The Motley Fool

FEBRUARY 7, 2024

The bank went on an ambitious growth campaign in 2023, first acquiring Flagstar Bank to round out its commercial banking capabilities and then buying assets and liabilities of the failed Signature Bank from the Federal Deposit Insurance Corp. Investors learned the consequences of those moves when the bank announced fourth-quarter results.

Collateral 100

Collateral Banks Liabilities Capital 100

Mish Talk

DECEMBER 22, 2022

Both agreed to settle the SEC’s and CFTC’s claims and to accept liability, with monetary penalties to be decided in the future, according to the regulators. The price manipulation allowed Alameda to inflate the value of FTT that it held and used as collateral for undisclosed loans from FTX customers, the SEC said. The SEC said Ms.

Securities and Exchange Commission (SEC) 81

Securities and Exchange Commission (SEC) Collateral Liabilities Assets 81

The Motley Fool

MAY 27, 2024

The WSJ report suggests legacy operators like AT&T and Verizon could face hefty clean-up costs and health-related liabilities because of their lead-clad cables. The good news for AT&T and Verizon is that any potential liability claims would likely be decided in the U.S. court system, which is notoriously slow.

Portfolios 130

Portfolios Banks Liabilities Exchange-Traded Funds 130

Blackstone

AUGUST 8, 2024

6 Figure 1: Financing the Real Economy with Private Credit 7 The Private Credit Advantage for Investors The investor base has evolved alongside the growth of private credit markets, expanding from liability-driven insurance funds to pension capital and sovereign wealth funds to individual investors.

Financing 121

Financing Finance Amortization Banks 121

The Motley Fool

MAY 2, 2024

Professional Liability and General Liability portfolios. General Liability and Professional Liability product lines within our Insurance segment. Favorable development in the first quarter this year was most notable within our International Professional Liability and Marine and Energy product lines.

Liabilities 130

Liabilities Shareholders Asset Management Portfolios 130

The Motley Fool

FEBRUARY 1, 2024

We saw lower premium volume within select domestic professional liability and general liability product lines where we adjusted writings in reaction to changes in market conditions and downward pressure on rates within certain classes, in particular within public D&O. billion in 2023, compared to 9.8

Liabilities 130

Liabilities Portfolios Capital Shareholders 130

The Motley Fool

OCTOBER 18, 2024

Second, we have a liability-sensitive balance sheet heading into a falling rate environment. The decline in benchmark rates as the Fed continues to move rates lower will be a tailwind over the medium term given the liability-sensitive nature of our balance sheet. Our deposits will make us liability sensitive.

Taxes 130

Taxes Financing Finance Collateral 130

The Motley Fool

OCTOBER 31, 2024

On the institutional side, our continued leadership in pension risk transfer was reinforced through a second transaction with IBM, this time to reinsure $6 billion of pension liabilities. We also maintain a well-diversified, high-quality portfolio and disciplined approach to asset liability management.

Liabilities 130

Liabilities Capital Assets Shareholders 130

The Motley Fool

FEBRUARY 13, 2024

In the coming months, we expect to release an optional feature that allows borrowers to provide collateral to support their personal loan application. That's collateral that does not tend to show up in the securitization data, whereas if you're looking at the institutional world, it tends to be sort of higher loss rate and higher returns.

Collateral 100

Collateral Liabilities Banks Capital 100

The Motley Fool

AUGUST 2, 2024

Our AA rating reflects our healthy capital position including more than $4 billion in highly liquid assets at the end of the second quarter, a high-quality well-diversified investment portfolio, and a disciplined approach to asset liability management. Yanela Frias -- Executive Vice President, Chief Financial Officer Hi, Ryan, it's Yanela.

Capital 130

Capital Assets Liabilities Shareholders 130

The Motley Fool

APRIL 24, 2024

Today with Pyro, we get a crystal clear understanding of advances within hours of reviewing the deal tape, which allows us to price the deal quickly and accurately while the seller doesn't need to worry about a tail of liabilities. We look at all these portfolios. We run them. The Motley Fool has no position in any of the stocks mentioned.

Leveraging 246

Leveraging Amortization Bidding Collateral 246

The Motley Fool

OCTOBER 24, 2024

And within these coupons, only a small fraction of our pools are backed by generic collateral and approximately 70% have what we would characterize as high-quality prepayment protection and the benefits of our collateral selection were best seen in the latest prepayment report. The Motley Fool has a disclosure policy.

Capital 130

Capital Leveraging Collateral Assets 130

The Motley Fool

MAY 13, 2024

billion reais year on year and 87 million reais for the quarter, lower when compared to previous quarters as we continue to deploy capital toward the expansion of our credit portfolio and also as a result of seasonally higher cash consumption in labor and social liabilities in the quarter. Our adjusted net cash position was 5.1

Banks 130

Banks Collateral Financial Services Securities and Exchange Commission (SEC) 130

The Motley Fool

JULY 26, 2024

We did move one loan into NPL status and have the collateral of that loan and the collateral of the NPL from last quarter, both being marketed for sale. The net interest margin was 2.64% compared to 2.68% in the prior quarter as interest-bearing liability costs increased faster than interest-earning asset yields. million or $1.4

Mergers and Acquisitions 130

Mergers and Acquisitions Securities and Exchange Commission (SEC) Banks Assets 130

The Motley Fool

FEBRUARY 8, 2024

As it relates to our hedges, our balance liability position help protect us from the elevated rate volatility experienced during the first half of the quarter. And while low no-rate collateral still our preferred segment of the MSR market, we expect these flow relationships to add a source of more predictable supply.

Capital 130

Capital Leveraging Banks Assets 130

The Motley Fool

APRIL 22, 2024

You have on one hand, private equity group, masters of collateral, masters of financing. Once you get to a size like close of 10 where the banks are going to be a little hesitant with this high-interest rate and maybe the quality of the collateral to lend you a bunch of money in a financing deal. Where else do you go?

Taxes 130

Taxes Financing Finance Collateral 130

The Motley Fool

NOVEMBER 12, 2024

This process can often be delayed at the collateral underwriter review stage where workloads are already substantial. Our AI tools are driving these gains from automating income verification and collateral review to enabling multiple client chats and insights that boost conversion. The Motley Fool has a disclosure policy.

Companies 231

Companies Leveraging Asset Management Collateral 231

The Motley Fool

APRIL 29, 2024

Bitcoins acquired through proceeds from debt activities that occurred after the issuance of our senior secured notes, namely the two recent convertible note issuances in Q1, are held at MicroStrategy, the parent, and also serve as collateral securing our 2028 senior secured notes. The Motley Fool has a disclosure policy.

Leveraging 246

Leveraging Debt Assets Capital 246

The Motley Fool

APRIL 24, 2024

And the NII was a little bit suppressed because you had the last full impact on your interest-bearing liabilities. The biggest driver of that if I do net funding costs, so think about your interest-bearing liability costs offset by your income coming off the investment portfolio, that's about 88 points of decline that came off of that.

Liabilities 130

Liabilities Capital Banks Financing 130

The Motley Fool

AUGUST 24, 2023

SG&A expenses expanded primarily from wage investments, incentive compensation, general liability claims, and repairs and maintenance costs from improving store conditions. Notably, the impact of general liability claims was $0.07 I would say the ad collateral is basically the same it's always been. for the quarter.

Leveraging 130

Leveraging Liabilities Taxes Capital 130

The Motley Fool

FEBRUARY 7, 2024

Prismic will enhance our mutually reinforcing business system and drive future growth by leveraging our differentiated brands, global asset and liability origination capabilities, and multichannel distribution. We have cash and collateral balances that earn short-term yields. Turning to Slide 5. Sure, Ryan.

Mergers and Acquisitions 130

Mergers and Acquisitions Capital Assets Liabilities 130

The Motley Fool

APRIL 26, 2024

Of note in the quarter, we resolved one of the NPLs we discussed in Q3 of last year through a collateral sale. We expect the sale of that collateral over the next few quarters and have provisioned for that outcome in our Q1 results. As I mentioned, nonperforming loans were $57.2 million and 38 basis points the prior quarter.

Mergers and Acquisitions 130

Mergers and Acquisitions Securities and Exchange Commission (SEC) Banks Assets 130

The Motley Fool

AUGUST 8, 2023

Given the conditions in the bank lending market since the SVB and other disruptions earlier this year, the return on these first-lien collateralized facilities has been very attractive. And as noted, our investment is collateralized by borrowing base of government and commercial receivables. The Motley Fool has a disclosure policy.

Securities and Exchange Commission (SEC) 130

Securities and Exchange Commission (SEC) Prospects Banks Collateral 130

The Motley Fool

MAY 3, 2024

We are actively gathering year-end financial information for our entire portfolio, and with most of the data already collected, the weighted average debt service coverage ratio remains over two times, with most of the collaterals in our portfolio generating more than twice their annual debt service payments. Those are two examples.

Debt 130

Debt Banks Assets Capital 130

The Motley Fool

JULY 14, 2023

Jeremy, can you give us your view on how you're measuring the Treasury functions and the asset liability of your balance sheet as we go forward versus the way you guys were positioning and managing it a year ago in view of the fact that it looks like maybe we're approaching the terminal rate on Fed funds rates? Good morning, Jamie.

Banks 130

Banks Liabilities Capital Assets 130

The Motley Fool

OCTOBER 23, 2024

This slight increase is being driven by FHA and VA collateral, which is something we've been expecting and planning for, and which is why we've limited FHA and VA to only 18% of our MSR portfolio. Also, we've chosen very high-quality collateral where customers have low note rates and large equity cushions.

Taxes 130

Taxes Leveraging Capital Amortization 130

The Motley Fool

MAY 9, 2024

Steven Hamner -- Executive Vice President and Chief Financial Officer Well, because of the security waterfall, and as you alluded to, there is -- there are other lenders that have first liens on the typical collateral of receivables. Joshua Dennerlein -- Bank of America Merrill Lynch -- Analyst OK. Ed Aldag -- Chief Executive Officer No.

Securities and Exchange Commission (SEC) 130

Securities and Exchange Commission (SEC) Prospects Financing Finance 130

The Motley Fool

JANUARY 26, 2024

An additional new NPL in Q4 is also undergoing a sales process of the collateral and is under contract for sale. Spent a lot of time using year-end data, the 12/31, both for marking the loans to market and all of the various assets and liabilities. Our board approved a dividend of $0.11 The Motley Fool has a disclosure policy.

Securities and Exchange Commission (SEC) 130

Securities and Exchange Commission (SEC) Mergers and Acquisitions Banks Taxes 130

The Motley Fool

OCTOBER 13, 2023

So when you look at securities finance transactions, you have haircut -- collateral haircut floors that get implemented. And so -- but if they do get implemented as written, we'll adapt, and we'll change the way we -- what collateral we require from clients to do trades, or we'll reprice them.

Banks 246

Banks Capital Assets Investment Banking 246

The Big Picture

AUGUST 8, 2022

Any kind, collateral, non-collateral. They don’t have collateral. Now does the FDIC even know how much risk they’re bearing 0 when all the assets are so encumbered that they’re all pledged as collateral? RITHOLTZ: And does that shield the company from liability? RITHOLTZ: To the depositors. ADMATI: OK.

Banks 81

Banks Debt Financing Finance 81

The Motley Fool

AUGUST 2, 2023

We are confident that our strategy and mutually reinforcing business mix, which leverages the combined strength of our brand, global asset and liability origination capabilities, and multi-channel distribution will enable us to drive future growth and continue to expand access to investing, insurance, and retirement security.

Assets 100

Assets Capital Liabilities Asset Management 100

The Motley Fool

AUGUST 1, 2024

Our revolving credit facility remains a key source of liquidity for the company and we have further expanded that liquidity through the completion of a letter of credit facility for the California gas plants to support various collateral requirements up to $200 million. The Motley Fool has no position in any of the stocks mentioned.

Taxes 130

Taxes Shareholders Debt Capital 130

The Motley Fool

OCTOBER 25, 2023

Obviously, this was stronger than our guidance of a dollar in accretion and reflects very favorably on the performance of the MSRs we acquired as well as limited exposure to contingent liabilities after extensive diligence. Now, let's turn to Slide 12. So, let's dive into equity where we had a record level of 2.7

Mergers and Acquisitions 100

Mergers and Acquisitions Taxes Banks Capital 100

The Motley Fool

FEBRUARY 8, 2024

And it's collateralized as well by the equity interest in that private investment. So it's well collateralized, high net worth individual with great track record. Please see our Terms and Conditions for additional details, including our Obligatory Capitalized Disclaimers of Liability. The Motley Fool has a disclosure policy.

Investors 130

Investors Assets Banks Capital 130

The Motley Fool

JULY 25, 2024

And consistent with prior quarters, we favored high-quality prepayment-protected collateral with durable cash flows. Please see our Terms and Conditions for additional details, including our Obligatory Capitalized Disclaimers of Liability. The Motley Fool has no position in any of the stocks mentioned.

Capital 130

Capital Assets Leveraging Portfolios 130

The Motley Fool

NOVEMBER 4, 2024

It does provide -- put the infrastructure in place and provides a meaningful extension of the term debt and the collateral that was used. Please see our Terms and Conditions for additional details, including our Obligatory Capitalized Disclaimers of Liability. The Motley Fool has no position in any of the stocks mentioned.

Leveraging 130

Leveraging Capital Education Debt 130

The Motley Fool

FEBRUARY 20, 2024

We also executed several liability management transactions during the year. In this regard, we continue to evaluate various liability management opportunities that satisfy our objectives of reducing debt, extending the liquidity runway, simplifying the [Inaudible] structure of our balance sheet, and reducing interest expense.

Debt 130

Debt Shareholders Assets Capital 130