The Motley Fool

APRIL 20, 2024

Nearly 89% of its debt investments are first lien, senior secured (meaning no other obligation has priority if there is a default, and the loan is backed by collateral). By investing in the lower middle market, PennantPark is typically able to invest in companies with lower leverage while getting stronger contract terms.

Capital 130

Capital Initial Public Offering Collateral Debt 130

The Motley Fool

AUGUST 1, 2024

We have been and will remain committed to our successful time-tested low-cost and tax-efficient strategy. Our investment engine stuck to our plan of low-cost, tax-efficient, and brand. Also, we recognized losses on our discontinued intellectual property collateral protection insurance product.

Collateral 130

Collateral Liabilities Asset Management Portfolios 130

The Motley Fool

OCTOBER 18, 2024

includes significant tax credits within the period. That said, core pre-tax income of $108 million does not reflect what the company is capable of. The combination of a strong national brand and a comprehensive value proposition allows us to leverage our deposit franchise to drive NIM expansion from here. We can do better.

Taxes 130

Taxes Financing Finance Collateral 130

The Motley Fool

OCTOBER 23, 2024

In summary, we produced a very solid quarter with pre-tax operating income of $246 million and operating ROTCE of 16.8%, which is at the upper end of our guidance. million customers and generated $305 million in pre-tax servicing income, thanks to continued strong operating leverage. and liquidity at a record high of $4.1

Taxes 130

Taxes Leveraging Capital Amortization 130

The Motley Fool

MAY 1, 2024

Plus, Motley Fool host Alison Southwick and personal finance expert Robert Brokamp answer listener questions about tracking investments, leveraged shares, and life insurance. Could anyone shed some light on how leveraged shares such as AMZU, NVDU, SOXL on the bullish side and others on the bearish side operate? or 3x leverage.

Banks 130

Banks Leveraging Debt Assets 130

The Motley Fool

JANUARY 25, 2024

Lastly, a comment or two on operating leverage before we move on to the most surprising development at the SBA since we started this bank. And on loans under $500,000, all collateral requirements have been waived, unusual, shocking. Moving to Slide 5. My takeaway on this slide would be steady as she goes. for the year.

Banks 130

Banks Taxes Collateral Funds 130

The Motley Fool

JULY 25, 2024

For the second quarter, pre-tax operating income came in at $219 million, which is up 46% year over year. The servicing team produced fantastic results, with $288 million in pre-tax income, up a massive 58% from a year ago. In fact, you couldn't ask for a better demonstration of operating leverage. Turning to Slide 6.

Leveraging 130

Leveraging Capital Assets Amortization 130

The Motley Fool

JULY 26, 2023

Turning to operations, the servicing team produced excellent results with 182 million in pre-tax income. Originations reported pre-tax income of 38 million, which exceeded the guidance we gave you last quarter. and the growth in tangible book value per share, which increased to $58.81. The portfolio reached 882 billion at quarter-end.

Mergers and Acquisitions 130

Mergers and Acquisitions Financing Finance Leveraging 130

The Motley Fool

JULY 26, 2024

We did move one loan into NPL status and have the collateral of that loan and the collateral of the NPL from last quarter, both being marketed for sale. The tax rate also had some noise this quarter primarily in GAAP results. This explains the 31% tax rate on our GAAP results, but the 25% rate on our operating results.

Mergers and Acquisitions 130

Mergers and Acquisitions Securities and Exchange Commission (SEC) Banks Assets 130

The Motley Fool

NOVEMBER 9, 2023

And I don't know if you've seen our new facility up in Vista or Rochester, but we're poised as we start scaling all these new platforms up for substantial volume leverage. As we get volume leverage, you get supply chain leverage, you drive greater automation. Paul Middleton -- Chief Financial Officer Sure.

Securities and Exchange Commission (SEC) 190

Securities and Exchange Commission (SEC) Leveraging Capital Financing 190

The Motley Fool

JULY 19, 2024

Average deposits also remained relatively stable while ending deposits declined modestly during the quarter, consistent with seasonal tax-related patterns. These declines in the second quarter reflect anticipated tax seasonality. years relative to the $50 million pre-tax loss recorded this quarter.

Leveraging 130

Leveraging Assets Capital Banks 130

The Motley Fool

AUGUST 1, 2024

CAFD yield with an investment structure that both provides desirable market participation and extended tax runway benefits. gigawatts of equipment that secures qualification for tax credits for projects across multiple COD vintages and technologies through 2028 making use of long-standing safe harbor guidance. CAFD yield.

Taxes 130

Taxes Debt Shareholders Capital 130

The Motley Fool

NOVEMBER 1, 2023

MicroStrategy is well positioned to gain competitive leverage in winning both of these areas of growth. Much like we have done with cloud hyperscalers, we plan to openly partner with and leverage the technology investments in these companies. Rather than invest heavily to build our own models.

Education 130

Education Assets Leveraging Debt 130

The Motley Fool

DECEMBER 10, 2024

We are committed to more aggressively leveraging consumer insights to lean into our greatest areas of differentiation. This will be accompanied by creative collateral to support a gift guide, key trends, prioritized brands, and other relevant holiday messaging. Our estimates also assume an effective tax rate of roughly 32%.

Collateral 130

Collateral Debt Financing Finance 130

The Motley Fool

AUGUST 3, 2023

We continue to leverage our digital DTC products to further develop new consumption occasions. Our bond portfolio has an average pre-tax coupon of around 4% and a weighted average maturity of 14 years. per share net benefit from tax credits in Brazil year over year. Lower income tax increased EPS by $0.04. Fernando here.

Taxes 130

Taxes Debt Securities and Exchange Commission (SEC) Portfolios 130

The Motley Fool

AUGUST 24, 2023

These were partially offset by leverage from increased comp sales and lower stock-compensation expense. Our effective tax rate was 24% versus 24.2% last year, as higher work opportunity tax credits were partially offset by higher nondeductible expenses. These were partially offset by comp sales leverage against occupancy cost.

Leveraging 130

Leveraging Liabilities Taxes Capital 130

The Motley Fool

AUGUST 8, 2023

Health tax, at just over 1% of our portfolio, declined from 1.7 under a REIT regime, resulting in a tax benefit of approximately $160 million, again, not affecting normalized FFO. And as noted, our investment is collateralized by borrowing base of government and commercial receivables. in Q4 2022 to 2.8 times in Q1 2023.

Securities and Exchange Commission (SEC) 130

Securities and Exchange Commission (SEC) Prospects Banks Collateral 130

Pension Pulse

APRIL 25, 2024

Paula Sambo of Bloomberg reports Canada pension fund's credit head wants to take advantage of leveraged buyout boom: Canada’s largest pension fund plans to nearly double the size of its credit holdings over the next five years, and it’s counting on an upturn in leveraged buyouts to generate some of that growth. Is this possible?

Leveraged Buyouts 59

Leveraged Buyouts Buyout Pension Funds Mergers and Acquisitions 59

The Motley Fool

AUGUST 7, 2024

We believe our capex light and high operating leverage business model will lead to significant expansion of our gross margin profile, allowing strong profitable results in the years to come. For the remainder of 2024 for modeling purposes, you should assume nominal to no tax expense or benefit. million to $2.9

Securities and Exchange Commission (SEC) 130

Securities and Exchange Commission (SEC) Leveraging Funds Collateral 130

The Motley Fool

AUGUST 2, 2024

Our pre-tax adjusted operating income was $1.6 per share on an after-tax basis, up 10% from the year-ago quarter and 12.5% We are executing our strategy of both product and client segmentation diversification while leveraging technology to increase operating efficiency and enhance customer experience. on an after-tax basis.

Assets 130

Assets Liabilities Capital Collateral 130

The Motley Fool

JULY 21, 2023

Salaries and benefits decreased 2%, primarily due to lower payroll taxes and 401(k) expense, partially offset by an entire quarter of annual merit increases and higher headcount. and continue to expect to generate positive adjusted operating leverage. We expect full year 2023 adjusted noninterest expenses to be up approximately 6.5%

Banks 130

Banks Capital Leveraging Assets 130

Pension Pulse

NOVEMBER 20, 2023

Up until 2005, Canadian federal income tax legislation restricted foreign investment by Canadian pensions. And this was now possible because the federal tax restrictions on foreign investment that were in place up until 2005 had been removed. Real investment advantages include things like operational leverage (e.g.,

Pension Funds 59

Pension Funds Investing Leveraging Assets 59

The Motley Fool

OCTOBER 30, 2024

First, Clearway Group has made investments that seek care qualification for tax credits for projects across multiple COD vintages and technologies through 2028 and is establishing plans for Safe Harbor investments for the 2029 vintage. The last piece of our funding framework will be external equity issuance. We don't need to.

Assets 130

Assets Capital Leveraging Debt 130

Mainsail

SEPTEMBER 27, 2024

Leverage buyer psychology: Employ conversion-boosting techniques like clean design elements (fonts and colors that attract buyers), strategic pricing strategies (like price anchoring), and clear CTAs. Instead of listing all features on the main page, leverage pop-ups that break down feature comparisons. to keep navigation simple.

Prospects 52

Prospects Best Practices Collateral Leveraging 52

The Motley Fool

FEBRUARY 9, 2024

A key theme for 2023 was operating leverage. The WMIH merger brought us 1 billion in deferred tax assets. In 2024, you should expect further positive operating leverage and servicing and across the company. And as a result, we're extremely confident in our ability to deliver additional operating leverage in 2024.

Mergers and Acquisitions 130

Mergers and Acquisitions Leveraging Portfolios Assets 130

The Motley Fool

FEBRUARY 7, 2024

Prismic will enhance our mutually reinforcing business system and drive future growth by leveraging our differentiated brands, global asset and liability origination capabilities, and multichannel distribution. Our pre-tax adjusted operating income was $5.5 and International businesses. billion or $11.62 per share for 2023 and $1.3

Mergers and Acquisitions 130

Mergers and Acquisitions Capital Assets Liabilities 130

The Motley Fool

OCTOBER 25, 2023

Servicing generated 301 million in pre-tax income, although bear in mind the gain from the trust collapse contributed 67 million. I'm going to start on Slide 7 and talk about servicing where we generated a record 301 million in pre-tax operating income this quarter. And you're going to see a lot more of that in 2024.

Mergers and Acquisitions 100

Mergers and Acquisitions Taxes Banks Capital 100

The Motley Fool

FEBRUARY 13, 2024

In the coming months, we expect to release an optional feature that allows borrowers to provide collateral to support their personal loan application. That's collateral that does not tend to show up in the securitization data, whereas if you're looking at the institutional world, it tends to be sort of higher loss rate and higher returns.

Collateral 100

Collateral Liabilities Banks Capital 100

The Big Picture

AUGUST 8, 2022

And so, therefore, the usual market forces that push against high leverage in other companies that just naturally with no regulation would limit. Any kind, collateral, non-collateral. They don’t have collateral. RITHOLTZ: Just for that one small leverage. RITHOLTZ: To the depositors. ADMATI: To the depositors.

Banks 81

Banks Debt Financing Finance 81

The Motley Fool

JULY 25, 2024

Non-routine employee bonuses related to fintech gains, impairments or losses from sales of long-term fixed assets, renewable energy tax credit impairments and wrapping up with litigation settlement expenses. Or are we at the point where we can just scale up and leverage the existing infrastructure that you've already built?

Banks 130

Banks Portfolios Assets Collateral 130

The Motley Fool

APRIL 24, 2024

Our ability to leverage these insights and deliver optimized financing solutions and experiences for our customers and partners even as needs evolve and market conditions shift is what enables Synchrony to consistently deliver the outcomes that matter most for our many stakeholders and increasingly positions us as the partner of choice.

Liabilities 130

Liabilities Capital Banks Financing 130

The Motley Fool

APRIL 1, 2024

Adjusting primarily for $62 million of after-tax litigation settlement charges, adjusted net income was $46 million, which compares to $480,000 in the prior-year quarter. Adjusting primarily for $639 million of after-tax litigation settlement charges, full-year adjusted net income was $425 million, or $2.82 per diluted share.

Capital 130

Capital Leveraging Portfolios Shareholders 130

The Motley Fool

AUGUST 7, 2023

The Compass platform is built to save our agent's time and to help them achieve better business results, and we leverage AI to help accomplish both objectives. And so while each of those individual vendors might leverage AI to improve what they do, it's not all integrated into one platform. 1 brokerage in the U.S.,

Securities and Exchange Commission (SEC) 130

Securities and Exchange Commission (SEC) Leveraging Debt Capital 130

The Motley Fool

AUGUST 7, 2023

Our strategy to increase share voice and prove physical availability, leverage innovation, and grow price contributed to the improved performance. headwind from the ERP blackout, assuming a corporate consolidated tax rate in line with the first quarter of 21.9%. of favorability from interest and tax. Now, moving to farm animal.

Debt 100

Debt Leveraging Portfolios Banks 100

Sara Grillo

MAY 8, 2023

They go crazy and paint it with BS statements like: Tax-free guaranteed income Can’t lose money asset Upside potential with downside protection Privatized banking Be your own bank Remember that there is a floor to the crediting rate, but that doesn’t mean you can’t lose money. It gets even worse in the case of using leverage.

Mutual Funds 59

Mutual Funds Collateral Taxes Leveraging 59

The Motley Fool

AUGUST 2, 2023

We are confident that our strategy and mutually reinforcing business mix, which leverages the combined strength of our brand, global asset and liability origination capabilities, and multi-channel distribution will enable us to drive future growth and continue to expand access to investing, insurance, and retirement security.

Assets 100

Assets Capital Liabilities Asset Management 100

Blackstone

NOVEMBER 16, 2023

With slower bank and leveraged loan growth, demand for partners in private credit is high. Private credit provided 65% of loans for the leveraged buyout (LBO) market in 2021 and 86% for the market as of year to date 2023. First, a low fund leverage profile increases fund liquidity and/or capital available for investment.

Leveraging 52

Leveraging Banks Debt Leveraged Buyouts 52