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So far, these seven high-return, low-risk investments make the most sense to me. For example, a money market fund might invest in municipal debt, corporate bonds, or Treasury bills. Treasury bonds A Treasury bond is a form of government debt. They're safe, stable, and allow you to access your money in an emergency.
Recessions can have an impact on most aspects of your finances -- and not all in bad ways. For money you want to hold up during a downturn, stick with FDIC-insured cash and Treasuries, with perhaps a complement of diversified bond funds that are a mix of government-issued debt and investment-grade corporates. Source: YCharts.
In this context, private debt and in particular asset-backed lending (ABL) and real estate debt have emerged as prominent alternative financing methods, filling the gap left by traditional banks constrained by regulatory capital limitations. Across Europe, private debt AUM is forecast to grow at 10.0% trillion [i].
It's that time again when we're all buzzing with resolutions, and for many of us, improving our personal finances is at the top of the list. This is especially true for tackling one of the most common challenges we face: managing our debts. Think of debt as a puzzle that needs solving, not a shadow that follows you around.
At the same time, MARA took on a ton of long-term debt to finance Bitcoin purchases in the fourth quarter. Learn more *Stock Advisor returns as of February 24, 2025 Anders Bylund has positions in Bitcoin and has the following options: long March 2025 $19 calls on Mara, and short March 2025 $19 puts on Mara.
Image source: Getty Images Retirement is supposed to be the golden age of kicking back with a lemonade (or something stronger) on the porch, not dodging calls from debt collectors, or crying into your monthly budget. But adults between the ages of 65 and 74 have an average debt of $134,950. Other debts: To pay or not to pay?
Aviva Investors, the global asset management business of Aviva, has launched its third fund under the Long Term Asset Fund (LTAF) regime with the creation of the Aviva Investors Multi-Sector Private Debt LTAF (MSPD LTAF).
Just like their impact on other aspects of pop culture, Gen Z young adults are reshaping the world of personal finances with social media trends and new vocabulary. Many members of Gen Z have a gloomy attitude about their personal finances. Let's look at a few of the biggest Gen Z finance trends and catchphrases.
AllianzGI noted that the strong investor response underscores the growing demand for private credit as an alternative to traditional bank financing, particularly as banks retreat from mid-market lending. The fund will target companies in diverse sectors, offering tailored financing solutions that address their specific needs.
And many of the biggest companies in the industry are happy to return that cash to shareholders. But one of its biggest competitors has returned even more cash to shareholders. T-Mobile (NASDAQ: TMUS) returned a total of $11.8 Share repurchases, on the other hand, are an indirect way to return cash to shareholders.
The refinancing, led by Morgan Stanley and JPMorgan, was designed to replace a $4.8bn private credit loan raised less than two years ago, and return $1bn in preferred equity Vista invested in 2023 to complete the original financing. The proposed new structure included a $5.1bn senior term loan and a $1bn junior tranche.
I'm a freelance finance writer and editor, and since I started doing this, I've learned about making a budget , using different financial accounts, and ways to save money in my everyday life. Image source: Getty Images I love my job. Here are the top three tips I've gleaned over the last few years -- I bet they can help you, too.
GSAM has committed $150m of its own capital to the fund, which will primarily target senior lending opportunities but retain the flexibility to provide junior debt when needed. The fund aims to generate net returns of 8% to 10% on an unlevered basis, with levered investments expected to deliver around 13%. reaching its $999.9m
Learn More Ares Capital fills a hole left by banks Ares Capital Corporation is a business development corporation (BDC) that provides financing to middle-market companies -- those with earnings before interest, taxes, depreciation, and amortization ( EBITDA ) ranging from $10 million to $250 million. With a total addressable market of $5.4
Burdened by a pile of debt, the company and its bondholders agreed last year to do a debt exchange that reduced $5.52 By reconfiguring the debt, the bondholders' notes were now fully secured by the company's assets. The bondholders were also able to get incredibly high rates of return on their debt: between 12% to 14%.
The renewable-energy industry has been beaten up over the past year as rising interest rates have hurt returns and it's getting more difficult to fund growth projects. But projects are also financed with debt, so higher interest rates will eat into returns. billion and total long-term debt is $6.3 billion in 2026.
Carrying credit card debt High-interest credit card debt can be an easy trap to fall into, especially if you're struggling to make ends meet. Financially literate people know how easily debt can pile up when you're paying 20% interest. That $100 purchase can turn into thousands in credit card debt over time.
A higher-risk acquisition financing strategy Occidental Petroleum sealed a deal to buy CrownRock last December, agreeing to pay $12 billion in cash and stock for the Permian Basin-focused producer. billion of new debt to fund the deal and assume $1.2 billion of CrownRock's debt. The company initially planned to issue $9.1
In order to finance its growth and build out all these data centers, CoreWeave has taken on $2.5 billion in short-term debt and $5.5 billion in long-term debt. After all, Stock Advisors total average return is 821% a market-crushing outperformance compared to 163% for the S&P 500.* billion in capital expenditures.
The 10 stocks that made the cut could produce monster returns in the coming years. The Stock Advisor service has more than quadrupled the return of S&P 500 since 2002*. debt to total capital ratio. Consider when Nvidia made this list on April 15, 2005. million shares for over $2 billion in cash. We ended the quarter with $4.7
Image source: Getty Images As anyone who's ever struggled with money knows, the amount you have access to makes a huge difference in how you approach your finances. Long-term financial planning One key aspect here is the ability to use your funds in a way that is beneficial to your future finances. Learn more here. of their income.
A new survey from Laurel Road found that more women feel like they're falling behind on their personal finances compared to 2023. Why do so many women feel behind on their personal finances? Women in 2024 are more likely to feel "behind schedule" on finances Laurel Road surveyed more than 2,100 U.S. of average annual returns.
Tracking your net worth can be a great way to stay on top of your finances and ensure you're making good progress toward building wealth. The most recent data from the Fed's Survey of Consumer Finances took a snapshot of the American public at the end of 2022. Your net worth is a snapshot of your current financial picture.
Image source: Getty Images The start of 2024 has already brought about news of layoffs across several industries, from finance to tech to media. Being laid off can deal a huge blow to not just your outlook and self-esteem, but also your personal finances. But if you're working again, make paying off that debt a priority.
According to a recent study by Hartford Funds, in collaboration with Ned Davis Research, analysts found that dividend-paying companies have delivered annualized returns of 9.17%, outperforming the S&P 500 index with less volatility over the past 50 years. Here's some good news for investors: Ares Capital's debt-to-equity ratio of 0.95
Apollo Global Management is accelerating the growth of its $70bn hybrid strategies, which bridge credit and private equity financing to appeal to investors seeking more flexible options amid a slowdown in private equity distributions, according to a report by Bloomberg.
The problem may come with what that dividend precludes -- paying down Verizon's massive debt. In Q1, its debt rose slightly from the previous quarter to $152 billion. Additionally, almost $16 billion of that debt matures over the next year, likely meaning Verizon will have to refinance some of it at a higher interest rate.
The average historical rate of return for the S&P 500 is about 10% annually. So if you invested $250 per month in a brokerage account and earned an average annual rate of return of 10%, you'd have about $295,000 in 25 years. While stock values can be volatile in the short term, they're a great tool for building long-term wealth.
Pay off credit card debt Credit card debt has soared over the past couple of years, partially due to inflation, which has caused the price of nearly everything to rise. trillion in credit card debt, with the average American owing about $6,501. An extra $1,000 can do a lot of good for your finances if you know where to put it.
While it's not necessarily the most important factor when it comes to your finances, it can give you an idea of areas to improve. Then, subtract any debts and other liabilities, like credit card debt or student loans. However, if you have a lot of debt, your net worth could be in the negative. Image source: Getty Images.
Your financial habits will help or hurt your retirement goals Chances are, it will be difficult to prioritize IRA contributions if you're deep in debt and struggling to pay the bills. It's easier to save and invest when your finances are in order. However, it's important to note that returns could potentially go south as well.
Buyout firms have long relied on controversial loans backed by equity stakes to enhance fund returns, but growing investor criticism has triggered a slowdown, according to a report by Bloomberg UK. Private equity financing methods and sources are among the most closely guarded secrets in this already opaque sector.
Telecom saves the day The reason wireless companies have held up well comes down to their stability and debt. The downside has long been that the business relies on heavy capital expenditures to build out wireless networks, which require a lot of debt. As interest rates have gone up, that debt has become a bigger and bigger problem.
And if you do encounter an expensive financial need, like a car or home repair, you may have to resort to high-interest debt, increasing those costs even more. That sum includes rent, utilities, groceries, and minimum debt payments. High-interest debt payoff Right now, interest rates are especially high.
It did have to upend its once cash-heavy balance sheet to finance the $2.5 billion in borrowings after paying back another $323 million of debt. Its debt-to-EBITDA (earnings before interest, taxes, depreciation and amortization) multiple is a reasonable 1.4, lower than what larger footwear makers Nike and Skechers are sporting.
His recent focus was on infrastructure and real assets that deliver both commercial returns and measurable impacts, addressing issues like inequality and climate change.
The company sought to remake the fragmented used-car market by transacting and financing online. After staring at the brink of bankruptcy, a debt restructuring deal rescued the stock. Should car sales fall back to last year's levels or lower, Carvana would likely return to net losses, a prospect that could derail its recovery.
After surviving an extended shutdown during the COVID-19 pandemic, it began relaunching its ships in 2021, and passengers have returned over time. Also, interest will continue to be an ongoing problem due to Norwegian's $14 billion in total debt. billion, though it carries more than $30 billion in total debt.
In a press release earlier this month, the company said it would come in the form of "a mix of debt, common equity, equity-linked securities, or other potential options." However, finding that financing still isn't guaranteed. Still, the claims do potentially mean another debt raise or equity dilution. billion in book value.
If any of these three factors apply to you, it may be wise to avoid investing right now to protect your finances. You can't keep your money in the market for the long haul To maximize your returns in the stock market (while also minimizing risk), it's wise to keep your money invested for at least several years.
Continue *Stock Advisor returns as of March 14, 2025 This video was recorded on March 10, 2025 Dylan Lewis: Who knew Redfin had the for sale sign up? The aspects of mortgage financing, that is a business that Redfin has wanted to be in. The financing side of it is where Rocket has been traditionally quite good.
It added that it will use the proceeds of the deal to retire debt and for "general corporate purposes." Improving the finances Medical Properties Trust was a company in need of a good piece of news to deliver to shareholders. The 10 stocks that made the cut could produce monster returns in the coming years.
And yet, if you talk to older folks who had the privilege of buying houses when they were pretty young, you might hear the opinion that renting is a waste of money -- you're not building equity and you get no return on the money you spend on rent. Pursuing higher education can set your finances back for years. metro areas.
Keep my finances in check It's easier to contribute to an IRA when your finances are in good shape. For me, that means limiting my exposure to high-interest debt and not living above my means. If you're in a financial rut, you can still progress toward your IRA goals by reducing your debt and increasing your savings.
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