The Motley Fool

MARCH 26, 2024

Tim used a combination of bank financing and seller financing to buy the business. That's something that a lot of would-be small business buyers should keep in mind: you don't always have to pay cash or get a bank loan or Small Business Administration (SBA) loan to buy a business.

Financing 242

Financing Finance Banks Startups 242

The Motley Fool

APRIL 23, 2024

In fact, Microsoft and Nvidia have more cash and equivalents like marketable securities than long-term debt, hence the negative figures. NVDA net total long-term debt (quarterly) data by YCharts. Oil and gas is capital intensive, and so is investing in AI. Microsoft pays more dividends than any other U.S.-based

Debt 242

Debt Shareholders Capital Banks 242

The Motley Fool

FEBRUARY 5, 2024

Aiming to grow to 6% of the market by 2030, management expects the three following growth levers to propel Diageo's stock to new highs: Growing middle class: The World Bank expects over 470 million people to join the middle class globally by 2032.

Mergers and Acquisitions 244

Mergers and Acquisitions Capital Return On Investment Debt 244

The Motley Fool

APRIL 28, 2024

But just because rates are high doesn't make CDs the best investment for every person. Here are four signs that suggest you may not want to run to the bank or go online to open one just yet. In fact, it's worth doing, even if you have some high-interest debt. So, should you personally be putting your cash into CDs?

Banks 130

Banks Debt Accounting Taxes 130

The Motley Fool

MAY 22, 2024

In case you haven't noticed, APYs are at 5.00% or higher -- and that means your extra cash in the bank can actually earn money. But that doesn't mean your options are limited just to a typical bank savings account. Money market funds are not bank accounts -- they are a type of mutual fund, offered by brokerages and investment firms.

Accounting 130

Accounting Mutual Funds Banks Taxes 130

The Motley Fool

MAY 5, 2024

Banks, retailers, credit card companies, and even Uncle Sam will give you free money if you make a few simple, smart financial moves. Your bank (or other banks) should be paying you for letting it use your deposits. Don't settle for the average bank's unimpressive APY on your savings. You can do so much better than that!

Taxes 130

Taxes Banks Accounting Debt 130

The Motley Fool

MARCH 2, 2024

But it's not enough to just have this money set aside for surprise costs -- it needs to be in the right bank account , too. Of course, it's possible to get a much higher return on investment (ROI) using either a high-yield savings account or by shopping around for a more competitive CD rate. But is this really a good idea?

Funds 130

Funds Banks Debt Accounting 130

The Motley Fool

JULY 31, 2023

Advertising bounces back With inflation running hot and interest rates still climbing, consumer spending took a hit because more of people's income is going toward debt repayments and everyday necessities. That's bad news for Alphabet's Google Search and its YouTube streaming platform because both rely on advertising to generate revenue.

Debt 246

Debt Banks Returns Return On Investment 246

The Motley Fool

JUNE 12, 2024

Free cash flow as a percentage of revenue has declined from 2023 due to higher cash interest expense from debt related to the VMware acquisition and higher cash taxes due to a higher mix of U.S. billion of cash and 74 billion of gross debt. Vivek Arya -- Bank of America Merrill Lynch -- Analyst Thanks for taking my question.

Resale 246

Resale Banks Debt Portfolios 246

The Motley Fool

AUGUST 2, 2024

And so is what to do if you have debts or bills. Pay off any high-interest debt The average credit card charges more than 22% interest. You'll be hard-pressed to find any investment that gives you a 22% return. Ergo, if you have high-interest debt, the best return on investment is to pay off that debt.

Debt 130

Debt Accounting Banks Funds 130

The Motley Fool

OCTOBER 5, 2024

Carnival's wall of debt First, let's take a quick look back in time at the challenges Carnival faced in recent years. The halt in sailings drove the previously profitable company to a loss, and resulted in Carnival building up a wall of debt. Carnival also has prepaid debt, for example prepaying $7.3 Image source: Getty Images.

Shareholders 130

Shareholders Debt Amortization Depreciation 130

The Motley Fool

FEBRUARY 20, 2025

This resulted in higher realized iron ore premiums, but more importantly, higher margins and returns on invested capital. They should rather be treated as a type of debt amortization. As you can see on the next slide, our expanded net debt remained stable at $16.5 billion in the quarter. billion in the quarter.

Securities and Exchange Commission (SEC) 238

Securities and Exchange Commission (SEC) Debt Shareholders Financing 238

The Motley Fool

JULY 21, 2024

Investors can own a great company without breaking the bank. This allowed FedEx to maintain a stable gross margin and return on invested capital (ROIC). FDX Return on Invested Capital data by YCharts. FedEx maintains a debt-heavy capital structure -- its long-term debt-to-equity ratio is over 0.9.

Debt 130

Debt Shareholders Capital Return On Investment 130

The Motley Fool

SEPTEMBER 22, 2023

In fact, with the federal funds rate sitting between 5.25% and 5.50%, many banks are offering rates above 5%, while some credit unions have done the unthinkable and are paying interest between 6% and 7%. So when you hear about a relatively new banking app that pays 4.5% on your savings, you may think it's no big cheese.

Accounting 130

Accounting Banks Debt Return On Investment 130

The Motley Fool

MAY 5, 2024

S&P Global has a robust economic moat When companies borrow money from the public, it's important for prospective investors to understand the company's health, whether it will be able to repay its debts, and the risks associated with investing in that debt. Last year, S&P Global generated $3.9 billion in FCF.

Debt 130

Debt Prospects Financing Finance 130

The Motley Fool

MARCH 8, 2024

When the Federal Reserve hikes rates for banks to borrow money from each other, consumers are impacted with higher interest rates on loans and credit cards (bad), but also higher rates on deposit accounts (good). Start investing Want to grow your tax refund even more than you can with a savings account or CD?

Taxes 130

Taxes Debt Accounting Financing 130

The Motley Fool

JULY 7, 2024

Revenue, earnings, bookings, and guidance: All good news Carnival actually started June on a downbeat note after Bank of America analyst Andrew Didora wrote a note saying that cruise prices had come down slightly in June relative to early May. Even though Carnival has begun chipping away at it, that debt total still stands at $29.3

Amortization 100

Amortization Depreciation Earnings Before Interest Banks 100

The Motley Fool

OCTOBER 6, 2024

Berkshire has cut its stake in its largest public equity holding, Apple , by nearly 50%, trimmed its position in Bank of America , and more. Lower interest rates reduce the cost of capital and increase the potential return on investment for capital-intensive projects, such as power generation, transmission, and distribution.

Stakes 130

Stakes Exchange-Traded Funds Banks Debt 130

The Motley Fool

FEBRUARY 11, 2024

Image source: Getty Images Picking a savings account may seem like a simple task -- just go to a bank and sign up. Likewise, some banks limit the number of savings account withdrawals per month, even though a government regulation limiting you to six penalty-free withdrawals is currently suspended. Research the account terms.

Accounting 130

Accounting Banks Debt Return On Investment 130

The Motley Fool

JANUARY 18, 2024

If you cannot afford to lose money, you cannot put it into a brokerage account and invest in the stock market, because there's a risk of your investment values going down and not recovering before you need the cash. In some years, this means you may put a lot of money in the bank and less into your brokerage account.

Banks 130

Banks Accounting Debt Return On Investment 130

The Motley Fool

MARCH 2, 2024

Image source: Getty Images Buying a certificate of deposit (CD) can be a good investment in the right circumstances. When you buy a CD from an FDIC-insured bank, up to $250,000 of your money is protected, so there's no need to stress about whether you could lose the money that you put in.

Banks 130

Banks Accounting Debt Funds 130

The Motley Fool

JULY 23, 2023

Featured offer: save money while you pay off debt with one of these top-rated balance transfer credit cards I generally have not been interested in putting money in a CD and facing the risk of a penalty if I need to take it out early. They generally also require that you make a certain minimum deposit, such as $2,500.

Banks 130

Banks Accounting Debt Funds 130

The Motley Fool

AUGUST 2, 2024

Savings accounts Putting cash in the bank and earning interest from a high-yield savings account or money market account is the easiest way to earn passive income. A savings account at an FDIC-insured bank is a great choice for easy passive income because it's risk free. You won't lose money, even if the bank fails.

Banks 130

Banks Accounting Debt Shareholders 130

The Motley Fool

FEBRUARY 29, 2024

Often, CDs provide a better return on investment (ROI) than a high-yield savings account. These high returns can make saving up your down payment money a whole lot easier. With a CD, the rate of return you'll get is guaranteed. You can buy an FDIC-insured CD paying a competitive rate and not risk losing money.

Funds 130

Funds Banks Accounting Debt 130

The Motley Fool

FEBRUARY 20, 2024

You need a safe investment option where you can ideally earn a reasonable rate of return but you won't risk losing money. Both are generally FDIC insured (meaning your money is protected from bank failure), and they can provide a reasonable rate of return without any risk. Savings accounts and CDs both fit the bill.

Accounting 130

Accounting Banks Debt Funds 130

The Motley Fool

FEBRUARY 11, 2024

Ensure the money in your savings account actually belongs there Making sure you have your saved cash in the right type of account can make a much bigger impact than almost any other move you could make with your money, like changing to a different savings bank to get a slightly higher rate.

Accounting 130

Accounting Banks Debt Financing 130

The Motley Fool

FEBRUARY 7, 2025

Recycling capital in this way keeps our portfolio competitive, lower its capital expenses, and accelerates our return on invested capital, driving long-term core FFO growth. Atlanta ranks as a B performer with an improving outlook mainly due to the progress we've made in reducing bad debt and fraudulent activity.

Debt 189

Debt Leveraging Assets Bidding 189

The Motley Fool

SEPTEMBER 16, 2023

One example of VAS's potential can be seen in Mastercard's deal with nine of the biggest banks in the U.K. Through its unique vantage point as the network that connects these banks, the company can prevent payment scams that may otherwise go unnoticed until it is too late.

Consultants 130

Consultants Consulting Financial Services Banks 130

The Motley Fool

FEBRUARY 21, 2024

You can even use multiple banks or credit unions to build your ladder. If you can get higher APYs on short-term CDs, this might give you a bigger return on investment than spreading out your cash across longer-term CDs in a CD ladder. All of the different CDs in your ladder will pay different yields, based on the term.

Investors 130

Investors Banks Debt Financing 130

The Motley Fool

JUNE 12, 2024

Depending on your company match, you could miss out on as much as a 100% risk-free return on investment, which you'd be able to score if your employer matches 100% of the contributions you make. When you pass up on your 401(k) match for a year by not maxing it out, you don't get the chance to go back in time and get a redo.

Debt 130

Debt Accounting Return On Investment Funds 130

The Motley Fool

OCTOBER 31, 2024

But a smaller investment minimum doesn't mean that this type of bond has lower risks. Baby bonds are issued by the same types of companies that issue traditional bonds, including utility companies, investment banks, telecom companies and other types of corporate issuers.

Due Diligence 100

Due Diligence Investing Bidding Taxes 100

The Motley Fool

AUGUST 3, 2023

times or said another way, a return on investment of 41% for a property, the Cosmopolitan of Las Vegas, that is now the youngest in our Las Vegas portfolio with the attending low capex requirement. Operator And our next question will come from Shaun Kelley with Bank of America. This implies a creation multiple of 2.4

Banks 245

Banks Capital Leveraging Shareholders 245

The Motley Fool

MAY 13, 2024

If your goal is to maximize your returns in the short term, a 1-year CD would probably be your best bet. And it provides a considerably better return on investment (ROI) than a 5-year CD. You can't use that money to do other things, like paying down debt.

Debt 130

Debt Return On Investment Funds Returns 130

The Motley Fool

MARCH 30, 2024

Debt payoff The average credit card interest rate is 21.47%, while the typical payday loan has an APR close to 400%. It's very unlikely you'll find anywhere else to put your money that would provide the return on investment (ROI) that comes from avoiding such expensive interest.

Taxes 130

Taxes Education Accounting Debt 130

The Motley Fool

MAY 9, 2024

Normalized software and services revenue grew 5% as we continue to onboard new and existing customers to our commerce and digital banking platforms. Sainsbury's is a great example of how a customer can realize a fast payback on its investment when converting to the platform. Today, 13 of the 15 largest retail banks in the U.S.

Leveraging 130

Leveraging Banks Capital Conglomerates 130

The Motley Fool

MAY 5, 2024

paired with higher interest rates that reduce the return on investment of a solar system, has been challenging for Enphase and its installers. To its credit, Enphase has done a good job investing through the cycle and focusing on its long-term growth potential while maintaining a strong balance sheet. The launch of NEM 3.0,

Taxes 130

Taxes Debt Banks Investors 130

The Motley Fool

JULY 13, 2023

We continue to repay debt, and we reinstated a quarterly dividend, signifying strong execution on our three-year plan and creating value for our owners. Our strategy is underpinned by a commitment to financial performance, with a focus on free cash flow, return on invested capital, and earnings durability.

Debt 130

Debt Legal Leveraging Banks 130