The Motley Fool

JUNE 22, 2023

Let's say you invest your 401(k) plan primarily in stocks. Over the past 50 years, the stock market has generated an average yearly return of 10% before inflation, as measured by the S&P 500 index. Another option is to take out a home equity loan. But do you really want to take that chance?

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The Motley Fool

AUGUST 18, 2023

Propelled by rapidly rising interest rates, 2022 was a dreadful year for the stock market. Some stocks, like SoFi Technologies (NASDAQ: SOFI) , have performed substantially better than the index. These loans are unsecured, making them riskier because the business doesn't have any collateral to protect the downside.

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The Motley Fool

JANUARY 26, 2024

Which is why stocks like Annaly Capital (NYSE: NLY) and its huge 13.5% After all, the historical return of the stock market is around 10% or so, so 13.5%, compounded over time via dividend reinvestment, would be that much better. History suggests that an investment here won't work out as well as hoped.

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The Motley Fool

SEPTEMBER 18, 2023

The addition to the S&P 500 is a significant accomplishment, since the index is one of the most common benchmarks for measuring the stock market's performance. Rowe Price primarily create index and ETF products based on stocks, bonds, and cash-like investments. Here's why this news is a big deal.

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The Motley Fool

SEPTEMBER 12, 2023

Although the stock market has been a proven moneymaker when examined over multiple decades, it's completely unpredictable over the short term. Since this decade began, investors have had their resolve tested by two bear markets (2020 and 2022). Investing on Wall Street comes with undeniable ups and downs. Gray areas denote U.S.

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The Motley Fool

OCTOBER 31, 2024

In other words, they're not backed by any underlying assets or collateral. However, as with other debt instruments, baby bonds are senior to a company's preferred shares and common stock and are paid before preferred and common shareholders in the event of a default.

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Mish Talk

NOVEMBER 11, 2022

Hoot of the Day "Every penny of that--and of the existing collateral--will go straight to users, unless or until we've done right by them." The US bond market is closed for Veteran's Day. This is not a liquidity issues. FTX lent customer money to Alameda Research and that money went to money heaven. It's impossible to make this right.

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Pension Pulse

MAY 14, 2024

trillion credit market: A high-stakes trade in the riskiest corner of a $1.3 trillion credit market is enticing some of the world’s most conservative investors, raising concerns that in their aggressive hunt for higher yields they may be discounting some pitfalls. and CVC Credit Partners, to raise at least $3.1

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Pension Pulse

AUGUST 30, 2023

However, instead of facing a rated balance sheet, the insurance entity faces a fully secure, collateralized form of funding dedicated to a precise risk requiring coverage. Usually the collateral takes the form of highly-rated, highly-liquid investments, such as government gilt funds or pure money market funds.

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The Big Picture

OCTOBER 19, 2022

Investors could be collateral damage. ( Begging Markets to Capitulate, the Better to Rebound : Fund managers are giving up all hope, and that’s a good thing. What a Stock Market Bottom Looks Like. My mid-week morning train WFH reads: • The Problem with Pulling Out of China : Many U.S. Easier said than done. Noahpinion ).

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Mr. Money Mustache

JANUARY 29, 2021

Use that as collateral to borrow an additional $100,000 to buy more shares (VTI or otherwise). If the stock goes up by 10% per year ($10,000) and you are borrowing the money at only 2% (which costs you $2000), you get $8000 every year for “free”. Note: if the stock drops fast enough, you can even lose more than all your money.

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Taxes Collateral Stock Market Stock Market 53

The Motley Fool

SEPTEMBER 14, 2023

Why value stocks may have fallen out of fashion. What the history of the stock market reveals about modern bubbles. To get started investing, check out our quick-start guide to investing in stocks. You wrote that bubbles and bus are inevitable features of financial markets ever since the 17th century.

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The Motley Fool

FEBRUARY 13, 2024

That investment has historically been four times more volatile than the stock market. You have to also invest in a lot of in cash and treasuries as collateral. One reason people invest in ETFs is that they can buy a diversified basket of investments all at once with a single purchase. In options trading involves additional cost.

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Banks Debt Finance Financing 130

The Motley Fool

FEBRUARY 20, 2024

So, to sum it up, it seems like the stock market is currently wrong I would say then based on their outlook. We also executed several liability management transactions during the year. exchangeable bonds at maturity in January 2023. Fredrik Stene -- Clarksons Platou Securities -- Analyst Perfect.

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Pension Pulse

MARCH 13, 2024

The investment team strategically increased exposure to bonds following a rise in yields during the summer and fall, contributing significantly to the Plan's performance as the bond and stock markets rallied towards the end of the year. “In

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The Motley Fool

OCTOBER 11, 2024

The other side of the question is, we're on these calls the last couple of years, you're saying the stock is overvalued. You're saying the stock market is overvalued, and therefore, all stocks are overvalued. And on the one hand, you highlighted on this call, AI, tech, market share gains, high returns, high capital.

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The Motley Fool

OCTOBER 21, 2024

To have to truly read you back what I wrote 15 or 10 years ago about investing in the stock market and reflect on those, always fun. That's the stock market. Especially if you're a stock market investor, you've come across this phrase. The stock markets at all time highs. I couldn't believe it.

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The Motley Fool

OCTOBER 28, 2024

If you own a property somewhere else, it does seem particularly worth doing.Buckeye Robert Brokamp: I will say what I do is update my net worth statement at least once a year, sometimes more than that depending on what's going on in the stock market and make sure that my retirement plan is still on track. Graceland was collateral.

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The Motley Fool

MAY 1, 2024

It's the wealth management of which they're seeing a huge increase in revenue, not just from a growing stock market, but also net new assets. trillion in client assets, benefited from a good market, also 6,500 new households. Those activities, the capital markets being very strong and the stock market has been strong.

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The Big Picture

AUGUST 8, 2022

RITHOLTZ: So, that makes the finance sector very different than the rest of the stock market? And so, therefore, the usual market forces that push against high leverage in other companies that just naturally with no regulation would limit. Any kind, collateral, non-collateral. They don’t have collateral.

Banks 81

Banks Debt Finance Financing 81

Sara Grillo

MAY 8, 2023

This effectively collateralizes the cash value of the policy. With a home equity line to collateralized your house. And then the house, hopefully appreciates irrespective of the fact that it… As collateral against it, same deal with Anil, you’re collateralized your cash value, you’re taking that loan.

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Pension Pulse

AUGUST 15, 2024

James Bradshaw of the Globe and Mail reports OMERS reports steady gains at mid-year mark in shift to bonds, credit: Ontario Municipal Employees Retirement System relied on steady returns from private assets, tailwinds from strong stock markets and a resilient U.S. dollar to earn a 4.4-per-cent

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The Big Picture

JANUARY 24, 2023

KLINSKY: You know, and what we were doing was basically advising Goldman clients how to take their own family businesses back off the stock market. KLINSKY: There had been stagflation, where the stock market was lower in ‘81 than it had been in 1968. And you know, incredibly depressed market, super high interest rates.

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Leveraged Buyouts Private Equity Firms Private Equity Firms Debt 105

The Big Picture

SEPTEMBER 5, 2023

MILLER: The collateral won’t be adequate in our view. RITHOLTZ: The market didn’t start to stumble. Market peaked in October ’07. RITHOLTZ: So you still had a full, the stock market. I sold the stock for $100, somebody had to buy the stock for $100. MILLER: Correct. MILLER: Correct.

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Taxes Banks Resale Accounting 52

The Motley Fool

AUGUST 19, 2024

I couldn't believe it, the bank usually wants all this collateral, and we're just going to screw it. But Jeremy Siegel's book, Stocks for the Long Run. I've read all the editions because the stock market reflects human progress, and the new corporations that come along and disrupt things, the rule breakers.

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The Motley Fool

MARCH 9, 2025

From its stock market debut in 2008 through March 6, 2025, AGNC's stock price has declined by about 47.6%. When rapid rate changes lower the value of an mREIT's collateral, they can be forced to sell assets at fire sale prices to boost liquidity and satisfy lenders. AGNC data by YCharts.

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Investing Collateral Liabilities Shareholders 239

Pension Pulse

NOVEMBER 10, 2023

Dealers often finance those purchases in the repo market, and the additional collateral stands to push overnight rates higher — a move that could prompt investors to pull more cash out of the Fed’s repo facility. Primary dealers on Thursday took down about twice as much of the Treasury’s $24 billion 30-year bond auction as normal.

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Investing Buyout Stakes Assets 59

The Motley Fool

FEBRUARY 5, 2025

All of our Bitcoin serving as collateral securing our 2028 senior secured notes was released. We've got a very good partnership with a convertible bond market, and we look forward to continuing it with them. The third area, Strike is the convertible preferred stock market. billion convertible notes due 2027.

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Leveraging Debt Assets Shareholders 147

The Motley Fool

MARCH 1, 2025

The cost of capital notably includes the interest costs of leverage that uses the portfolio as collateral. That, in turn, could force AGNC Investment to sell assets into a market downturn. AGNC Investment makes the difference between the interest it earns on the securities it buys and its cost of capital.

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The Motley Fool

FEBRUARY 7, 2025

The crypto market continued to swoon this week following a collapse in values last weekend. The stock market recovered some of its losses, but the crypto market can't say the same. According to data provided by S&P Global Market Intelligence , Ethereum (CRYPTO: ETH) fell 19.8%

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The Motley Fool

APRIL 17, 2025

It also shows me that we are at a little bit of a sea change here because, Mary, the period that you talk about included a lot of time where the VIX was trading at just a stable level and markets were moving up in almost incremental step fashion. We've had very great returns in the stock market. What say you? I lost its Mojo.

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The Big Picture

OCTOBER 10, 2023

And the problem is the international markets stayed down, but the US stock market popped 00:25:00 [Speaker Changed] Back up. And if somebody has a big loss and it drops way below the, the collateral they put up, that loss gets spread out. If someone loses money, we liquidate the collateral, they’re done.

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Legal Banks Assets Collateral 64

The Big Picture

FEBRUARY 20, 2024

It really runs on how short-term interest rates affect long-term rates, mortgage rates, stock market, the dollar credit spreads, you know, we have a big capital market compared to other countries. Like there were market signals that there was problems, but the overall stock market kept going until, you know, late oh seven.

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Banks Stock Market Stock Market Legal 59

The Big Picture

JUNE 20, 2023

MORGENSON: And so it looked like it was really a pretty reasonable reaction to what had been years of undervalue in the stock market. MORGENSON: Could be banks, could be Wall Street, could be private debt folks, but it’s — RITHOLTZ: This is very often securitized and sold off into the market as well? RITHOLTZ: Sure.

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Private Equity Firms Private Equity Firms Finance Financing 59

The Big Picture

OCTOBER 3, 2023

Now they were a little bit lower stock market performed poorly last year. You, you have much better collateral, you’ve got much better ability to securitize, you’ve got much better ability to close and transact. You know, and it wasn’t that receipts were that much lower this year. It’s a win for everyone.

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Taxes Banks Capital Debt 112

The Motley Fool

FEBRUARY 13, 2025

At the same time, the stock market also dipped, driven by rapidly rising interest rates to combat soaring inflation. For example, real estate firm Newmarket allows borrowers to use Bitcoin as collateral for parts of loans. Learn More Can this top cryptocurrency rise just over 100% to reach $200,000 in 2025 ?

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Pension Pulse

MARCH 12, 2025

stock markets, meanwhile, have been falling amid the turmoil after a strong 2024. As markets fluctuate, bonds serve as liquid collateral, which supports other investments. Wendling says the actuarial change contributed about three percentage points to the decline. Some economists are predicting the U.S.

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Liabilities Pension Funds Assets Hedge Funds 59