The Motley Fool

DECEMBER 30, 2023

Billionaire investors spend most of their time learning about the companies and industries they invest in, which doesn't make for great television. While AGNC's incoming cash flows are generally reliable, the company lost $0.68 With less collateral to offer, lenders could demand higher interest rates or worse. With the U.S.

Collateral 246

Collateral Assets Taxes Portfolios 246

The Motley Fool

DECEMBER 6, 2023

Companies that pay dividends display a commitment to shareholders and tend to have prudent capital management. Some companies offer consistent dividend payments year in and year out, but those payments offer modest yields of 2% or less. The company was a big beneficiary of the blistering investment activity seen in 2021.

Collateral 246

Collateral Investors Mergers and Acquisitions Initial Public Offering 246

The Motley Fool

OCTOBER 20, 2023

In a note this morning, The Fly described Truist's move as mere collateral damage from the bank's broader feeling that aerospace stocks are being stressed and that airplane production this year is looking about 7% weaker than predicted. But that's not the only problem bugging Virgin Galactic investors this week.

Collateral 246

Collateral Banks Investors Companies 246

The Motley Fool

AUGUST 30, 2023

Macy's CFO Adrian Mitchell recently told investors that while the company expected delinquencies to climb in the second quarter, the rate of increase was faster than originally thought. While researcher Coresight expects another season of low-single-digit growth for 2023, that doesn't happen without Americans assuming still more debt.

Debt 246

Debt Collateral Investors Companies 246

The Motley Fool

APRIL 15, 2024

In the still-developing electric vehicle (EV) industry, what happens to its leading company tends to affect every other manufacturer and supplier. 1 EV maker almost immediately filtered down into the rest of the sector Monday, impacting the prices of fellow manufacturers and associated companies alike. When the leader stalls.

Investors 246

Investors Collateral Returns Portfolios 246

The Motley Fool

OCTOBER 28, 2024

In the first half of 2024, the company originated loans totaling $1.7 That's a lot of activity for a company that estimated the total value of its portfolio at between $6.2 When Rithm's rental business wants to construct a new build-to-rent community, it can turn to its own lending platform. billion and $7.9 billion at the end of June.

Capital 244

Capital Collateral Asset Management Liabilities 244

The Motley Fool

MAY 4, 2024

Its revenue comes from the interest it collects on these bond-like securities, often called something like a collateralized mortgage obligation. Interest rate changes can affect mortgage demand, mortgage availability, mortgage repayment rates, the housing market overall, and the value of the mortgage securities that companies like Annaly own.

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Returns Capital Initial Public Offering Mutual Funds 246

The Motley Fool

JULY 15, 2023

While, yes, credit scores have little to do with your ability to drive, many car insurance companies look at your credit when determining your premiums. Whether or not that's true in every case, credit scores are certainly one factor many car insurance companies look at. more ($1,092) at $2,324.

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Collateral Debt Companies 238

The Motley Fool

SEPTEMBER 7, 2024

However, it is still a company so it has more leeway in the way its business gets financed. Some simple math shows that the company has basically pledged roughly 92% of its bond portfolio. For starters, pledging basically means the company is using its mortgage bond portfolio as collateral for loans.

Collateral 130

Collateral Investing Leveraging Financial Institutions 130

The Motley Fool

AUGUST 23, 2024

In fact, about 37% of Americans can't afford an unexpected expense over $400, and 21% have no emergency savings, based on recent data from Empower, a financial services company. It's easy to feel overwhelmed when that happens, especially since so many people's budgets have only tightened in recent years. Here are three such options.

Collateral 246

Collateral Debt Financial Services Funds 246

FinSMEs

DECEMBER 6, 2023

Collateral Good, a Zürich, Switzerland-based climate-first venture capital platform, announced the launch of a new €100m strategy dedicated to “Sustainable Fashion” and financially backed by global premium fashion company HUGO BOSS.

Collateral 57

Collateral Venture Capital Funds Asset Management 57

The Motley Fool

AUGUST 28, 2023

Artificial intelligence lending company Upstart Holdings (NASDAQ: UPST) has stumbled since reporting its second-quarter earnings. The company turned in a clunker of an earnings report in this high-interest rate environment, something I elaborated on a couple of weeks ago. But with a HELOC, your home is the collateral backing the loan.

Collateral 245

Collateral Assets Prospects Finance 245

The Motley Fool

SEPTEMBER 15, 2024

While you've probably had a consistent experience going to the pharmacies operated by Walgreens Boots Alliance (NASDAQ: WBA) over the years, that doesn't make it a company that's in stasis. billion, that won't be enough to stabilize the company. Around $1 billion in cost savings should be realized before the end of this fiscal year.

Collateral 246

Collateral Debt Amortization Depreciation 246

The Motley Fool

MAY 9, 2024

More than that, when it comes to building your team, getting financing, and launching your company, you will likely need help from your network. Mission and vision statements Your mission statement sets out what your company will do, how it will do it, and who it will do it for. Your vision is broader.

Collateral 246

Collateral Liabilities Accounting Finance 246

The Motley Fool

JANUARY 9, 2024

Annaly buys mortgages that are pooled into bond-like securities, often called something like a collateralized mortgage obligation (CMO). Annaly is really designed to be owned by total return investors who focus on asset allocation (such as insurance companies and pension funds). Image source: Getty Images.

Capital 245

Capital Collateral Pension Funds Debt 245

The Motley Fool

JANUARY 10, 2024

The first is that the company is a mortgage REIT, which is far more complicated than a traditional property-owning REIT. And such REITs often employ leverage, usually using their loan portfolio as collateral, to enhance returns. In some ways, a mortgage REIT is more like a mutual fund than a company. There are two major issues.

Mutual Funds 243

Mutual Funds Investing Collateral Pension Funds 243

The Motley Fool

SEPTEMBER 27, 2023

Nvidia is currently the dominant chip design company for AI chips, so as more industries turn to AI-driven solutions, Nvidia is a natural and massive beneficiary. ai (NYSE: AI) is an enterprise software company leveraging AI to support a diverse group of clients. Also, AI does not fully represent its strength in the GPU market.

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Initial Public Offering Collateral Debt Leveraging 246

The Motley Fool

JULY 10, 2023

So what Through most of his half-century career, Icahn has been the one putting pressure on public companies. The firm called Icahn Enterprises "substantially overvalued," saying the company overstated the value of its portfolio and relies on a "Ponzi-like" structure to fund operations.

Collateral 130

Collateral Public Companies Banks Assets 130

The Motley Fool

FEBRUARY 8, 2024

These loans don't require any collateral and give you a predictable monthly payment. It might be trickier for seniors who aren't working to find a lender, but some companies still provide loans to retirees. Then, you can go back to using the extra cash however you wish. Shop around and compare options from a few lenders.

Debt 246

Debt Collateral Finance Financing 246

The Motley Fool

JULY 29, 2023

Mortgage REITs buy mortgages that have been cobbled together into bond-like securities, often called collateralized mortgage obligations (CMO). This is vastly different from property-owning REITs, which are fairly simple to understand using kitchen table finance. Basically, you buy a property and rent it out.

Collateral 246

Collateral Pension Funds Investing Leveraging 246

The Motley Fool

AUGUST 1, 2024

Rocket Companies (NYSE: RKT) Q2 2024 Earnings Call Aug 01, 2024 , 4:30 p.m. ET Contents: Prepared Remarks Questions and Answers Call Participants Prepared Remarks: Operator Thank you for standing by, and welcome to the Rocket Companies second quarter 2024 earnings conference call. Should you invest $1,000 in Rocket Companies right now?

Companies 130

Companies Leveraging Assets Capital 130

The Motley Fool

NOVEMBER 18, 2023

It buys pools of mortgages that have been brought together into bond-like securities, often called something along the lines of collateralized mortgage obligations (CMOs). In some ways, Annaly is more like a portfolio manager overseeing a giant portfolio of mortgages than an operating company. Image source: Getty Images.

Capital 242

Capital Collateral Pension Funds Assets 242

Private Equity Insights

AUGUST 16, 2024

The Houston-based exploration and production company, which is owned by energy-focused investment firm EIG, is working with investment bankers at Jefferies s (JEF.N) on the sale process, the sources said, requesting anonymity as the discussions are confidential.

Collateral 130

Collateral Private Equity Firms Private Equity Firms Buyout 130

The Motley Fool

AUGUST 29, 2023

billion in loans transacted on its platform last quarter, this company should see exponential growth in its future. But Upstart isn't the first company that's attempted to disrupt and take share from a massive market before, and its business has taken a big step backward this year. Considering it "only" saw $1.1

Collateral 244

Collateral Debt Returns Investors 244

The Motley Fool

AUGUST 16, 2023

This means that the company spends a lot of money on property and equipment (CapEx), which isn't expensed on the income statement, but significantly lowers free cash flow (the money left over to spend on things like dividends). Second, the business is very capital-intensive. This makes Verizon much less attractive. Is Verizon's dividend safe?

Collateral 246

Collateral Debt Returns Investors 246

The Motley Fool

JANUARY 30, 2024

Other possible income streams include a reverse mortgage , where you receive a lump sum or regular income from a lender -- using your home as collateral. Annuity income, too, is guaranteed -- but it's only as reliable as the insurance company you bought your annuity from. Annuities are another possibility.

Collateral 246

Collateral Portfolios Funds Investing 246

The Motley Fool

FEBRUARY 17, 2024

With an annuity, you fork over a hefty sum to an insurance company (ideally a highly rated one) and in exchange, it promises to pay you according to the terms you chose. It involves receiving a lump sum or regular income from a lender via a loan -- using your home as collateral.

Collateral 246

Collateral Accounting Investing Companies 246

The Motley Fool

JULY 10, 2023

Since the COVID-19 pandemic canceled many people's planned time away, a few companies have stepped in to help them maximize this compensation in other ways. Vacation time as loan collateral A tiny financial services company in Minnesota is letting people use PTO for a unique purpose.

Collateral 130

Collateral Startups Debt Financial Services 130

The Motley Fool

JULY 16, 2023

Better still, healthy and growing dividend-paying companies tend to increase their payouts regularly, so you can expect your income to grow, perhaps even keeping up with inflation. Think of the kinds of companies you might enjoy working at. Then you'd be looking at $12,000 in annual income -- some $1,000 per month!

Exchange-Traded Funds 233

Exchange-Traded Funds Collateral Taxes Accounting 233

The Motley Fool

DECEMBER 23, 2023

However, interest rates on these loans tend to be above-average since there's no collateral. Editorial content from The Ascent is separate from The Motley Fool editorial content and is created by a different analyst team.JPMorgan Chase is an advertising partner of The Ascent, a Motley Fool company.

Debt 240

Debt Collateral Companies 240

The Motley Fool

FEBRUARY 26, 2024

They involve your forking over a significant sum to an insurance company in exchange for regular payments for a certain period or for the rest of your life (and perhaps even your spouse's). It involves receiving a lump sum or regular income from a lender via a loan with your home as collateral.

Collateral 246

Collateral Accounting Funds Portfolios 246

The Motley Fool

FEBRUARY 22, 2024

Rocket Companies (NYSE: RKT) Q4 2023 Earnings Call Feb 22, 2024 , 4:30 p.m. At this time, I would like to welcome everyone to the Rocket Companies fourth quarter and full year 2023 earnings conference call. With us this afternoon are Rocket Companies' CEO, Varun Krishna; and our CFO, Brian Brown. Image source: The Motley Fool.

Companies 130

Companies Assets Leveraging Banks 130

Private Equity Insights

FEBRUARY 22, 2024

While strategies like distressed debt may offer higher returns, they come with increased operational complexity, involving investments in companies facing financial or operational difficulties requiring specialised skills in areas such as corporate turnaround, bankruptcy law, and high-risk investments.

Debt 244

Debt Assets Due Diligence Banks 244

The Motley Fool

SEPTEMBER 7, 2024

Icahn Enterprises' lackluster performance Icahn Enterprises is the holding company of famed activist investor Carl Icahn. That is until short-seller Hindenburg Research published a report on the company in May 2023, making numerous accusations about the holding company. Here's why. Icahn's recent SEC settlement On Aug.

Securities and Exchange Commission (SEC) 130

Securities and Exchange Commission (SEC) Collateral Shareholders Assets 130

The Motley Fool

JUNE 30, 2023

The business owner needs to have "skin in the game" by providing collateral. Collateral consists of any business inventory related to exports and, if the borrower owns 20% or more of the business, a personal guarantee must be made. As business owners well know, sometimes having a good business idea is not enough.

Collateral 130

Collateral Capital Finance Financing 130

The Motley Fool

JULY 10, 2023

The investment company has been under fire lately, but it managed to resolve a key sticking point that could make investors a lot more comfortable about its prospects going forward. The beauty company reported fiscal first-quarter results for the period ended May 31 that gave shareholders a lot more comfort in its global restructuring plan.

Collateral 130

Collateral Shareholders Debt Financing 130

The Motley Fool

DECEMBER 7, 2023

A mortgage REIT like AGNC buys mortgages that have been pooled into bond-like securities, often referred to as something like a collateralized mortgage obligation (CMO). Generally, leverage is employed so that more CMOs can be bought, with the CMO portfolio acting as collateral for the loan.

Collateral 130

Collateral Mutual Funds Pension Funds Depreciation 130