The Motley Fool

OCTOBER 18, 2024

We have outstanding franchises in dealer financial services, Ally Bank, and corporate finance. At the bank, deposits are contributing more margin than at any point in the company's history, and corporate finance is on pace for its highest annual earnings ever. In the third quarter, net financing revenue, excluding OID of $1.5

Taxes 130

Taxes Finance Financing Collateral 130

The Motley Fool

APRIL 24, 2024

Today with Pyro, we get a crystal clear understanding of advances within hours of reviewing the deal tape, which allows us to price the deal quickly and accurately while the seller doesn't need to worry about a tail of liabilities. On the $50 billion of MSRs that you're onboarding this quarter, can you share how you're financing that?

Leveraging 246

Leveraging Amortization Bidding Collateral 246

The Motley Fool

OCTOBER 31, 2024

On the institutional side, our continued leadership in pension risk transfer was reinforced through a second transaction with IBM, this time to reinsure $6 billion of pension liabilities. We also maintain a well-diversified, high-quality portfolio and disciplined approach to asset liability management.

Liabilities 130

Liabilities Assets Capital Shareholders 130

The Motley Fool

MAY 2, 2024

Professional Liability and General Liability portfolios. General Liability and Professional Liability product lines within our Insurance segment. Favorable development in the first quarter this year was most notable within our International Professional Liability and Marine and Energy product lines.

Liabilities 130

Liabilities Shareholders Asset Management Portfolios 130

The Motley Fool

APRIL 22, 2024

Motley Fool personal finance expert Robert Brokamp interviews Steve Chen, the CEO of NewRetirement, on what savers often miss about retirement. You've got a point there because they are the world's largest alternative asset manager live, they have hundreds of billion dollars to sling around to make acquisitions, to finance big deals, etc.

Taxes 130

Taxes Finance Financing Collateral 130

The Motley Fool

FEBRUARY 8, 2024

We believe that our performance on the year demonstrates the value of our diversified housing finance model and our disciplined portfolio and risk management. As it relates to our hedges, our balance liability position help protect us from the elevated rate volatility experienced during the first half of the quarter.

Capital 130

Capital Leveraging Banks Assets 130

The Motley Fool

MAY 9, 2024

We firmly believe that an orderly transition of Steward Hospitals to new operators is in the best interest of everyone, and we're committed to providing a $75 million in debt financing to help achieve that. We expect Steward to use this financing to ensure continuity of patient care while accelerating the retenanting of these hospitals.

Securities and Exchange Commission (SEC) 130

Securities and Exchange Commission (SEC) Prospects Finance Financing 130

The Motley Fool

APRIL 24, 2024

billion point-of-sale financing business, which will augment the existing offerings in our home and auto and health and wellness sales platforms. And the NII was a little bit suppressed because you had the last full impact on your interest-bearing liabilities.

Liabilities 130

Liabilities Capital Banks Finance 130

The Motley Fool

FEBRUARY 13, 2024

In the coming months, we expect to release an optional feature that allows borrowers to provide collateral to support their personal loan application. We also expanded our finance offering with 88 dealerships now offering Upstart auto lending, up from 27 a year ago. Expecting to reach 90% of US consumers by the end of this quarter.

Collateral 100

Collateral Liabilities Banks Capital 100

The Motley Fool

OCTOBER 13, 2023

So when you look at securities finance transactions, you have haircut -- collateral haircut floors that get implemented. And so -- but if they do get implemented as written, we'll adapt, and we'll change the way we -- what collateral we require from clients to do trades, or we'll reprice them.

Banks 246

Banks Capital Assets Investment Banking 246

The Motley Fool

OCTOBER 24, 2024

And within these coupons, only a small fraction of our pools are backed by generic collateral and approximately 70% have what we would characterize as high-quality prepayment protection and the benefits of our collateral selection were best seen in the latest prepayment report. Turning to details on financing.

Capital 130

Capital Leveraging Collateral Assets 130

The Motley Fool

AUGUST 1, 2024

With the commitment to Luna Valley and Daggett I along with the offer for an investment into an enhanced Pine Forest project complex and financing structure, we continue to complete actions on our checklist toward providing further visibility into growth beyond the previously established target of $2.15 Turning to Slide 5.

Taxes 130

Taxes Debt Shareholders Capital 130

The Motley Fool

FEBRUARY 7, 2024

As a 27-year veteran of Prudential, Yanela is a seasoned executive who brings a deep understanding of our business and industry as well as significant finance, operations, and leadership experience. We have cash and collateral balances that earn short-term yields. I'm sure you'll enjoy getting to know her as she starts her new role.

Mergers and Acquisitions 130

Mergers and Acquisitions Capital Assets Liabilities 130

The Motley Fool

MAY 3, 2024

This lack of multifamily and agency maturities is good from a maturity risk standpoint, but will require our team to search outside the W&D portfolio for financing opportunities, something our team has done consistently as W&D has climbed the league tables and built a $132 billion servicing portfolio. Those are two examples.

Debt 130

Debt Banks Assets Capital 130

The Motley Fool

JULY 25, 2024

And consistent with prior quarters, we favored high-quality prepayment-protected collateral with durable cash flows. During Q2, we furthered our strategy of providing financing optionality for our Onslow Bay platform, closing additional warehouse capacity of $250 million and expanding our non-market market sublimits.

Capital 130

Capital Assets Leveraging Portfolios 130

The Motley Fool

FEBRUARY 13, 2024

Plus, Motley Fool host Alison Southwick and personal finance expert Robert Brokamp discuss the rise of exchange-traded products tracking Bitcoin. If you would talk to a corporate finance manager or to the consumer on the street, I think both would tell you this doesn't feel quite right. This is an in-the-weeds question.

Banks 130

Banks Debt Finance Financing 130

The Big Picture

AUGUST 8, 2022

Yale didn’t even have a programming in finance. This was back in the late ’70s, early ’80s and he was just teaching people all they needed to know about finance, which was just coming up. So, that all — I was totally in the sort of finance bubble, first kind of market microstructure, trading mechanism.

Banks 82

Banks Debt Finance Financing 82

The Motley Fool

JULY 26, 2023

Upon closing, Home Point bonds will be assumed as part of our financing structure and will benefit from the same guarantee as our other bonds. billion, 517 million was in cash, with the remainder consisting of available liquidity on our MSR lines, which is fully collateralized and immediately available. So, we're not financing that.

Mergers and Acquisitions 130

Mergers and Acquisitions Finance Financing Leveraging 130

The Motley Fool

JULY 26, 2023

Loan production in the quarter was again diverse across multiple areas with particular strength in our middle-market sponsor finance vertical, our solar business, and our general lending small business verticals. It is collateralized. It was a collateralized loan. Turning to Slide 10. How are you doing? This is Steve Smits.

Banks 189

Banks Accounting Prospects Collateral 189

The Motley Fool

NOVEMBER 9, 2023

And then finally, I think for these project financing, I guess, of course, when could -- I guess when could these be solidified in order to show the position? I did want to just come back to the balance sheet and financing line of questioning because I do think it's important here. What is the conditional on? How are you?

Securities and Exchange Commission (SEC) 190

Securities and Exchange Commission (SEC) Leveraging Capital Finance 190

The Motley Fool

NOVEMBER 1, 2023

On Slide 21, as of October 31st, we now hold a total of 158,400 Bitcoins, of which 15,886 Bitcoins are held at MicroStrategy the parent and are pledged as collateral securing our 2028 notes. We actively monitor our capital structure and are constantly evaluating, liability management opportunities to manage and prepare for all upcoming debt.

Education 130

Education Assets Leveraging Debt 130

The Motley Fool

FEBRUARY 21, 2024

We also had 171 million of nonreal-estate impairments, which, again, using a third-party independent appraiser, we adjusted our nonreal-estate investments in Steward to reflect the current estimated fair value of our related collateral. What type of secured financing you'd be able to get on on those assets in terms of LTV rate?

Securities and Exchange Commission (SEC) 130

Securities and Exchange Commission (SEC) Banks Prospects Assets 130

The Motley Fool

JANUARY 25, 2024

Walt joined the bank in 2015 and brings 18 years of experience in the financial industry, including various finance, treasury, accounting, audit, and deposit analytic roles. They financed the purchase of your pharmacy, right? And on loans under $500,000, all collateral requirements have been waived, unusual, shocking.

Banks 130

Banks Taxes Funds Assets 130

The Motley Fool

APRIL 23, 2024

exceeding our guidance, as we continued focus on operational liability drove a strong completion factor of 98.7% As we reach the peak of our fleet modernization efforts, we have been actively financing our aircraft deliveries and we have secured nearly $1.6 billion of committed financing year-to-date. exceeding plan.

Debt 130

Debt Finance Financing Banks 130

The Motley Fool

FEBRUARY 20, 2024

We also executed several liability management transactions during the year. In this regard, we continue to evaluate various liability management opportunities that satisfy our objectives of reducing debt, extending the liquidity runway, simplifying the [Inaudible] structure of our balance sheet, and reducing interest expense.

Debt 130

Debt Shareholders Assets Liabilities 130

The Motley Fool

OCTOBER 30, 2024

By using proceeds from equity and debt financings, as well as cash flows from our operations, we strategically accumulate bitcoin and advocate for its role as digital capital. One, debt financing. So what does this mean? We are a publicly traded company that has adopted bitcoin as our primary treasury reserve asset. We have $4.3

Leveraging 130

Leveraging Shareholders Debt Capital 130

The Motley Fool

FEBRUARY 22, 2024

An underwriting decision typically requires the gathering and verification of thousands of data fields, which are drawn from disparate resources and formats to populate key categories of income, assets, collateral, property and the credit profile. And quite frankly, it's the best personal finance app there is.

Companies 130

Companies Assets Leveraging Banks 130

The Motley Fool

APRIL 12, 2024

We fully integrated our financing and securitization capabilities within our Markets business, and we started to see the benefits of having a unified spread product offering for our clients. The first quarter, that step back, I'm just wondering like where is that in its asset liability sensitivity, the TTS/NII?

Banks 130

Banks Assets Mergers and Acquisitions Investment Banking 130

The Motley Fool

OCTOBER 25, 2023

Chris joined us in January of 2019 as vice chairman and CFO and quickly enhanced the finance function, implementing bank-like processes as well as pushing for efficiency gains and deleveraging. The significant decline reflects deferred tax liabilities assumed as part of the Home Point transaction as well as strong operating results.

Mergers and Acquisitions 100

Mergers and Acquisitions Taxes Banks Capital 100

The Motley Fool

OCTOBER 23, 2024

This slight increase is being driven by FHA and VA collateral, which is something we've been expecting and planning for, and which is why we've limited FHA and VA to only 18% of our MSR portfolio. Also, we've chosen very high-quality collateral where customers have low note rates and large equity cushions. billion, up from $3.2

Taxes 130

Taxes Leveraging Capital Amortization 130

The Motley Fool

JULY 25, 2024

Our small business banking verticals and our specialty finance business have had a great quarter, and our energy and infrastructure business was down from last year. Please see our Terms and Conditions for additional details, including our Obligatory Capitalized Disclaimers of Liability. So we're really pleased about that.

Banks 130

Banks Portfolios Assets Leveraging 130

The Motley Fool

JULY 19, 2024

In some instances, we're adding additional collateral to support the credit. We've got some strong relationships in consumer finance that have been really good over time. Please see our Terms and Conditions for additional details, including our Obligatory Capitalized Disclaimers of Liability. Five of those are office related.

Leveraging 130

Leveraging Assets Capital Banks 130

The Motley Fool

NOVEMBER 4, 2024

With the time provided by our maturity extension, we believe there are opportunities to further decrease our cost of capital, whether through subsequent securitization or other financing options. It does provide -- put the infrastructure in place and provides a meaningful extension of the term debt and the collateral that was used.

Leveraging 130

Leveraging Capital Education Debt 130

The Motley Fool

AUGUST 1, 2024

As previously announced, we are providing build-to-suit financing for Andretti Karting locations in the greater Kansas City area and Schaumburg, Illinois. The increase in mortgage and other financing income of $2.7 We feel good about our collateral and feel good about the situation kind of no matter what happens.

Debt 130

Debt Education Mergers and Acquisitions Assets 130

The Motley Fool

AUGUST 8, 2023

Now, I'll turn it over to Scott to discuss in more detail the financial results for the quarter and financing activity. To give you a little overview of what's going on in the financing markets, I mean, we do see them improving. Year to date, as a frame of reference, over $3 billion of mall deals have been financed.

Assets 100

Assets Debt Leveraging Finance 100

The Motley Fool

JULY 27, 2023

And as a result, the average coupon on our portfolio shifted modestly higher to 4.3%, but we remain disciplined in managing our convexity profile through collateral selection. Now turning to details on financing, funding markets remain ample and liquid. But we have ample capacity for warehouse financing, and we continue to grow that.

Capital 100

Capital Leveraging Banks Assets 100

The Motley Fool

FEBRUARY 22, 2024

We expanded our credit card offer to Mexico, a large, dark, collateralized credit card solution in Brazil, where the user receives a credit limit equivalent to the value of funds deposited into their account. For merchants, we now offer a business credit card using open finance to contribute to scoring. Two, if I may.

Accounting 100

Accounting Banks Finance Financing 100