The Motley Fool

APRIL 27, 2024

After a rip-roaring 2020, it's been mostly downhill as rising interest rates have taken a sledgehammer to the return on investment of projects financed with debt. The renewable energy industry is in a brutal multi-year downturn. Geopolitical tensions have also emphasized energy security over the energy transition.

Exchange-Traded Funds 245

Exchange-Traded Funds Financing Finance Funds 245

The Motley Fool

NOVEMBER 8, 2024

We are also excited to have several portfolio companies in the advanced stages of completing strategic acquisitions, which if successful, will provide the opportunity for additional future fair value appreciation in addition to providing us highly attractive incremental debt investments in these high-performing portfolio companies.

Capital 130

Capital Asset Management Due Diligence Securities and Exchange Commission (SEC) 130

The Motley Fool

AUGUST 25, 2023

Featured offer: save money while you pay off debt with one of these top-rated balance transfer credit cards But opening more than one account can be a drag. CDs: The best CD rates offer 4% to 5% returns on investments. Money market: The best money market accounts offer up to 5% annual returns.

Banks 221

Banks Accounting Financing Finance 221

The Motley Fool

FEBRUARY 20, 2025

With us today are Mr. Gustavo Pimenta, CEO; Mr. Murilo Muller, executive vice president of finance and investor relations; Mr. Rogerio Nogueira, executive vice president, commercial, and development, Mr. Carlos Medeiros, executive vice president of operations; Mr. Shaun Usmar, CEO of Vale Base Metals. Please, Marcelo. billion in the quarter.

Securities and Exchange Commission (SEC) 238

Securities and Exchange Commission (SEC) Debt Shareholders Financing 238

The Motley Fool

NOVEMBER 16, 2024

The legendary investor is known for his value-focused investing style and his down-to-earth personal finance tips. Let's look at what Warren Buffett thinks you should do if you have credit card debt -- and what this advice can teach us about investing. The first question he asked was: "Do you have any credit card debt?"

Debt 130

Debt Accounting Stock Market Stock Market 130

The Motley Fool

NOVEMBER 12, 2024

We owe an immeasurable debt of gratitude to Bernie. We continue to see softer engagement in larger discretionary projects where customers typically use financing to fund the project, such as kitchen and bath remodels. But, then the larger projects often require financing whether it's cash-out financing or home equity lines of credit.

Securities and Exchange Commission (SEC) 130

Securities and Exchange Commission (SEC) Amortization Leveraging Debt 130

The Motley Fool

OCTOBER 28, 2023

The higher the rate you're paying, the more advantageous it is to pay the loan off early because your return on investment (ROI) is the interest saved. That's a pretty high rate -- although not as high as the rate you'd pay on credit card debt (which was 21.19% as of August 2023). Is there a prepayment penalty?

Debt 130

Debt Financing Finance Accounting 130

The Motley Fool

MAY 5, 2024

S&P Global has a robust economic moat When companies borrow money from the public, it's important for prospective investors to understand the company's health, whether it will be able to repay its debts, and the risks associated with investing in that debt. Last year, S&P Global generated $3.9 billion in FCF.

Debt 130

Debt Prospects Financing Finance 130

The Motley Fool

MARCH 8, 2024

This is a bit higher than it was at this point last year, and that amount of money could do some serious good for your finances. Pay down debt If you've got some stubborn high-interest debt , like that on a credit card, consider using your tax refund to chip away at it. Image source: Getty Images According to the IRS, as of Feb.

Taxes 130

Taxes Debt Accounting Financing 130

The Motley Fool

FEBRUARY 14, 2024

In particular, here are three financial mistakes that could really come back to haunt your personal finances if you make them. Going into credit card debt Going into credit card debt is another huge error that you could end up paying for for years to come. Learn more here.

Debt 130

Debt Taxes Financing Finance 130

The Motley Fool

AUGUST 26, 2023

For homeowners looking for ways to finance renovations projects, that raises a good question -- could it be savvy to use your 401(k) to finance home renovations, especially if your other options are high-interest debt ? For one, you have to target renovations that actually return what you pay for them.

Resale 130

Resale Taxes Debt Financing 130

The Motley Fool

JANUARY 6, 2025

million, producing a core EBITDA margin of 11% and a trailing 12-month return on invested capital of 8.4%. As can be seen on Slide 19, for the first fiscal quarter of 2025, our net debt to adjusted EBITDA ratio now sits at just 0.6 While net debt to capitalization is only 6%.

Securities and Exchange Commission (SEC) 246

Securities and Exchange Commission (SEC) Capital Banks Shareholders 246

The Motley Fool

AUGUST 11, 2023

It's an expert at generating high returns on its invested capital Aside from making a great product that customers want to use, one of the hallmarks of a strong business is consistently making good use of invested capital in the form of debt and equity so as to increase the company's value for shareholders.

Debt 130

Debt Shareholders Capital Financing 130

The Motley Fool

FEBRUARY 11, 2024

Image source: Getty Images Putting money into a savings account is undoubtedly a good move for your personal finances. This is because using a savings account severely limits the potential return on investment that you can earn. But savings accounts should serve that very specific purpose.

Accounting 130

Accounting Banks Debt Financing 130

The Motley Fool

SEPTEMBER 24, 2023

However, with credit card balances at all-time highs and student loan debt repayments restarting, many customers have been effectively forced to finance their solar systems at today's unsightly rates if they deem the project essential.

Debt 130

Debt Prospects Accounting Financing 130

The Motley Fool

SEPTEMBER 3, 2024

This base of sales makes OTC's finances very steady and resilient, which helps explain how the company has averaged a five-year beta of just 0.5 In addition to its low-volatility shares, the company maintains a robust 25% net income margin and a towering 72% return on invested capital (ROIC). since 2015.

Initial Public Offering 130

Initial Public Offering Venture Capital New York Stock Exchange Stock Exchanges 130

The Motley Fool

JULY 26, 2024

Royal Caribbean announced three goals less than two years ago as its fleet began returning to full operations. The third piece of its trifecta was to improve its capital allocation and operating income in order to set a new high-water mark for return on invested capital. 17% Q3 2023 $3.46 $3.85 11% Q4 2023 $1.13 $1.25

Amortization 130

Amortization Depreciation Earnings Before Interest Taxes 130

The Motley Fool

JANUARY 31, 2025

billion in debt and returned $1.6 Interest expense of $206 million in the quarter was up $82 million versus last year primarily reflecting the issuance of $7 billion in debt to fund the NFP acquisition. billion of debt in 2024 and coupled with earnings growth, lowered our debt-to-EBITDA leverage from 4.1

Leveraging 130

Leveraging Capital Taxes Shareholders 130

The Motley Fool

FEBRUARY 21, 2024

Here's what a CD ladder might look like: Featured offer: save money while you pay off debt with one of these top-rated balance transfer credit cards Cash Deposit CD Term APY CD 1 $2,000 3 months 5.41% CD 2 $2,000 6 months 5.23% CD 3 $2,000 1 year 5.35% CD 4 $2,000 2 years 4.65% CD 5 $2,000 3 years 4.40% Data source: CD issuers.

Investors 130

Investors Banks Debt Financing 130

The Motley Fool

SEPTEMBER 15, 2023

Second, Kroger's other businesses -- precision marketing, personal finance (rewards cards and gift cards), insights, real estate, and ventures -- reached $1.2 Cash ROIC measures a company's FCF generation compared to its debt and equity, meaning that higher figures show outsized returns on capital deployed.

Mergers and Acquisitions 130

Mergers and Acquisitions Enterprise Values Public Companies Capital 130

The Motley Fool

FEBRUARY 7, 2025

Recycling capital in this way keeps our portfolio competitive, lower its capital expenses, and accelerates our return on invested capital, driving long-term core FFO growth. Atlanta ranks as a B performer with an improving outlook mainly due to the progress we've made in reducing bad debt and fraudulent activity.

Debt 189

Debt Leveraging Assets Bidding 189

The Motley Fool

MARCH 30, 2024

Debt payoff The average credit card interest rate is 21.47%, while the typical payday loan has an APR close to 400%. It's very unlikely you'll find anywhere else to put your money that would provide the return on investment (ROI) that comes from avoiding such expensive interest.

Taxes 130

Taxes Education Accounting Debt 130

The Motley Fool

MAY 14, 2024

We continue to see softer engagement in larger discretionary projects where customers typically use financing to fund the projects such as kitchen and bath remodels. From time to time, we will also invest in the business through acquisitions to enhance our capabilities and to accelerate our strategic objectives.

Securities and Exchange Commission (SEC) 130

Securities and Exchange Commission (SEC) Leveraging Financing Finance 130

The Motley Fool

AUGUST 2, 2024

Treasury bonds, are considered low-risk investments, while some municipal bonds and corporate bonds pay higher interest rates but might be higher risk -- not every company is able to repay its debts. Rental property and real estate Want to be a landlord or invest in a real estate investment trust (REIT)?

Banks 130

Banks Accounting Debt Shareholders 130

The Motley Fool

JUNE 26, 2023

compounded annually, which will allow us to use our cash flow generation to pay down debt and rebuild the balance sheet as we work toward investment-grade leverage metrics. During the quarter, we used excess liquidity to opportunistically prepay over $1 billion of debt while still retaining $7.3 billion off the peak.

Debt 130

Debt Leveraging Assets Enterprise Values 130

The Motley Fool

NOVEMBER 5, 2024

Our leverage, as measured by net debt to annualized pro forma adjusted EBITDA was a healthy 5.4 These offerings illustrate the diversity of debt products available to us and the intentionality of our capital diversification philosophy. billion that we are planning on investing in the fourth quarter. At quarter end, we held $5.2

Capital 130

Capital Assets Leveraging Funds 130

The Motley Fool

DECEMBER 3, 2024

And I'd like to acknowledge the work of our finance team for developing methods to track the retail industry standard metric gross margin return on investment, commonly known as GMROI, down to the category level for our own internal use. Now, turning to the balance sheet.

Securities and Exchange Commission (SEC) 130

Securities and Exchange Commission (SEC) Leveraging Consultants Consulting 130

The Motley Fool

FEBRUARY 7, 2024

Today's discussion may contain forward-looking statements, including, without limitation, statements about our new organization and governance structure, strategies, and business plans, as well as our beliefs and expectations about our business prospects such as the future growth of our business, revenue, and return on investment.

Leveraging 130

Leveraging Financing Finance Assets 130

The Motley Fool

DECEMBER 5, 2024

They will now be implementing UiPath to automate processes within SAP, such as their finance and supply chain functions. The company currently has over 1,000 automations in place with their finance and downstream operations and have now chosen to expand further with UiPath to automate within the S/4HANA environment.

Leveraging 244

Leveraging Companies Taxes Returns 244

Insight Partners

JULY 31, 2023

Early-stage companies have a choice – they can build their automation fabric now, or deal with tech debt later. But the argument is not just about tech debt; investing in the right platform can yield enormous short- and long-term benefits, not just long-term outcomes.

Startups 52

Startups Debt Financing Finance 52

The Motley Fool

JUNE 25, 2024

At the same time, we continue to aggressively manage down debt and interest expense while reducing the complexity of our capital structure, which David will elaborate on. The number of actions we've taken to improve our balance sheet this quarter puts us further down the path on our return to investment-grade credit ratings over time.

Debt 130

Debt Leveraging Portfolios Capital 130

The Motley Fool

JULY 26, 2024

Christa Davies -- Executive Vice President, Global Finance and Chief Financial Officer Thank you so much, Greg, and thank you so much for the partnership. Turning now to our balance sheet and debt capacity. Christa Davies -- Executive Vice President, Global Finance and Chief Financial Officer Thanks so much, Elyse.

Capital 130

Capital Taxes Financing Finance 130

The Motley Fool

JANUARY 30, 2024

Consistent with last quarter, we saw an uptick in floor plan finance interest as a result of increased inventory and higher interest rates. Fourth-quarter results were driven by lower factory shipments, lower net price, higher finance interest impacting both sales and margins. This is expected to remain a headwind into 2024.

Liabilities 130

Liabilities Financing Finance Capital 130

The Motley Fool

AUGUST 13, 2024

We continued to see softer engagement in larger discretionary projects where customers typically use financing to fund the project such as kitchen and bathroom remodels. Interest and other expense for the second quarter increased by $61 million to $489 million due primarily to higher debt balances than a year ago. So, it's Billy.

Amortization 130

Amortization Securities and Exchange Commission (SEC) Assets Financing 130

The Motley Fool

JULY 25, 2023

I would like to now turn the call over to Alaska Air Group's vice president of finance, planning, and investor relations, Ryan St. John -- Vice President, Finance Thank you, operator, and good morning. Shane Tackett -- Executive Vice President, Finance and Chief Financial Officer Thanks, Andrew, and good morning, everyone.

Financing 100

Financing Finance Banks Taxes 100

The Motley Fool

FEBRUARY 12, 2025

Importantly, we are increasingly seeing a diversification of AI and machine learning use cases across healthcare, finance, transportation, and gaming. They allow us to reprioritize where we invest while also reducing the net drag on the business and improving our return on invested capital. billion and $3.5

Assets 130

Assets Capital Leveraging Shareholders 130

Pension Pulse

JULY 24, 2023

Lukas Schmid, professor of finance at the Marshall School of Business, University of Southern California, is also skeptical. In a recent research project (with Niklas Hüther and Roberto Steri) he shows that private equity (PE) investments are riskier, and don’t offer superior returns compared to publicly listed stocks.

Pension Funds 88

Pension Funds Private Equity Firms Private Equity Firms Investing 88