Remove Debt Remove Mutual Funds Remove Stock Market
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The Stock Market's as Strong as It's Ever Been, but There's a Catch

The Motley Fool

Unlike most of the time prior to 2000, now you need 20-year holding periods to ensure you're achieving the sorts of reliable returns you'd expect -- and need -- from the stock market. After all, when those dividends are reinvested, the net returns on the right dividend stocks can rival those of some popular growth stocks.

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This Dave Ramsey Retirement Advice Is Wrong and Dangerous

The Motley Fool

And here's his logic: "If you're making 12 (%) in good mutual funds, and the S&P is averaging 11.8 (%), and if inflation for the last 80 years has averaged four percent, if you make 12 (%) and you need to leave 4 (%) in there for inflation raises, that leaves you 8 (%). Let's say that you retire with $1 million in mutual funds.

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3 Magnificent S&P 500 Dividend Stocks Down 30% (or More) to Buy and Hold Forever

The Motley Fool

So why is the stock price down roughly 30% from its 2020 highs? That makes sense, given that the industry is heavily reliant on debt to fund asset purchases. But property markets have historically adjusted to rate changes, and it is likely that the same thing will happen this time around, too.

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Here's How Nvidia Can Make You Money With Less Risk

The Motley Fool

Safer than Nvidia stock When many people hear the word "investing," they immediately think of stocks. That's understandable considering the amount of coverage the stock market receives in the news. But investing includes more than just stocks. You don't have to worry about share price fluctuation.

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Should Your Emergency Fund Go in an Investment Account?

The Motley Fool

Why you shouldn't invest your emergency fund Over long periods of time, investing is the best way to grow your money. The stock market, as measured by the S&P 500 index, averages an annual return of about 10% per year. Over short periods of time, the stock market can go up and down quite a bit.

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Even at 5%, CDs Are So Last Year. Here's Where to Put Your Money Today

The Motley Fool

You can also buy bonds through ETFs or mutual funds. Funds are baskets of securities and can be a more accessible and affordable way to add bonds to your portfolio. Invest in dividend-paying stocks When thinking about where to put your money, it's good to understand the difference between saving and investing.

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1 ETF I Wouldn't Touch With a 10-Foot Pole

The Motley Fool

Exchange-traded funds (ETFs) are compelling investments well worth considering for your portfolio. They're very much like mutual funds, often encompassing a big bunch of securities and charging an expense ratio (fee), yet they trade like stocks, allowing you to buy or sell any time the market is open, from your brokerage account.