The Motley Fool

MARCH 26, 2024

The banks to watch instead. We're going to hit the other item for you and that's banking. We have an update on the state of things with struggling bank New York Community Bank. New York Community Bank is one that, I got to admit, I really didn't see coming. We hit real estate. Some turmoil there as well.

Banks 244

Banks Education Shareholders Accounting 244

The Motley Fool

JANUARY 10, 2024

But getting more money in your bank account, retirement savings, or brokerage account doesn't just happen. And assuming you're in the 22% tax bracket for 2024 , reducing your taxable income by $1,500 would help you save about $330 of taxes. Stop letting your cash languish in a zero-interest bank account.

Exchange-Traded Funds 130

Exchange-Traded Funds Banks Taxes Accounting 130

The Motley Fool

APRIL 28, 2024

But just because rates are high doesn't make CDs the best investment for every person. Here are four signs that suggest you may not want to run to the bank or go online to open one just yet. And they have two big advantages in that they're exempt from state income taxes and are more liquid, as they can be sold on a secondary market.

Banks 130

Banks Debt Accounting Taxes 130

The Motley Fool

MARCH 30, 2024

It's very unlikely you'll find anywhere else to put your money that would provide the return on investment (ROI) that comes from avoiding such expensive interest. You also get tax breaks for a 401(k) contribution, as you won't pay taxes on the money you invest in this account. A 401(k) match is free money.

Taxes 130

Taxes Education Accounting Debt 130

The Motley Fool

NOVEMBER 10, 2023

However, in doing so, our securitization excludes a portion of carrying costs and taxes, which leads to a one-time charge of $63.5 million net of tax. Our adjusted tax recovery was $8.1 million from the unfavorable tax adjustment we recorded last year associated with custom delays at our New Market Solar Project.

Taxes 130

Taxes Banks Depreciation Assets 130

The Motley Fool

JULY 7, 2024

Revenue, earnings, bookings, and guidance: All good news Carnival actually started June on a downbeat note after Bank of America analyst Andrew Didora wrote a note saying that cruise prices had come down slightly in June relative to early May. The Stock Advisor service has more than quadrupled the return of S&P 500 since 2002*.

Amortization 100

Amortization Depreciation Earnings Before Interest Banks 100

The Motley Fool

AUGUST 6, 2024

For example, we are launching Neutrogena Collagen Bank in the U.S., To build demand before products arrive in store, Collagen Bank first launched on TikTok shop, the first for Neutrogena. For taxes, the second-quarter adjusted effective tax rate was 25.7%. Anna Lizzul -- Bank of America Merrill Lynch -- Analyst Hi.

Banks 234

Banks Shareholders Taxes Portfolios 234

The Motley Fool

JUNE 12, 2024

Free cash flow as a percentage of revenue has declined from 2023 due to higher cash interest expense from debt related to the VMware acquisition and higher cash taxes due to a higher mix of U.S. billion withholding taxes due on vesting of employee equity, resulting in the elimination of 1.2 We spent 132 million on capital expenditures.

Resale 246

Resale Banks Debt Portfolios 246

The Motley Fool

OCTOBER 31, 2024

This is driven by a noncash after-tax net realized investment loss of $1 billion or $3.69 In the third quarter, we also recorded other after-tax net special item charges of $162 million or $0.58 billion and pre-tax adjusted earnings grew 9% to $1.9 This is partially offset by lower expected net investment income.

Leveraging 130

Leveraging Capital Taxes Shareholders 130

The Motley Fool

MARCH 6, 2024

There are certainly families that manage to bank enough of their earnings, but most Americans are falling well short of that recommendation. It's based on the average long-term rate of return on investments and the 4% rule for retirement account distributions. The average savings rate is only 3.8% Data by YCharts.

Taxes 130

Taxes Accounting Assets Banks 130

The Motley Fool

OCTOBER 5, 2024

Finally, Carnival lifted its adjusted earnings before interest, taxes, depreciation, and amortization ( EBITDA ) guidance for the full year to $6 billion -- that's up by nearly $200 million from guidance, given a few months ago, and represents a 40% increase from last year.

Shareholders 130

Shareholders Debt Amortization Depreciation 130

The Motley Fool

OCTOBER 31, 2024

But a smaller investment minimum doesn't mean that this type of bond has lower risks. Baby bonds are issued by the same types of companies that issue traditional bonds, including utility companies, investment banks, telecom companies and other types of corporate issuers.

Due Diligence 100

Due Diligence Investing Bidding Taxes 100

The Motley Fool

NOVEMBER 8, 2024

At best, your savings account is probably going to provide returns somewhere around 4.00% and there's a good chance that sometime in the next five years, it'll provide an even lower return on investment (ROI). Instead, you should put that money into a 401(k), IRA, or other tax-advantaged account.

Accounting 130

Accounting Taxes Return On Investment Funds 130

The Motley Fool

AUGUST 3, 2023

These required significant investment and the markets have not seen the growth in profitability we had expected over the past several years. We see an opportunity to shift these resources toward strategic areas that have a higher potential return on investment, and we continue to drive toward our goal.

Leveraging 130

Leveraging Banks Taxes Accounting 130

The Motley Fool

NOVEMBER 12, 2024

We are encouraged to see that this new user cohorts are purchasing bigger basket sizes than older cohorts, giving us better returns on investments and improving our unit economics. We had a net income tax expense of $93 million in the third quarter of 2024 compared to net income tax expense of $62 million in the third quarter of 2023.

Financial Services 130

Financial Services Leveraging Financing Finance 130

The Motley Fool

MARCH 20, 2025

This will create more flexibility for both companies' capital structures as we prepare for the separation, which will come in the form of a tax efficient spinoff. Operator The next question is from Richa Harnain with Deutsche Bank. Richa Harnain -- Deutsche Bank -- Analyst Hey, everyone. Please go ahead. I did a little homework.

Leveraging 262

Leveraging Capital Banks Shareholders 262

The Motley Fool

FEBRUARY 8, 2024

For taxes, our fourth quarter adjusted effective tax rate was 15.8%. The decrease versus prior year is primarily the result of tax law changes that negatively impacted 2022, the release of tax reserves, mostly due to statue of limitations expiring and benefits from effective tax planning. billion for the year.

Taxes 130

Taxes Banks Public Companies Capital 130

The Motley Fool

FEBRUARY 7, 2025

Recycling capital in this way keeps our portfolio competitive, lower its capital expenses, and accelerates our return on invested capital, driving long-term core FFO growth. on property taxes and insurance, respectively. Operator And your next question today will come from Jeff Spector with Bank of America.

Debt 189

Debt Leveraging Assets Bidding 189

The Motley Fool

JULY 20, 2023

Turning to taxes. As can be expected, there are several unique items impacting our second-quarter effective tax rate with our IPO in May. On a reported basis, our tax rate is approximately 32.7%. And on an adjusted basis, our Q2 effective tax rate is 30%. Moving to taxes. Please proceed with your questions.

Taxes 130

Taxes Public Companies Banks Portfolios 130

The Motley Fool

MAY 7, 2024

For taxes, the first quarter adjusted effective tax rate was 28.3%. For the full year, we continue to expect an adjusted effective tax rate of 25.5% which reflects changes in tax laws, as well as tax-optimization strategies that the company intends to pursue. Steve Powers -- Deutsche Bank -- Analyst Great.

Taxes 130

Taxes Banks Public Companies Portfolios 130

Private Equity Wire

SEPTEMBER 24, 2024

The show portrays ESG as a hedge bet, a prop play, and as it often is in the real world, a source of controversy as opponents often launch attacks to discredit its investing approach. While the heady investors of Pierpoint & Co.

Legal 98

Legal Leveraging Investment Banking Investment Banks 98

The Motley Fool

MAY 5, 2024

paired with higher interest rates that reduce the return on investment of a solar system, has been challenging for Enphase and its installers. However, because of unforeseen challenges derailing or delaying the turnaround, it would be a big mistake for investors to bank on these projections. The launch of NEM 3.0,

Taxes 130

Taxes Debt Banks Investors 130

The Motley Fool

AUGUST 7, 2024

Year-over-year results were also impacted by increased technology investment across the enterprise and the lapping of prior year integration costs result -- related to the SCRI joint venture in Rx Savings Solutions. As a reminder, we had a net discrete tax benefit of $147 million in the first quarter of the prior year.

Taxes 130

Taxes Leveraging Assets Capital 130

The Motley Fool

MAY 6, 2024

Gains from investment activity in the first quarter were approximately $0.75 after-tax lower contribution compared to last year. Now, let me talk about other platform investments, affectionately known as OPI. billion and recorded a pre-tax and after-tax gain of $415 million and $311 million, respectively.

Taxes 130

Taxes Capital Assets Banks 130

The Motley Fool

JULY 26, 2024

Adjusted EPS grew 6% in Q2 and 7% year-to-date, reflecting double-digit adjusted operating income growth and ongoing share buyback, partially offset by higher interest expense, the issuance of 19 million shares to fund the acquisition of NFP and a higher tax rate. And then my follow-up question, the tax rate in the quarter went to above 22%.

Capital 130

Capital Taxes Financing Finance 130

The Motley Fool

NOVEMBER 29, 2023

In particular, we are very excited to announce signing our first consumer lending deal with an enterprise bank in the United States, an over $200 billion institution. mortgage business in the quarter came with our first cross-sell to a regional bank in the U.S. A pivotal win for our U.S. Turning to our international business.

Banks 130

Banks Leveraging Financial Institutions Professional Services 130

The Motley Fool

OCTOBER 30, 2024

Our tax rate in the third quarter came in higher-than-expected largely due to one-time discrete items recorded in the quarter primarily related to return to provision adjustments. For Q4 and the full year 2024, we anticipate our effective income tax rates to be approximately 28% and 24%, respectively, on a GAAP basis.

Taxes 130

Taxes Capital Depreciation Banks 130

The Motley Fool

DECEMBER 5, 2024

Non-GAAP net income was $50 million -- was $60 million, which excludes a nonrecurring noncash tax benefit of $25 million from the release of valuation allowance on certain deferred tax assets. Third quarter non-GAAP adjusted free cash flow was $33 million. Is that kind of the right way to think about it? and Europe.

Leveraging 244

Leveraging Companies Taxes Returns 244

The Motley Fool

MAY 7, 2024

Our loss before income tax increased to $39.6 Beginning with strengthening our core business, we believe that by simplifying the bank experience and focusing on the basics, we can better serve our customers and drive growth. Looking at loss before income tax from continuing operations, it totaled $39.6 million from $29.2

Securities and Exchange Commission (SEC) 130

Securities and Exchange Commission (SEC) Financing Finance Taxes 130

The Motley Fool

OCTOBER 31, 2023

A portion of that value is easy to calculate because it's the value they receive by the elimination of after-the-fact payroll errors that require correction payroll runs, manual checks, voided checks, direct deposit reversals, additional wires, tax adjustments, W-2Cs, etc., Third quarter GAAP tax rate came in at 26.3%.

Banks 130

Banks Taxes Shareholders Capital 130

The Motley Fool

JANUARY 12, 2024

operating margin and pre-tax income of $5.2 We generated free cash flow of $2 billion while investing 5.3 Return on invested capital was 13.4%, a 5-point improvement from 2022. per share and pre-tax income of 5.2 Return on invested capital improved to 13.4%, up 5 points over 2022. We delivered an 11.6%

Banks 130

Banks Leveraging Taxes Debt 130

The Motley Fool

FEBRUARY 1, 2024

We delivered these results while investing almost $800 million to sustain productivity and accelerate our organic growth initiatives in our highly profitable core businesses. After-tax return on invested capital is expected to remain firmly at 30%-plus, and we expect strong free cash flows again, with conversion greater than net income.

Taxes 130

Taxes Banks Leveraging Portfolios 130

The Motley Fool

OCTOBER 24, 2024

While we continue to pursue growth opportunities, the company will remain focused on its three long-standing, long-term financial tenets, those being to; maximize free cash flow, maximize return on invested capital, and returning excess free cash to our shareholders. On a GAAP basis, we recorded a tax expense of $4.7

Leveraging 130

Leveraging Debt Shareholders Taxes 130

The Motley Fool

JULY 25, 2024

While we navigate through the current challenges and pursue growth opportunities, the company will remain focused on its three long-standing, long-term financial tenants, those being to maximize free cash flow, maximize return on invested capital, and returning excess free cash to our shareholders. Christopher S.

Leveraging 130

Leveraging Debt Shareholders Taxes 130

The Motley Fool

APRIL 10, 2024

Earlier this morning, we reported our March quarter results, posting pre-tax earnings of $380 million or $0.45 billion, and we delivered a return on invested capital of nearly 14%, putting Delta's returns in the top half of the S&P 500. Your next question is coming from Mike Linenberg from Deutsche Bank.

Legal 130

Legal Banks Debt Leveraging 130

The Motley Fool

JULY 23, 2024

due to higher tax payments, cycling working capital benefits from the prior year and higher capital expenditures. This may include pre-funding upcoming payments related to the IRS tax case and the Fairlife contingent consideration. With respect to our IRS tax case, which we continue to vigorously defend. Please go ahead.

Taxes 130

Taxes Banks Debt Capital 130

The Motley Fool

JULY 11, 2024

Earlier this morning, we reported our June quarter results, posting pre-tax earnings of $2 billion, or $2.36 With strong cash generation, we continue to progress our balance sheet back toward investment-grade metrics and announced a 50% increase to our quarterly dividend. Mike Linenberg -- Deutsche Bank -- Analyst Great.

Banks 130

Banks Debt Liabilities Returns 130