The Motley Fool

SEPTEMBER 8, 2023

The underwriter's goal is to review your financial credentials in detail to determine the likelihood you'll be able to repay the loan and to make sure that the home you're buying acts as sufficient collateral for the loan. You have more debt than the lender will accept. If your income is stable and unlikely to change.

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Collateral Debt Banks Taxes 246

Private Equity Wire

JANUARY 13, 2025

Net-asset-value (NAV) loans, which layer additional leverage onto private companies already burdened with significant debt, have come under scrutiny, particularly when buyout firms use them to fund distributions rather than growth. Now theres much more discussion with investors, more transparency and more education.

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Investors Buyout Private Equity Firms Private Equity Firms 98

The Motley Fool

DECEMBER 6, 2023

dividend yield The Blackstone Secured Lending Fund is a business development corporation ( BDC ) that invests in private company debt to generate income for dividend-focused investors. Secured debt is debt backed by collateral, which helps reduce the risks associated with lending. Ares Capital has a 9.7%

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Collateral Investors Mergers and Acquisitions Initial Public Offering 246

The Motley Fool

NOVEMBER 25, 2024

Even so, you should know that you aren't out of options, especially if your debt isn't yet in collections. Here are three more viable options for avoiding credit card debt collection. Take out a personal loan Paying off your debt by taking out a personal loan is one way to avoid having debt go to collections.

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Debt Collateral Assets Accounting 130

The Motley Fool

AUGUST 23, 2024

0% APR intro cards Credit cards can be a scary source of debt since the APRs can be so high. Lines of credit can come in the form of a personal line of credit, which relies entirely on your personal credit to qualify, or a home equity line of credit (HELOC), which uses your house as collateral. Here are three such options.

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Collateral Debt Financial Services Funds 246

The Motley Fool

SEPTEMBER 15, 2024

That will further reduce its total assets, and reduce its financial flexibility to borrow money at an attractive interest rate, as it will have less collateral. billion in debt, it may well have to further liquidate assets and dramatically curb its expenses by even more than it has planned to do so far. And, with $33.6 billion more.

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Collateral Debt Amortization Depreciation 246

Private Equity Wire

MAY 20, 2024

China’s Suning Holdings could be on the verge of losing control of Italian Serie A giants FC Internazionale Milan with the deadline to repay close to €400m in debt to Oaktree Capital Management looming large, according to a report by Bloomberg.

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Debt Collateral Liabilities Asset Management 98

The Motley Fool

SEPTEMBER 27, 2023

Once on the brink of bankruptcy , a debt restructuring plan temporarily reduced its interest costs as Carvana offered assets up for collateral in exchange for debt relief. Nonetheless, the debt payments related to this deal will resume again after two years, but at much higher interest rates than before the deal.

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Initial Public Offering Collateral Debt Leveraging 246

The Motley Fool

DECEMBER 20, 2023

The median amount of this debt was $155,600 in 2022. Now, some people likely have much more mortgage debt than the average. More: Check out our picks for the best mortgage lenders How much mortgage debt should you have? It's interesting to compare your home loan's value to the average mortgage debt owed across the country.

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Debt Collateral Taxes Financing 130

The Motley Fool

JULY 30, 2023

Consider a secured personal loan If you have assets such as a car, property, or valuables that you can use as collateral, you may be able to get a secured personal loan. A secured personal loan allows you to use your assets as security for the loan, and if you fail to make the payments, the lender can take possession of your collateral.

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Collateral Assets Banks Taxes 239

The Motley Fool

JULY 1, 2023

You'll have adequate time to repay the debt If your loan is for financing real estate for your business, you'll have up to 25 years to pay it off. Lenders are not required to request collateral for loans up to $25,000. However, a lender will use its standard collateral policy for loans over $25,000. Still, you're not alone.

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Collateral Financial Institutions Financing Finance 225

The Motley Fool

NOVEMBER 9, 2023

Image source: Getty Images No one loves having debt, but credit card debt can be particularly tough to deal with. If you have credit card debt , you should know you're not alone. But there are steps you can take to get yourself out of debt. In that case, the debt snowball method might work better.

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Debt Collateral Financing Finance 130

The Motley Fool

MARCH 21, 2024

Image source: The Motley Fool/Getty Images Credit card debt is a huge problem in the U.S., This makes getting out of credit card debt a real challenge, but the following three tips could help you do it. Featured offer: save money while you pay off debt with one of these top-rated balance transfer credit cards 1.

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The Motley Fool

AUGUST 16, 2023

It now has long-term debt of $153 billion, including 15 billion due within 12 months. In 2022, Verizon produced $37 billion in cash from operations but spent $29 billion on CapEx, licenses, and collateral. Verizon did not make enough free cash flow to cover the dividend and was forced to issue more debt. The math is easy.

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Collateral Debt Returns Investors 246

The Motley Fool

JULY 15, 2023

If possible, pay down credit card debt and keep credit card usage to no more than 30% of your total credit. These cards require an upfront deposit -- usually about as much as the card's credit limit -- which serves as collateral if the cardholder defaults. One way to build credit is to get a secured credit card.

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Collateral Debt Companies 238

The Motley Fool

AUGUST 20, 2023

Featured offer: save money while you pay off debt with one of these top-rated balance transfer credit cards Kevin O'Leary's thoughts on bank failure In a CNBC interview , O'Leary addressed the effect of Fed rate hikes on the U.S. If he's right, consumer deposits could be at risk of disappearing -- especially deposits at small, regional banks.

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Banks Collateral Accounting Debt 244

Private Equity Wire

JULY 11, 2024

Major financial institutions believe private debt will be the first asset to be tokenised and routinely traded digitally, according to new global research conducted by industry association Global Digital Finance.

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Debt Assets Collateral Financial Institutions 94

The Motley Fool

JANUARY 9, 2024

Annaly buys mortgages that are pooled into bond-like securities, often called something like a collateralized mortgage obligation (CMO). And being so large, the investment-grade-rated company tends to have easier access to capital markets (on both the debt and equity sides). Image source: Getty Images.

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Capital Collateral Pension Funds Debt 245

The Motley Fool

SEPTEMBER 7, 2023

Secured loans are those where you pledge collateral, while unsecured loans are those guaranteed only by your word. You can use these assets to get a secured personal loan When you get a secured personal loan , you must pledge collateral to gain approval. If you pay as promised, you keep the collateral.

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Assets Collateral Debt Accounting 130

Private Equity Insights

NOVEMBER 16, 2023

The New York-based investment manager is planning to raise funds through collateralized loan obligations (CLOs) secured by the loans held by its flagship $52bn private credit fund, the report added, citing documents viewed by the newspaper. Blackstone did not immediately respond to Reuters’ request for comment.

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Private Equity Firms Private Equity Firms Collateral Funds 173

Private Equity Insights

AUGUST 16, 2024

oil and gas producer at nearly $3 billion, including debt, according to people familiar with the matter. An asset-backed securitization is a financing structure where some assets of a company are used as collateral for the issuance of notes or bonds sold to investors. shale industry.

Collateral 130

Collateral Private Equity Firms Private Equity Firms Buyout 130

The Motley Fool

NOVEMBER 18, 2023

It buys pools of mortgages that have been brought together into bond-like securities, often called something along the lines of collateralized mortgage obligations (CMOs). In fact, Annaly is most appropriate for institutional-level investors with a focus on asset allocation , as it provides exposure to the mortgage debt market.

Capital 242

Capital Collateral Pension Funds Assets 242

The Motley Fool

JULY 10, 2023

Vacation time as loan collateral A tiny financial services company in Minnesota is letting people use PTO for a unique purpose. As reported by the Star Tribune , LLFS has a program where personal loan borrowers can use their vacation time as collateral. But is it a good idea to use PTO for anything other than a much-needed rest?

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The Motley Fool

AUGUST 29, 2023

It also means a lot of people who may not have a high FICO score could have better access to lower-cost debt. Unlike a home or auto loan or many business loans where there is collateral, personal loans are typically unsecured. If this sort of result holds true, it means that lenders should have a better way to make loan determinations.

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Collateral Debt Returns Investors 244

The Motley Fool

SEPTEMBER 9, 2023

Image source: Getty Images Personal loans can be a great way to borrow money in certain circumstances, especially if you need to finance a large purchase or consolidate higher-interest debt. A secured loan, on the other hand, is "secured" by collateral. Two big examples of secured loans are mortgages and auto loans.

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Collateral Debt Financing Finance 130

The Motley Fool

OCTOBER 28, 2024

This will often mean either one of two things: Collateral: Some small business loans will require collateral, such as equipment loans that are secured by the equipment purchased. Creditors will check your personal credit reports to make sure you have a good history of paying back your debts.

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Collateral Financing Finance Startups 130

The Motley Fool

APRIL 29, 2024

As an operating business, we are able to use cash flows, as well as proceeds from equity and debt financing, to accumulate bitcoin, which serves as our primary treasury reserve asset. In addition, it also enables us to acquire bitcoin through the use of excess cash or proceeds from equity capital raises or corporate debt capital raises.

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Leveraging Debt Assets Shareholders 246

The Motley Fool

JULY 10, 2023

Rather than selling off shares of Icahn Enterprises and incurring capital gains taxes as a result, Icahn had pledged a huge portion of his Icahn Enterprises holdings as collateral. However, Carl Icahn reportedly negotiated amendments to personal loan arrangements with lenders over the weekend, according to The Wall Street Journal.

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Collateral Shareholders Debt Financing 130

Private Equity Insights

NOVEMBER 2, 2023

Credit Opportunities Fund III will focus mainly on direct lending debt, often defined as senior secured loans to risky companies, that range from performing to stressed and distressed. Founded in 1998, Charlesbank was spun out of Harvard Private Capital Group, which managed an investment portfolio for the Harvard University endowment.

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Funds Private Equity Firms Private Equity Firms Collateral 130

The Motley Fool

JUNE 12, 2024

But for the builders of these large apartment complexes, the debt works just not even a little bit, a lot of bit differently. Then what's happened since then is that the interest rates have gone up, the debt's gotten more expensive. Those are mortgages or debt that's secured against other collateral.

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Debt Collateral Consulting Consultants 245

The Motley Fool

OCTOBER 1, 2024

However, it wasn't great news, as the company was able to both push out some debt maturities and raise cash in the equity markets.but at a cost. The company also agreed to have these notes secured by a 49% stake in New Fortress' Brazil operations, giving creditors more collateral than they had prior. Of note, chairman and CEO Wesley R.

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Collateral Leveraging Debt Amortization 100

This is going to be BIG.

AUGUST 7, 2011

"S&P’s intrusion into American politics is also ironic because, as I pointed out recently, much of our current debt is directly or indirectly due to S&P’s failures (along with the failures of the two other major credit-rating agencies — Fitch and Moody’s) to do their jobs before the financial meltdown.

Collateral 102

Collateral Debt 102

The Motley Fool

APRIL 20, 2024

One type of business that income-focused investors might have come across is the business development company (BDC) , which invests in the debt and equity of middle-market companies. And about 96% of its debt investments are at floating rates. About 96% of its debt portfolio is floating rate. of its portfolio at cost and 0.5%

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Capital Initial Public Offering Collateral Debt 130

The Motley Fool

SEPTEMBER 3, 2024

To get one of these loans, you will need a solid business plan, good credit, and likely collateral. Get a partner If taking on debt does not appeal to you, another funding option is to bring on a partner with deep pockets. No debt, no equity sharing. So choose wisely. Crowdfunding is newer and altogether different.

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Private Equity Insights

OCTOBER 19, 2023

is looking to raise $325m to refinance debt by pledging its franchise agreements and other assets, opting for a funding tool that’s dropped in popularity this year. is looking to raise $325m to refinance debt by. Mexican fast food chain Qdoba Restaurant Corp.

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Capital Private Equity Firms Private Equity Firms Collateral 130

The Motley Fool

AUGUST 26, 2024

When you don't have an emergency fund in a high-yield savings account , you may be tempted to find the fastest way to cover the cost or you might resign yourself to high-interest debt. For example, if you have a visit to the emergency room, the hospital may let you pay off your debt over time rather than in a single bill.

Collateral 130

Collateral Funds Debt Financing 130

The Motley Fool

MAY 14, 2024

The difference between the monthly rental income and the debt payments constitutes the pool of money that the company can then use to cover its operating expenses and provisions for future investments, with the remainder of the cash flowing to shareholders as the dividend. billion in debt. It has a total of $10.1

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Exchange-Traded Funds Collateral Debt Assets 130