The Motley Fool

OCTOBER 23, 2024

If you're looking for stocks that pay you to hold them, now is a great time to look at the telecommunications and specialty finance industries. At the same time, AGNC is heavily leveraged, which makes it very sensitive to interest-rate volatility. This mREIT and its peers use their MBS portfolios as collateral.

Collateral 130

Collateral Debt Leveraging Portfolios 130

Blackstone

AUGUST 8, 2024

A powerful shift is underway in credit markets as private lenders partner with banks to finance real economy assets. The first phase started with corporate direct lending, where lenders financed smaller, middle-market companies. Private capital financed 86% of LBO transactions in 2023, up from 65% in 2021.

Financing 121

Financing Finance Amortization Banks 121

The Motley Fool

NOVEMBER 10, 2023

EPR owns physical properties, while AGNC invests in mortgages that have been pooled into bond-like investments often called collateralized mortgage obligations (CMOs), or something similar. Leverage, meanwhile, plays an important role for mortgage REITs, with the portfolio of CMOs often acting as collateral.

Collateral 130

Collateral Leveraging Assets Portfolios 130

The Motley Fool

APRIL 29, 2024

As an operating business, we are able to use cash flows, as well as proceeds from equity and debt financing, to accumulate bitcoin, which serves as our primary treasury reserve asset. These capital market levers allow us to deploy intelligent leverage to increase our Bitcoin holdings in a manner which we believe has created shareholder value.

Leveraging 246

Leveraging Debt Assets Capital 246

The Motley Fool

JUNE 23, 2023

Generally, this comes in the form of mortgages that have been pooled together into bond-like securities called collateralized mortgage obligations (CMOs), or something similar. Adding to the concern here, REITs like Annaly often use leverage to enhance returns. In this way, it is something like a mutual fund or asset manager.

Capital 130

Capital Collateral Mutual Funds Assets 130

The Motley Fool

OCTOBER 24, 2024

Economic leverage ticked down slightly to 5.7 And within these coupons, only a small fraction of our pools are backed by generic collateral and approximately 70% have what we would characterize as high-quality prepayment protection and the benefits of our collateral selection were best seen in the latest prepayment report.

Capital 130

Capital Leveraging Collateral Assets 130

The Motley Fool

FEBRUARY 8, 2024

And we achieved these results with lower economic leverage, which declined to 5.7 We believe that our performance on the year demonstrates the value of our diversified housing finance model and our disciplined portfolio and risk management. turns at the end of the quarter. The MSR portfolio had a three-month CPR of 2.9%

Capital 130

Capital Leveraging Banks Assets 130

Blackstone News

JULY 9, 2024

He led investment banking activities including mergers and acquisitions, equity and debt capital raising, structured finance and syndicated lending, supporting Citi’s broader banking client base and international businesses in over 95 countries.

Mergers and Acquisitions 52

Mergers and Acquisitions Collateral Investment Banks Investment Banking 52

The Motley Fool

NOVEMBER 12, 2024

First up is the power of our unique ecosystem, a system that connects each step of the journey from finding and financing a home to servicing the title and closing and the journey beyond. There's no additional acquisition costs for clients in our ecosystem, creating even more operating leverage. Let me share just two quick examples.

Companies 130

Companies Leveraging Collateral Asset Management 130

The Motley Fool

OCTOBER 30, 2024

By using proceeds from equity and debt financings, as well as cash flows from our operations, we strategically accumulate bitcoin and advocate for its role as digital capital. We leverage our development capabilities to explore innovation and bitcoin applications, integrating analytics expertise with our commitment to digital asset growth.

Leveraging 130

Leveraging Shareholders Capital Debt 130

The Motley Fool

APRIL 24, 2024

Thanks to fast portfolio growth and impressive operating leverage, servicing income reached $273 million. Finally, we did an outstanding job generating positive operating leverage, with expenses up only $6 million sequentially, despite our rapid growth. On a year-over-year basis, the portfolio is up 33%. We run them.

Leveraging 246

Leveraging Amortization Bidding Collateral 246

The Motley Fool

OCTOBER 18, 2024

We have outstanding franchises in dealer financial services, Ally Bank, and corporate finance. At the bank, deposits are contributing more margin than at any point in the company's history, and corporate finance is on pace for its highest annual earnings ever. In the third quarter, net financing revenue, excluding OID of $1.5

Taxes 130

Taxes Financing Finance Collateral 130

The Motley Fool

MAY 1, 2024

Plus, Motley Fool host Alison Southwick and personal finance expert Robert Brokamp answer listener questions about tracking investments, leveraged shares, and life insurance. Could anyone shed some light on how leveraged shares such as AMZU, NVDU, SOXL on the bullish side and others on the bearish side operate? or 3x leverage.

Banks 130

Banks Leveraging Debt Assets 130

The Motley Fool

JULY 27, 2024

Nathaniel Eliason is the author of Crypto Confidential: Winning and Losing Millions in the New Frontier of Finance. Ricky Mulvey: I'm Ricky Mulvey and that's Nathaniel Eliason, the author of Crypto Confidential, Winning and Losing Millions in the New Frontier of Finance. Why speculative crypto games were rigged against retail traders.

Collateral 130

Collateral Financing Finance Debt 130

The Motley Fool

JULY 25, 2024

Earnings available for distribution exceeded our dividend by $0.03, demonstrating our ability to consistently earn strong returns with prudent leverage, which stood at 5.8 And consistent with prior quarters, we favored high-quality prepayment-protected collateral with durable cash flows. return for the first half of the year.

Capital 130

Capital Assets Leveraging Portfolios 130

The Motley Fool

JULY 26, 2023

Nonetheless, we're working to drive further reductions in unit costs, which will help us generate greater operating leverage as we deploy capital into portfolio growth and while at the same time, deepening our competitive mode until no one can compete with us. billion, resulting in liquidity of 2.3

Mergers and Acquisitions 130

Mergers and Acquisitions Financing Finance Leveraging 130

The Motley Fool

NOVEMBER 4, 2024

The only thing I'd add to my previous comments is that we continue to be impressed by the additional operating leverage that exists with our experienced agents. If we move to the third column, we can review how SelectQuote's data and technology is being leveraged for the current AEP. I'll start with our agents.

Leveraging 130

Leveraging Capital Education Debt 130

The Motley Fool

OCTOBER 23, 2024

million customers and generated $305 million in pre-tax servicing income, thanks to continued strong operating leverage. And meanwhile, we continue to deliver very strong operating leverage. This platform is one example of how we leverage those 16 petabytes of data. We grew the servicing portfolio to $1.2 billion, up from $3.2

Taxes 130

Taxes Leveraging Capital Amortization 130

The Motley Fool

NOVEMBER 1, 2023

MicroStrategy is well positioned to gain competitive leverage in winning both of these areas of growth. Much like we have done with cloud hyperscalers, we plan to openly partner with and leverage the technology investments in these companies. Rather than invest heavily to build our own models.

Education 130

Education Assets Leveraging Debt 130

The Motley Fool

JULY 27, 2023

Our ability to manage through this volatility is attributable to our diversified capital allocation, prudent hedge portfolio, and responsible leverage position. And even with the reduction in leverage from 6.4 Now turning to details on financing, funding markets remain ample and liquid. times to 5.8 billion for the quarter.

Capital 100

Capital Leveraging Banks Assets 100

The Motley Fool

OCTOBER 30, 2024

To restate our long-term funding framework, we will look to maximize CAFD per share net of the cost of financing, while also ensuring that and investment needs its long-term metrics aligned with its underwriting criteria. The last piece of our funding framework will be external equity issuance. We don't need to.

Assets 130

Assets Capital Leveraging Debt 130

The Motley Fool

AUGUST 1, 2024

And by leveraging generative AI, we can deliver great client experiences at scale by handling more interactions and keeping more clients engaged with better automation. Recent data shows that clients using chat have conversion rates three times higher compared to those who didn't leverage chat.

Companies 130

Companies Leveraging Assets Capital 130

The Motley Fool

JUNE 17, 2023

Dylan Lewis: How office space went from a story about how we work to a story about how we finance. What they are trying to do is lend, and then take that collateral if those loans go bad, and then recycle that collateral into more cash. Motley Fool Money starts now. Bill, great to have you. Bill Mann: Hey, Dylan.

Banks 243

Banks Collateral Stakes Assets 243

Blackstone

NOVEMBER 16, 2023

With slower bank and leveraged loan growth, demand for partners in private credit is high. Private credit provided 65% of loans for the leveraged buyout (LBO) market in 2021 and 86% for the market as of year to date 2023. First, a low fund leverage profile increases fund liquidity and/or capital available for investment.

Leveraging 52

Leveraging Banks Debt Leveraged Buyouts 52

The Motley Fool

JULY 25, 2024

In fact, you couldn't ask for a better demonstration of operating leverage. We reported pre-tax income of $288 million, up 58% year over year, reflecting the benefits of growth in operating leverage, while CPR speeds came in slightly below expectations. These results reflect strong growth, with the portfolio ending the quarter at $1.2

Leveraging 130

Leveraging Capital Assets Portfolios 130

The Motley Fool

NOVEMBER 9, 2023

And I don't know if you've seen our new facility up in Vista or Rochester, but we're poised as we start scaling all these new platforms up for substantial volume leverage. As we get volume leverage, you get supply chain leverage, you drive greater automation. What is the conditional on? So, that's part of the driver.

Securities and Exchange Commission (SEC) 190

Securities and Exchange Commission (SEC) Capital Leveraging Financing 190

The Motley Fool

JULY 19, 2024

And is there maybe a pull-forward of some expenses from next year in order to position you for improved positive operating leverage? So, it's important when you consider all this, our revenue and expense, that we are firmly committed to generating positive operating leverage over the back half of 2024. Five of those are office related.

Leveraging 130

Leveraging Capital Assets Banks 130

The Big Picture

OCTOBER 21, 2024

Brian Higgins has put together a amazing track record handling distressed and stressed debts, as well as other forms of credit real estate collateralized obligations. Why don’t you just switch over to finance? I mean, it certainly was a indoctrination into the world of finance. King Street is a fascinating firm.

Hedge Funds 57

Hedge Funds Banks Leveraging Financing 57

The Motley Fool

OCTOBER 31, 2024

We are executing our strategy of both product and client segment diversification while leveraging technology to increase operating efficiency and enhance the customer experience. It's looking at opportunities for flow or new sales financing, as well as third-party blocks. So it's ongoing, looking at our own balance sheet optimization.

Liabilities 130

Liabilities Capital Assets Shareholders 130

The Motley Fool

MAY 3, 2024

This lack of multifamily and agency maturities is good from a maturity risk standpoint, but will require our team to search outside the W&D portfolio for financing opportunities, something our team has done consistently as W&D has climbed the league tables and built a $132 billion servicing portfolio. Those are two examples.

Debt 130

Debt Banks Assets Capital 130

The Motley Fool

JANUARY 25, 2024

Walt joined the bank in 2015 and brings 18 years of experience in the financial industry, including various finance, treasury, accounting, audit, and deposit analytic roles. Lastly, a comment or two on operating leverage before we move on to the most surprising development at the SBA since we started this bank. Moving to Slide 5.

Banks 130

Banks Taxes Funds Portfolios 130

The Motley Fool

FEBRUARY 13, 2024

In the coming months, we expect to release an optional feature that allows borrowers to provide collateral to support their personal loan application. We also expanded our finance offering with 88 dealerships now offering Upstart auto lending, up from 27 a year ago. Expecting to reach 90% of US consumers by the end of this quarter.

Collateral 100

Collateral Liabilities Banks Capital 100

The Motley Fool

FEBRUARY 22, 2024

By leveraging AI, we will transform an industry that is ripe for innovation, establishing Rocket as the premier choice for clients and partners, including local real estate agents, mortgage brokers and financial institutions. Today, we're in an even better position to drive operating leverage through automation and AI.

Companies 130

Companies Leveraging Assets Banks 130

The Motley Fool

AUGUST 1, 2024

With the commitment to Luna Valley and Daggett I along with the offer for an investment into an enhanced Pine Forest project complex and financing structure, we continue to complete actions on our checklist toward providing further visibility into growth beyond the previously established target of $2.15 Turning to Slide 5.

Taxes 130

Taxes Debt Shareholders Capital 130

The Motley Fool

APRIL 24, 2024

billion point-of-sale financing business, which will augment the existing offerings in our home and auto and health and wellness sales platforms. In closing, Synchrony is focused on leveraging our core strengths to optimize our business position and build our long history of delivering steady, growth, and strong risk-adjusted returns.

Liabilities 130

Liabilities Capital Banks Financing 130

The Big Picture

AUGUST 8, 2022

Yale didn’t even have a programming in finance. This was back in the late ’70s, early ’80s and he was just teaching people all they needed to know about finance, which was just coming up. So, that all — I was totally in the sort of finance bubble, first kind of market microstructure, trading mechanism.

Banks 80

Banks Debt Financing Finance 80

The Motley Fool

JULY 26, 2023

Loan production in the quarter was again diverse across multiple areas with particular strength in our middle-market sponsor finance vertical, our solar business, and our general lending small business verticals. It is collateralized. It was a collateralized loan. Turning to Slide 10. As for growth, pipelines do remain healthy.

Banks 189

Banks Accounting Prospects Collateral 189