The Motley Fool

FEBRUARY 1, 2024

We saw lower premium volume within select domestic professional liability and general liability product lines where we adjusted writings in reaction to changes in market conditions and downward pressure on rates within certain classes, in particular within public D&O. billion in 2023, compared to 9.8

Liabilities 130

Liabilities Portfolios Capital Shareholders 130

The Motley Fool

AUGUST 1, 2024

professional liability and general liability portfolios where we took underwriting actions to improve profitability. The one-point increase was due to higher attritional loss ratios on our professional liability and general liability insurance product lines as we remain prudent in adding margin to classes with challenging loss trends.

Collateral 130

Collateral Liabilities Asset Management Portfolios 130

The Motley Fool

APRIL 24, 2024

And the NII was a little bit suppressed because you had the last full impact on your interest-bearing liabilities. The biggest driver of that if I do net funding costs, so think about your interest-bearing liability costs offset by your income coming off the investment portfolio, that's about 88 points of decline that came off of that.

Liabilities 130

Liabilities Capital Banks Financing 130

The Motley Fool

APRIL 22, 2024

You have on one hand, private equity group, masters of collateral, masters of financing. Once you get to a size like close of 10 where the banks are going to be a little hesitant with this high-interest rate and maybe the quality of the collateral to lend you a bunch of money in a financing deal. Where else do you go?

Taxes 130

Taxes Financing Finance Collateral 130

Pension Pulse

MARCH 13, 2024

He further explained that the bond portfolio is central to HOOPP’s Liability Driven Investing (LDI) strategy, mitigating the Plan's liability sensitivity to interest rate and inflation changes, providing government-guaranteed returns, supporting other investment activities, and diversifying the Fund's assets.

Pension Funds 59

Pension Funds Liabilities Assets Hedge Funds 59

The Motley Fool

APRIL 26, 2024

Of note in the quarter, we resolved one of the NPLs we discussed in Q3 of last year through a collateral sale. We expect the sale of that collateral over the next few quarters and have provisioned for that outcome in our Q1 results. As I mentioned, nonperforming loans were $57.2 million and 38 basis points the prior quarter.

Mergers and Acquisitions 130

Mergers and Acquisitions Securities and Exchange Commission (SEC) Banks Assets 130

The Motley Fool

MAY 9, 2024

Steven Hamner -- Executive Vice President and Chief Financial Officer Well, because of the security waterfall, and as you alluded to, there is -- there are other lenders that have first liens on the typical collateral of receivables. Joshua Dennerlein -- Bank of America Merrill Lynch -- Analyst OK. Ed Aldag -- Chief Executive Officer No.

Securities and Exchange Commission (SEC) 130

Securities and Exchange Commission (SEC) Prospects Finance Financing 130

The Motley Fool

OCTOBER 18, 2024

Second, we have a liability-sensitive balance sheet heading into a falling rate environment. The decline in benchmark rates as the Fed continues to move rates lower will be a tailwind over the medium term given the liability-sensitive nature of our balance sheet. Our deposits will make us liability sensitive.

Taxes 130

Taxes Financing Finance Collateral 130

The Motley Fool

AUGUST 1, 2024

Our revolving credit facility remains a key source of liquidity for the company and we have further expanded that liquidity through the completion of a letter of credit facility for the California gas plants to support various collateral requirements up to $200 million. The Motley Fool has no position in any of the stocks mentioned.

Taxes 130

Taxes Debt Capital Shareholders 130

The Motley Fool

JULY 25, 2024

And consistent with prior quarters, we favored high-quality prepayment-protected collateral with durable cash flows. Please see our Terms and Conditions for additional details, including our Obligatory Capitalized Disclaimers of Liability. The Motley Fool has no position in any of the stocks mentioned.

Capital 130

Capital Assets Leveraging Portfolios 130

The Motley Fool

OCTOBER 25, 2023

Obviously, this was stronger than our guidance of a dollar in accretion and reflects very favorably on the performance of the MSRs we acquired as well as limited exposure to contingent liabilities after extensive diligence. Now, let's turn to Slide 12. So, let's dive into equity where we had a record level of 2.7

Mergers and Acquisitions 100

Mergers and Acquisitions Taxes Capital Banks 100

The Motley Fool

FEBRUARY 20, 2024

We also executed several liability management transactions during the year. In this regard, we continue to evaluate various liability management opportunities that satisfy our objectives of reducing debt, extending the liquidity runway, simplifying the [Inaudible] structure of our balance sheet, and reducing interest expense.

Debt 130

Debt Shareholders Assets Capital 130

The Motley Fool

AUGUST 7, 2024

So the multi-beam capability because it's 10 times to even 100 times faster than traditional e-beam allows more customers that want to take advantage of a direct ride capability, which essentially doesn't require masks and some of the other collateral that you get with an optical solution, just opens up many more opportunities for us.

Securities and Exchange Commission (SEC) 130

Securities and Exchange Commission (SEC) Leveraging Funds Collateral 130

The Motley Fool

AUGUST 2, 2024

I mean it's a fully collateralized loan. Please see our Terms and Conditions for additional details, including our Obligatory Capitalized Disclaimers of Liability. Or just any update there? Pickett -- Chief Executive Officer Yes. There's plenty of liquidity in a market that's a little tough to borrow. Alec Feygin -- Robert W.

Investors 130

Investors Debt Assets Capital 130

The Motley Fool

JULY 26, 2023

It is collateralized. It was a collateralized loan. Please see our Terms and Conditions for additional details, including our Obligatory Capitalized Disclaimers of Liability. Steve Smits -- Chief Credit Officer Yes, Steve. How are you doing? This is Steve Smits. Two credits, the first one is in our senior housing portfolio.

Banks 189

Banks Accounting Prospects Collateral 189

The Motley Fool

JANUARY 25, 2024

And on loans under $500,000, all collateral requirements have been waived, unusual, shocking. I mean, for the agency career people that sit at the door of the vault to fundamentally say to an entire banking industry that you can make loans under $500,000 and not take all available collateral is shocking to us.

Banks 130

Banks Taxes Funds Assets 130

Pension Pulse

NOVEMBER 20, 2023

For example, the federal government recently announced it would stop issuing real return bonds – an important liability matching asset for many defined benefit pensions in Canada. Even in jurisdictions where hedging is more feasible, hedging currency requires access to liquidity to post as collateral.

Pension Funds 59

Pension Funds Investing Leveraging Assets 59

Pension Pulse

MAY 14, 2024

Pension plans and insurers have been piling into funds that invest in equity tranches of collateralized loan obligations in recent months, according to several asset managers who spoke on the condition of anonymity. Yet it has an appeal because of its greater claim to profits depending on the strength of the underlying collateral.

Pension Funds 59

Pension Funds Funds Collateral Hedge Funds 59

Pension Pulse

AUGUST 16, 2023

billion in liquid assets to pay pension benefits, fund investment opportunities, satisfy potential collateral demands related to our use of derivatives, and to fund expenses. It's part of their asset-liability approach where they allocate massively to bonds when rates are higher and much lower when rates are very low.

Assets 52

Assets Portfolios Collateral Returns 52

The Motley Fool

MAY 27, 2024

The WSJ report suggests legacy operators like AT&T and Verizon could face hefty clean-up costs and health-related liabilities because of their lead-clad cables. The good news for AT&T and Verizon is that any potential liability claims would likely be decided in the U.S. court system, which is notoriously slow.

Portfolios 130

Portfolios Liabilities Banks Exchange-Traded Funds 130

The Motley Fool

AUGUST 8, 2023

One of the things we were doing very deliberately was to build up some very, very fresh collateral to be able to put into an ABS deal. We wanted to put fresh collateral into the securitization reporting, so that people could see how the models have changed and how they might expect freshly originated loans to perform. That's the ideal.

Capital 100

Capital Collateral Funds Assets 100

The Motley Fool

MAY 2, 2024

Professional Liability and General Liability portfolios. General Liability and Professional Liability product lines within our Insurance segment. Favorable development in the first quarter this year was most notable within our International Professional Liability and Marine and Energy product lines.

Liabilities 130

Liabilities Shareholders Portfolios Asset Management 130

The Motley Fool

NOVEMBER 1, 2023

On Slide 21, as of October 31st, we now hold a total of 158,400 Bitcoins, of which 15,886 Bitcoins are held at MicroStrategy the parent and are pledged as collateral securing our 2028 notes. We actively monitor our capital structure and are constantly evaluating, liability management opportunities to manage and prepare for all upcoming debt.

Education 130

Education Assets Leveraging Debt 130

The Motley Fool

FEBRUARY 13, 2024

In the coming months, we expect to release an optional feature that allows borrowers to provide collateral to support their personal loan application. That's collateral that does not tend to show up in the securitization data, whereas if you're looking at the institutional world, it tends to be sort of higher loss rate and higher returns.

Collateral 100

Collateral Liabilities Capital Banks 100

The Motley Fool

MAY 13, 2024

billion reais year on year and 87 million reais for the quarter, lower when compared to previous quarters as we continue to deploy capital toward the expansion of our credit portfolio and also as a result of seasonally higher cash consumption in labor and social liabilities in the quarter. Our adjusted net cash position was 5.1

Banks 130

Banks Collateral Financial Services Securities and Exchange Commission (SEC) 130

The Motley Fool

AUGUST 9, 2023

In terms of freeing up collateral, that we could potentially pledge once that gets into the JV, as well as other collateral. Please see our Terms and Conditions for additional details, including our Obligatory Capitalized Disclaimers of Liability. Also -- so that's one of the reasons behind that.

Capital 100

Capital Financing Finance Collateral 100

The Motley Fool

AUGUST 1, 2024

We feel good about our collateral and feel good about the situation kind of no matter what happens. Please see our Terms and Conditions for additional details, including our Obligatory Capitalized Disclaimers of Liability. And from our perspective, we have our master lease; we have the best properties.

Debt 130

Debt Education Mergers and Acquisitions Assets 130

The Motley Fool

APRIL 12, 2024

Over the last several years, we've maintained a strong risk appetite framework and have been very deliberate about how we deploy our deposits and other liabilities into high-quality assets. The first quarter, that step back, I'm just wondering like where is that in its asset liability sensitivity, the TTS/NII?

Banks 130

Banks Assets Mergers and Acquisitions Capital 130

The Motley Fool

FEBRUARY 21, 2024

We also had 171 million of nonreal-estate impairments, which, again, using a third-party independent appraiser, we adjusted our nonreal-estate investments in Steward to reflect the current estimated fair value of our related collateral. The Motley Fool has no position in any of the stocks mentioned. The Motley Fool has a disclosure policy.

Securities and Exchange Commission (SEC) 130

Securities and Exchange Commission (SEC) Banks Prospects Assets 130

The Motley Fool

JULY 26, 2024

We did move one loan into NPL status and have the collateral of that loan and the collateral of the NPL from last quarter, both being marketed for sale. The net interest margin was 2.64% compared to 2.68% in the prior quarter as interest-bearing liability costs increased faster than interest-earning asset yields. million or $1.4

Mergers and Acquisitions 130

Mergers and Acquisitions Securities and Exchange Commission (SEC) Banks Assets 130

The Motley Fool

FEBRUARY 8, 2024

As it relates to our hedges, our balance liability position help protect us from the elevated rate volatility experienced during the first half of the quarter. And while low no-rate collateral still our preferred segment of the MSR market, we expect these flow relationships to add a source of more predictable supply.

Capital 130

Capital Leveraging Banks Assets 130

The Motley Fool

AUGUST 2, 2024

Our AA rating reflects our healthy capital position including more than $4 billion in highly liquid assets at the end of the second quarter, a high-quality well-diversified investment portfolio, and a disciplined approach to asset liability management. Yanela Frias -- Executive Vice President, Chief Financial Officer Hi, Ryan, it's Yanela.

Capital 130

Capital Assets Liabilities Shareholders 130

The Motley Fool

APRIL 1, 2024

But one of the unfortunate collateral consequences sometimes is that, you know, that -- that incremental focus within the organization on cost can kind of ultimately lead to maybe, less top-line performance than otherwise might have been the case, whether it's not getting as much growth or just sort of distraction within the organization.

Capital 130

Capital Leveraging Portfolios Shareholders 130

The Motley Fool

FEBRUARY 22, 2024

An underwriting decision typically requires the gathering and verification of thousands of data fields, which are drawn from disparate resources and formats to populate key categories of income, assets, collateral, property and the credit profile. The Motley Fool has no position in any of the stocks mentioned.

Companies 130

Companies Leveraging Assets Banks 130

The Motley Fool

APRIL 24, 2024

Today with Pyro, we get a crystal clear understanding of advances within hours of reviewing the deal tape, which allows us to price the deal quickly and accurately while the seller doesn't need to worry about a tail of liabilities. We look at all these portfolios. We run them. The Motley Fool has no position in any of the stocks mentioned.

Leveraging 246

Leveraging Amortization Bidding Collateral 246

The Big Picture

AUGUST 8, 2022

Any kind, collateral, non-collateral. They don’t have collateral. Now does the FDIC even know how much risk they’re bearing 0 when all the assets are so encumbered that they’re all pledged as collateral? RITHOLTZ: And does that shield the company from liability? RITHOLTZ: To the depositors. ADMATI: OK.

Banks 80

Banks Debt Financing Finance 80

The Motley Fool

JULY 26, 2023

billion, 517 million was in cash, with the remainder consisting of available liquidity on our MSR lines, which is fully collateralized and immediately available. Please see our Terms and Conditions for additional details, including our Obligatory Capitalized Disclaimers of Liability. billion, resulting in liquidity of 2.3

Mergers and Acquisitions 130

Mergers and Acquisitions Leveraging Financing Finance 130