The Motley Fool

JULY 25, 2024

These tenants allow us to target the biggest piece of the potential homebuyer pool by effectively competing its resale inventory, not just in today's environment that favors builders but also when the resale market returns to historical averages. We issued $575 million in new 1.75% convertible debt due 2028. as of June 30, 2024.

Resale 130

Resale Securities and Exchange Commission (SEC) Leveraging Banks 130

The Motley Fool

DECEMBER 15, 2023

homebuilding debt-to-total cap ratio with $6.3 billion plus or minus of net cash flow over the next year, we have the flexibility to invest capital strategically and growth while retiring debt as it matures and repurchasing shares of Lennar stock, which we expect to repurchase at least $2 billion of stock over the next year.

Resale 130

Resale Debt Assets Capital 130

The Motley Fool

MARCH 7, 2024

And finally, Q1 industrial resales of $215 million declined 6% year on year. In fiscal '24, we continue to expand industrial resales to be down high single digits year upon year. billion of gross debt. The weighted average coupon rate and years to maturity of our $48 billion in fixed-rate debt is 3.5% years, respectively.

Resale 188

Resale Debt Banks Shareholders 188

The Motley Fool

NOVEMBER 7, 2024

We are also helping a large global bank accelerate time-to-market for new credit card products. Expediting the time-to-market better positions the bank to capture market share in a highly competitive industry. year to year organically as services revenue was down 8% in line with prior quarter, and resale declined 19%.

Resale 130

Resale Consulting Consultants Capital 130

The Motley Fool

APRIL 18, 2024

Forestar had approximately $800 million of liquidity at quarter end with a net debt to capital ratio of 16.4%. Debt at the end of the quarter totaled $5.9 First, on the resale market, I'm curious some of your thoughts there. We do that to compete in the new-home market as much as we do against the resale market.

Resale 130

Resale Securities and Exchange Commission (SEC) Taxes Capital 130

The Motley Fool

NOVEMBER 1, 2023

Prior to IBM, Howard was the CTO of Bank of America, which gives him a unique perspective of what customers want in an IT service provider. year-to-year decline, 160 basis points came from a reduced level of low-margin resale revenues, which was in line with our expectations. Debt levels decreased modestly in the first quarter to $4.5

Resale 187

Resale Capital Taxes Assets 187

The Motley Fool

NOVEMBER 16, 2023

Our performance has kept the Children's Place brands in the leadership position on social media, representing close to 50% of total social impressions among our children apparel resale competitive set. Maybe, Sheamus, can you just give us -- elaborate a little bit more on the free cash flow outlook for the year and sort of debt paydown plans?

Securities and Exchange Commission (SEC) 188

Securities and Exchange Commission (SEC) Taxes Debt Resale 188

The Motley Fool

SEPTEMBER 15, 2023

Our third strategy has been to sharpen our attention on land and land acquisition, as well as land and land bank strategies. debt to total capitalization, down from 13.3% per share, but we used cash to repurchase $366 million of stock, and we also repaid approximately $475 million of senior debt. Additionally, with our $3.9

Resale 130

Resale Assets Debt Capital 130

The Motley Fool

JANUARY 23, 2024

Forestar had more than $840 million of liquidity at quarter-end with a net debt to capital ratio of 14.9%. Debt at the end of the quarter totaled $5.3 We also have a sizable debt maturity that's very early in fiscal '25 of $500 million in October. Operator Your next question is coming from Joe Ahlersmeyer with Deutsche Bank.

Securities and Exchange Commission (SEC) 130

Securities and Exchange Commission (SEC) Resale Leveraging Taxes 130

The Motley Fool

AUGUST 8, 2024

Within our Cloud and Infrastructure business, we recently entered into a long-term IBM mainframe-managed service agreement with First Horizon Bank for ongoing management and support. While resale revenues performed as expected, down 28% year over year, services revenue declined 8% helped by higher-than-anticipated in-quarter volumes.

Resale 130

Resale Consulting Consultants Accounting 130

The Motley Fool

JUNE 15, 2023

Our third strategy is to sharpen our attention on land and land acquisitions, as well as on land and land bank strategy. debt to total capital capitalization ratio, down from 14.2 Combined with strong earnings, our homebuilding debt to total capital ratio was 13.3% In the second quarter, about 90% of our 1.2

Resale 130

Resale Assets Debt Capital 130

The Motley Fool

JULY 26, 2024

We've got bank earnings this week. Last year when Silicon Valley Bank collapsed, people said, "Well, obviously, there'll be another bank that collapses." Asit, any big takeaways from you from Schwab or the bank earnings before we get to the CEO Draft? I don't spend a lot of time in the banking industry.

Banks 130

Banks Capital Resale Assets 130

The Motley Fool

FEBRUARY 2, 2024

Orange County, and Atlanta, both underperformed mainly for reasons related to bad debt, skips and evictions, and fraud. Orange County will come primarily from a reduction in bad debt as we repopulate many of our vacant units with residents who actually pay their rent. Of the remaining three, L.A. We anticipate the improvement in L.A.

Debt 130

Debt Taxes Capital Assets 130

The Motley Fool

OCTOBER 29, 2024

Forestar had approximately $860 million of liquidity at year-end with a net debt-to-capital ratio of 12.4%. Our debt at September 30 totaled $5.9 And in markets where there's pressure on insurance, we see a consistent and relatively stable insurance premiums, which are our competitive advantage against the resale market.

Resale 130

Resale Securities and Exchange Commission (SEC) Taxes Leveraging 130

The Motley Fool

NOVEMBER 5, 2024

billion of debt outstanding, including $863.3 million drawn on our revolver, resulting in a debt-to-capital ratio of 43.6%, and net debt-to-capital ratio of 42.7%. The fundamentals of the housing market are strong, supported by continued household formations, years of underproduction and limited supply of resale homes.

Capital 130

Capital Debt Banks Resale 130

The Motley Fool

FEBRUARY 1, 2024

As we previously discussed, two of the largest population cohorts, the millennials and recently Gen Zs are having life events lean to increased levels of need-based housing that currently cannot be met by the constrained resale of home supply in the market. Our net debt-to-cap remains well below our max ceiling, which is in the mid 20%.

Securities and Exchange Commission (SEC) 130

Securities and Exchange Commission (SEC) Leveraging Finance Financing 130

The Motley Fool

DECEMBER 7, 2023

Industrial resales were 962 million. In fiscal '24, we expect industrial resales to be down low single digits year on year. billion of gross debt, of which 1.6 Questions & Answers: Operator [Operator instructions] Our first question will come from the line of Vivek Arya with Bank of America. billion of cash and 39.2

Resale 130

Resale Banks Assets Shareholders 130

The Motley Fool

JULY 30, 2024

At a high level, the housing market remains healthy with demand supported by strong fundamentals, including household formations and migration trends, years of underproduction and a lock-in effect limiting the supply of resale homes. billion of debt outstanding, including $819.7 and net debt-to-capital ratio of 43%.

Leveraging 130

Leveraging Taxes Debt Capital 130

The Motley Fool

MAY 8, 2024

billion in long term debt, just $2.5 People don't like to switch banks and yet a lot of people are choosing SoFi. Jason Moser: Well, I think in this case, when you look at SoFi, I think you made a great point there, but people don't like to switch banks. There are some fundamentals there that need to be considered.

Banks 130

Banks Resale Portfolios Companies 130

The Motley Fool

JANUARY 19, 2024

The strong cash generated drove a reduction in net interest expense by about $20 million compared to the fourth quarter of 2022 as we repaid some high variable cost debt during the quarter. First question comes from David Begleiter with Deutsche Bank. Dave Begleiter -- Deutsche Bank -- Analyst Thank you. Your line is open.

Leveraging 130

Leveraging Resale Taxes Capital 130

The Motley Fool

AUGUST 1, 2023

And lastly, the resale home market remains tight as existing buyers are hesitant to leave their low rate mortgages, which limits available inventory and helps to increase new home demand. billion and net debt to cap of negative 0.2% Operator Our next question comes from Joe Ahlersmeyer with Deutsche Bank. at June 30, 2023.

Securities and Exchange Commission (SEC) 130

Securities and Exchange Commission (SEC) Taxes Resale Banks 130

The Motley Fool

JULY 20, 2023

Horton and had more than $780 million of liquidity at quarter end, with a net debt to capital ratio of 19.1%. Homebuilding debt at June 30th totaled $2.7 The next question is coming from Joe Ahlersmeyer from Deutsche Bank. Joe Ahlersmeyer -- Deutsche Bank -- Analyst Thanks, and good quarter, guys. At June 30th, we had $4.6

Banks 130

Banks Securities and Exchange Commission (SEC) Leveraging Taxes 130

The Motley Fool

SEPTEMBER 7, 2023

Then there were question marks for me around like MetLife , which sells group disability insurance, regional banks with M&T, even in my hometown of Cincinnati, Ohio, human resources software platform Paycor deciding that they wanted to really get their name out there by sponsoring the Bengals home field. Now it is more than 97%.

Companies 130

Companies Hedge Funds Investing Resale 130

The Motley Fool

AUGUST 3, 2023

We sell our produce gas and basin, and we manage the transport obligation by purchasing third-party gas in basin for resale on the Gulf Coast. Our balance sheet and debt maturity profile are in good shape, and this was most recently recognized by Moody's who returned us to investment-grade in June. billion while also returning $2.9

Capital 100

Capital Shareholders Banks Resale 100

The Motley Fool

FEBRUARY 27, 2024

But Chris, maybe could you just walk us through like your kind of required sort of debt pay down or paying down on the warehouse over the next 12 months? Operator The next question comes from Nitin Bansal of Bank of America. Nitin Bansal -- Bank of America Merrill Lynch -- Analyst Hi. I think it's nearly $200 million.

Securities and Exchange Commission (SEC) 100

Securities and Exchange Commission (SEC) Banks Legal Resale 100

The Motley Fool

JULY 15, 2023

The resale company's capital allocation strategy and growth expectations. As I've mentioned earlier, we're Winmark the resale company and our mission is to provide resale for everyone. It's the franchisor of resale brands, including Plato's Closet, Once Upon A Child, and Play It Again Sports.

Resale 130

Resale Shareholders Capital Companies 130

The Motley Fool

SEPTEMBER 12, 2024

Our strengthening market position, profitable and growing business, and debt free balance sheet, all enabled our recently announced first-ever share buyback authorization. Last week, we launched our resale platform piloting with our own associates before launching a customer facing experience in the near future.

Leveraging 130

Leveraging Finance Financing Capital 130

The Big Picture

MAY 7, 2024

You know, student loan debt is one of the biggest problems in America. So the banks now have the cash to make more loans, and then they sell it to Wall Street. Like, why wouldn’t you save $200 a month, you know, to refi your debts? And I’ve always been passionate about money. And so I said, oh, this is interesting.

Startups 59

Startups Finance Financing Debt 59

The Motley Fool

AUGUST 31, 2023

Finally, Q3 industrial resales of $236 million declined 3% year on year, reflecting weak demand in China. And in Q4, though, we expect an improvement with industrial resales up low single-digit percentage year on year, reflecting largely seasonality. billion of gross debt, of which 1.1 We ended the third quarter with 12.1

Mergers and Acquisitions 246

Mergers and Acquisitions Resale Banks Legal 246

The Big Picture

SEPTEMBER 5, 2023

They were just helping the brokers get a bank loan through the process. I mean, essentially what no one understood in the industry and still don’t understand today in the real estate industry is that when appraisers doing an appraisal for the buyer that’s getting a mortgage, their client is actually the bank.

Taxes 52

Taxes Banks Resale Accounting 52

The Motley Fool

AUGUST 10, 2023

Total debt, excluding unamortized deferred financing fees and finance leases was $84 million, compared to $101 million at the end of last year's second quarter. Next in line is Robby Ohmes with Bank of America. Robby Ohmes -- Bank of America Merrill Lynch -- Analyst Thanks. Joe Altobello -- Raymond James -- Analyst Got it.

Leveraging 130

Leveraging Banks Portfolios Resale 130

The Motley Fool

JULY 6, 2023

One thing that's sticking out of my mind here now that we've seen this Supreme Court ruling come down in regard to the student debt relief, and then we know these payments are going to start back up here around October, it's reasonable to think that consumer might be a little bit more crimped here in the near term. They're like runs on banks.

Resale 130

Resale Companies Bidding Amortization 130

The Big Picture

JANUARY 3, 2023

. • Over a Decade, Rolex Watches Outperformed the Stock Market : The investment return of Rolexes was higher than real estate, the stock market, or even gold over a 10-year period, from 2011 to 2021, according to Paul Altieri, founder and CEO of Bob’s Watches, an online marketplace for the resale of watches, with a focus on Rolexes.

Resale 105

Resale Financial Institutions Legal Banks 105

The Motley Fool

AUGUST 7, 2024

In July this year, Honda shares, owned by non-life insurance or banking institutions, have been sold off in the public as much as 500 billion worth. In addition, Honda sold the shares that we have been holding for those non-life insurance and banking institutions as well. The business structure have to be made that way.

Depreciation 130

Depreciation Finance Financing Banks 130