auctioning off the assets following new UK Government legislation aimed at preventing state-backed acquisitions in the media sector.

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The Motley Fool

OCTOBER 27, 2024

SoFi's rising lending business has drawn investor attention In its early days, SoFi focused on helping people refinance their student loan debt. On one hand, consumers have had to grapple with higher interest rates, which could make it harder for them to pay down their debts. In the second quarter, SoFi charged off $151.8

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Banks Debt Prospects Accounting 246

The Motley Fool

JULY 26, 2024

Bank of America: $1,038,919,522 in annual dividend income Despite Buffett and his top aides selling nearly 33.9 million shares of Bank of America (NYSE: BAC) stock last week, Berkshire's No. billion in dividend income from its nearly 999 million-share stake in Bank of America over the next 12 months.

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Banks Debt Stakes Capital 246

The Motley Fool

NOVEMBER 16, 2024

Image source: Getty Images Debit cards are one of the marvels of the modern banking industry. Instead, you can tap or swipe and pay for a purchase instantly -- with no risk of going into credit card debt. Depending on when you discover you have a problem and report it to your bank, you could end up losing all the money in your account.

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Banks Liabilities Debt Financial Services 246

The Motley Fool

SEPTEMBER 17, 2024

Image source: Getty Images When you think of credit card debt, you might think of struggling young people just getting started in life. Which generation of Americans actually has the most credit card debt? So if you owe money, it's time to get serious about a debt payoff plan. But is that really the case?

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Debt Financing Finance Banks 246

The Motley Fool

OCTOBER 11, 2024

Pay down debt We're no Nostradamus, but the Federal Reserve has signaled that it expects two more rate cuts this year -- one in November and one in December. If you carry any high-interest debt, now is the time to pay it down. We're not suggesting that you trade old debt for new.

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Financial Institutions Debt Accounting Banks 245

The Motley Fool

JULY 10, 2024

A debit card is a convenient way to pay for purchases, but it's also a direct link to money in your bank account. Your debit card is linked to your bank account, so if your card number is stolen or leaked in a data breach, you could lose all the money in that account. The best credit cards have $0 fraud liability, too.

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Banks Accounting Liabilities Debt 242

The Motley Fool

NOVEMBER 8, 2024

billion indirectly through share repurchases, all while reducing debt 35%. To optimize EOG's capital structure going forward, we intend to position our balance sheet such that our total debt-to-EBITDA ratio equals less than one times at $45 WTI. Now, here's Jeff to review operating results. This is a new wrinkle from the company.

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