The Motley Fool

DECEMBER 2, 2023

Just like you could go on your brokerage platform and buy Bank of America stock, dividend-focused exchange-traded funds , or mutual funds, you can do the same in your IRA. In an IRA, your investment options would essentially be the same as a regular brokerage account with a few exceptions like financial derivatives.

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Taxes Mutual Funds Education Exchange-Traded Funds 246

The Motley Fool

OCTOBER 16, 2024

There are countless products to choose from, and many people lack formal financial education. But let's focus on stock investing -- and i f there's one product that is perfect for beginners, it has to be exchange-traded funds (ETFs). In short, ETFs are like mutual funds , but they trade like stocks. Why bother investing?

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Investing Mutual Funds Exchange-Traded Funds Education 246

The Motley Fool

SEPTEMBER 4, 2024

Dan Otter is the founder of 403bwise.org, a not-for-profit website dedicated to educating teachers about retirement plans. Tell us a little bit about 403bwise.org and how it's a non-profit that is really dedicated to educating teachers about saving for retirement. For years, educators asked us. Dan Otter: Sure. It made me mad.

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Education Mutual Funds Taxes Assets 246

The Motley Fool

NOVEMBER 26, 2023

Professional fund managers get paid a lot of money to take charge of billions of dollars in assets for investors. They tend to have a certain level of education and expertise, which should give them a leg up on the average Joe investing at home. Unfortunately, most professionals aren't worth the price.

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Funds Mutual Funds Investing Education 246

Dear Mr. Market

NOVEMBER 17, 2023

Market: The stock market is made up of thousands of choices and one easy way to gain exposure to it is via mutual funds. Costs/Expenses : ETFs typically have lower expense ratios compared to mutual funds. Tax Efficiencies : ETFs are generally more tax-efficient than mutual funds. The numbers don’t lie.

Mutual Funds 59

Mutual Funds Exchange-Traded Funds Funds Education 59

The Motley Fool

MAY 20, 2024

Even with a decent income, I can't cover my household's costs of living and two kids' college educations at the same time, just from a paycheck. As awesome as those stock-based mutual funds were for building the account balance, stocks are terrible assets to rely on when you need to spend your money.

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Portfolios Mutual Funds Education Taxes 130

The Motley Fool

SEPTEMBER 9, 2023

Mutual fund company Fidelity says the average person will spend on the order of $160,000 of their own money on healthcare over the course of their retirement. Although a few retirees will still have access to a previous employer's healthcare plan, most people will be switching their insurance coverage to Medicare.

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Mutual Funds Legal Taxes Education 246

The Motley Fool

MAY 28, 2024

Even for people at or over the age of 65, mutual fund company Vanguard reported that their clients' average 401(k) balance in 2022 stood at just a tad over $230,000. Last year's average contribution was on the order of 4.8%, according to mutual fund company and plan manager Fidelity. Over the past 15 years, 88% of U.S.

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Mutual Funds Taxes Education Accounting 130

The Motley Fool

JANUARY 4, 2024

With IRAs, investors can choose from a vast array of stocks, bonds, mutual funds, and other investment vehicles. Consider a scenario where you have a specific investment strategy, such as focusing on growth stocks or diversifying through exchange-traded funds (ETFs). On average, 401(k) holders pay between 0.5%

Accounting 130

Accounting Mutual Funds Exchange-Traded Funds Education 130

The Motley Fool

MAY 1, 2024

They might have high costs or you might have to be able to just be restricted to the selection of mutual funds within that account. You're not limited to that menu of mutual funds. Most brokers have what's called the NTF list for mutual funds, which stands for no-transaction fee.

Mutual Funds 130

Mutual Funds Investing Accounting Education 130

The Motley Fool

APRIL 18, 2024

Fund managers are highly educated and steeped in market data. With the right steps, individual investors can outperform the majority of active large-cap mutual fund managers over the long run. That's because 88% of active large-cap fund managers have underperformed the S&P 500 index over the last 15 years thru Dec.

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Mutual Funds Funds Investing Education 130

The Motley Fool

AUGUST 25, 2024

When you enroll in an employer's 401(k) plan, you're generally given a "menu" of investment funds to choose from -- usually a few dozen at most. While some 401(k) plans offer excellent index funds and mutual funds, my IRA allows me to invest in virtually any stock, bonds, exchange-traded funds (ETFs), or mutual funds I want.

Mutual Funds 130

Mutual Funds Exchange-Traded Funds Education Accounting 130

The Motley Fool

MAY 8, 2024

With an employer’s 401(k), you're generally limited to a small "menu" of investment funds. This can be fine if you want to keep your retirement investing on autopilot, but an IRA lets you invest in virtually any stocks, bonds, mutual funds, or exchange-traded funds you want.

Mutual Funds 130

Mutual Funds Exchange-Traded Funds Education Funds 130

The Motley Fool

DECEMBER 26, 2023

While I pride myself on living below my means, the math simply doesn't work out for me to be able to cash flow two simultaneous college educations and cover my costs of living from salary alone. While in the 529 plan, the money grows tax deferred, and if used for qualifying educational expenses, it comes out completely tax free.

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Education Mutual Funds Taxes Prospects 130

The Motley Fool

AUGUST 31, 2023

Or do you want to set aside money for college, but not have to use it for educational expenses if they end up not needing it? Specifically, UTMA accounts can own physical assets (such as real estate and fine art), while UGMAs can only hold financial products like stocks and mutual funds.

Accounting 130

Accounting Mutual Funds Banks Education 130

The Motley Fool

AUGUST 28, 2023

Baby boomers' largest asset category is equities and mutual funds, where they own 56% of the national total. You can invest in stocks , real estate, or mutual funds, to name a few. It's also important to stay informed and constantly educate yourself on financial matters. Trillion $79.79 Trillion $46.89

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The Motley Fool

FEBRUARY 28, 2024

Your investment options are limited Most 401(k) plans offer a limited set of ETFs or mutual funds where you can invest your contributions. While some plans may offer great funds with low expense ratios, most don't. And even when the plan offers low-fee funds, you might prefer a different investment.

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Mutual Funds Taxes Education Accounting 130

The Motley Fool

APRIL 21, 2024

That money was there because I started contributing to that account for her future education shortly after she was born. When she had more time before college, that money was invested entirely in stock-based mutual funds.

Mutual Funds 130

Mutual Funds Education Accounting Assets 130

The Motley Fool

AUGUST 2, 2024

These include mutual funds, bonds, options, futures, and fractional shares (being able to buy a portion of a stock share). Is it lacking educational tools and research offerings? You want to expand your investment options Pretty much every broker lets you invest in stocks. Unhappy with your current broker's customer service?

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Mutual Funds Education Accounting Banks 130

The Motley Fool

JUNE 16, 2023

But there are all kinds of investments at all stages of life -- whether it's buying a house, investing in education and training, or putting cash into an IRA. Stocks, mutual funds, and ETFs Whatever your age, the stock market is a good way to beat inflation and build wealth over time. As you get older, your priorities may shift.

Mutual Funds 130

Mutual Funds Taxes Investing Exchange-Traded Funds 130

The Motley Fool

NOVEMBER 26, 2024

A brokerage account is a taxable account that lets you trade stocks, ETFs, mutual funds, and other securities. Invest in yourself Finally, if you're unhappy or restless in your career, using that $10,000 to further your education could help you get unstuck.

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Mutual Funds Investing Debt Taxes 130

The Motley Fool

SEPTEMBER 3, 2024

A business built on the markets The financial markets are the core avenue to building wealth in the modern world, but most people don't have the time, desire, or education to manage all their investments independently. Investment management companies like T. Rowe Price primarily generates revenue by charging fees on the collective $1.6

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Financing Finance Mutual Funds Education 130

The Motley Fool

MARCH 20, 2024

Many parents choose to invest in a college savings account to help their children with their education costs, but that's not even the largest expense they'll face in their lifetime. 1, the government now permits 529 account holders to roll over up to $35,000 in unused funds to a Roth IRA in their own name over their lifetime.

Education 130

Education Mutual Funds Taxes Accounting 130

The Motley Fool

APRIL 27, 2024

A broker-dealer firm is in the business of buying and selling securities -- stocks, bonds, mutual funds and certain other investment products -- on behalf of its customers (as broker), for its own account (as dealer) or both. All broker-dealers that sell securities to the public in the U.S.

Securities and Exchange Commission (SEC) 100

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The Motley Fool

JANUARY 14, 2024

Being nimble at this age is important since you may be looking to purchase a home, finish your education, or have children. The advent of online brokerage services and zero-cost trading enables average folks to easily invest not just in mutual funds but in individual stocks. Lots of life-changing events happen during our 20s.

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Investors Mutual Funds Shareholders Education 130

Steve Sanduski

JANUARY 30, 2023

“The ROI on education.” ” “The trick of training financial advisors is getting them to understand the ROI on that education,” Andrew says. It’s not just alternative investments, it’s equities and mutual funds, even bonds. I know these products.’

Education 52

Education Mutual Funds Funds Investing 52

Walkner Condon Financial Advisors

SEPTEMBER 2, 2022

A qualified disability expense is a broad definition that includes things like housing, food, transportation, education, assistive technology, personal support services, healthcare expenses, and financial and administrative services. Aggressive Growth Fund. Moderately Aggressive Fund. Growth Fund. Moderate Fund.

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Accounting Due Diligence Mutual Funds Taxes 98

The Big Picture

SEPTEMBER 18, 2024

. ~~~ About this week’s guest: Brian Portnoy is founder and CEO of Shaping Wealth , which helps advisors and their clients to achieve “funded contentment,” and operates as an outsourced Chief Behavioral Officer. Portnoy has held senior investment roles throughout the hedge fund and mutual fund industries.

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Hedge Funds Education Mutual Funds Assets 110

The Motley Fool

JANUARY 25, 2024

I would like to set up either a 529 plan, education IRA, or just a general investment account for them. Growth and withdrawals are tax free if used for qualified education expenses, which can include a limited amount of elementary and secondary school expenses and school loans. Alison Southwick: Let's hear from Christopher. "My

Investors 130

Investors Taxes Banks Education 130

ClearMoney

DECEMBER 16, 2021

CANADA: These materials have been prepared by Dimensional Fund Advisors Canada ULC. It is provided for educational purposes only, should not be construed as investment advice or an offer of any security for sale and does not represent a recommendation of any particular security, strategy or investment product.

Mutual Funds 52

Mutual Funds Education Management Fees Banks 52

The Big Picture

DECEMBER 21, 2023

And then I used to do those numbers by hand using the Barron’s MarketLab pages and, you know, underlining stuff and using an anti machine and all that by hand work, which was Educational. Jeff Hirsch : Well, I mean, I mentioned the the October thirty first mutual fund fund deadline, which Create that sort of low period.

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Mutual Funds Taxes Bidding Education 128

The Big Picture

NOVEMBER 23, 2022

mutual fund performance net of fees. It will change higher education forever. ( My mid-week morning train WFH reads: • Eight key takeaways from 20 years of SPIVA data : Most active managers underperform most of the time. This conclusion originally came from examining U.S. A decade later, what’s next? ( The Verge ). •

Mutual Funds 59

Mutual Funds Education Asset Management Assets 59

The Motley Fool

MAY 7, 2024

That would be something you would look for and what was their education. Because if you are paying the advisor 1% a year to manage the money, but then they put you in mutual funds or separately managed accounts that charge another 1%, in that case, the all-in cost is 2%, so you want to be very clear about that.

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Accounting Finance Financing Consultants 245

ClearMoney

MARCH 1, 2022

Index construction rules are often designed to accommodate the mutual funds and exchange-traded funds (ETFs) tracking the indexes, reducing index turnover, for example, by limiting the number of rebalancing events and imposing thresholds on security weight changes. Please read the prospectus before investing.

Mutual Funds 52

Mutual Funds Exchange-Traded Funds Education Management Fees 52

Walkner Condon Financial Advisors

APRIL 17, 2023

This can include mutual funds, insurance policies, annuities, and other financial products. CFPs must also meet ongoing continuing education requirements to maintain their certification. It is one of the most recognized and respected financial planning certifications in the industry.

Education 52

Education Fee Structure Mutual Funds Assets 52

Walkner Condon Financial Advisors

APRIL 21, 2023

This can include mutual funds, insurance policies, annuities, and other financial products. CFP s must also meet ongoing continuing education requirements to maintain their certification. It is one of the most recognized and respected financial planning certifications in the industry.

Education 52

Education Fee Structure Mutual Funds Assets 52

Advisor Rankings

NOVEMBER 25, 2022

The development process involves analyzing existing clients, client data and making educated guesses when data is unavailable. Since she’s a busy executive, Eleanor is looking for advice on all aspects of her finances, including life insurance, wills and powers of attorney, education savings plans, and estate planning.

Education 52

Education Mutual Funds Financing Finance 52