The Motley Fool

MAY 20, 2024

Even with a decent income, I can't cover my household's costs of living and two kids' college educations at the same time, just from a paycheck. I've since contributed to those accounts every year, generally striving to max out my state's tax deduction over the course of a year. This is because the market can fall as well as rise.

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The Motley Fool

MAY 28, 2024

Even for people at or over the age of 65, mutual fund company Vanguard reported that their clients' average 401(k) balance in 2022 stood at just a tad over $230,000. Last year's average contribution was on the order of 4.8%, according to mutual fund company and plan manager Fidelity. Over the past 15 years, 88% of U.S.

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Dear Mr. Market

NOVEMBER 17, 2023

Market: The stock market is made up of thousands of choices and one easy way to gain exposure to it is via mutual funds. Costs/Expenses : ETFs typically have lower expense ratios compared to mutual funds. Tax Efficiencies : ETFs are generally more tax-efficient than mutual funds.

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The Motley Fool

MAY 1, 2024

Robert Brokamp: The key there, remember with the IRA and it stands for individual retirement account, is that you get tax benefits by putting it into an IRA. But the trade-off is that if you take the money out before age 59 1/2, you may pay taxes and penalties. They're my biggest tax deduction every year.

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The Motley Fool

DECEMBER 26, 2023

While I pride myself on living below my means, the math simply doesn't work out for me to be able to cash flow two simultaneous college educations and cover my costs of living from salary alone. Those plans allow you to put money to work that is after tax from a Federal perspective but potentially tax deductible from a state perspective.

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The Motley Fool

FEBRUARY 28, 2024

The high contribution limit -- $23,000 in 2024 (or $30,500 for those 50 and older) -- provides most investors with a substantial amount of tax-advantaged savings. Your investment options are limited Most 401(k) plans offer a limited set of ETFs or mutual funds where you can invest your contributions. Image source: Getty Images.

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The Motley Fool

JUNE 16, 2023

But there are all kinds of investments at all stages of life -- whether it's buying a house, investing in education and training, or putting cash into an IRA. Tax-advantaged accounts There are a few different types of tax-advantaged investment accounts, and not all of them are geared toward retirement. The best thing?

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The Motley Fool

AUGUST 25, 2024

When you enroll in an employer's 401(k) plan, you're generally given a "menu" of investment funds to choose from -- usually a few dozen at most. While some 401(k) plans offer excellent index funds and mutual funds, my IRA allows me to invest in virtually any stock, bonds, exchange-traded funds (ETFs), or mutual funds I want.

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Mutual Funds Exchange-Traded Funds Education Accounting 130

The Motley Fool

NOVEMBER 26, 2024

Max out your retirement accounts Retirement accounts, like 401(k)s and IRAs, can help you save for your future with huge tax advantages. For example, a traditional 401(k) or IRA has the benefit of tax deferral, which means you don't pay taxes on investment gains or interest earnings until you're withdrawing money from the account later on.

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The Motley Fool

AUGUST 31, 2023

Or do you want to set aside money for college, but not have to use it for educational expenses if they end up not needing it? Specifically, UTMA accounts can own physical assets (such as real estate and fine art), while UGMAs can only hold financial products like stocks and mutual funds.

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The Motley Fool

MARCH 20, 2024

Many parents choose to invest in a college savings account to help their children with their education costs, but that's not even the largest expense they'll face in their lifetime. They'll only pay a small percentage in taxes upfront right now, and then they'll be able to withdraw the money tax-free in retirement.

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The Motley Fool

JANUARY 25, 2024

Up next, Robert Brokamp and Alison Southwick are going to tackle some of those questions that you sent in about saving for kids, taxes and trading, and a little known savings account. If you decide to trim the position, it definitely makes sense to identify the shares you're selling to maximize the tax consequences.

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Walkner Condon Financial Advisors

SEPTEMBER 2, 2022

And while ABLE accounts can be a bit more complex for Wisconsin residents, they offer significant tax benefits for individuals with disabilities and their families. The money in the account grows tax-deferred and income from the account is tax-free when used for qualified expenses. Aggressive Growth Fund. Growth Fund.

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Accounting Due Diligence Mutual Funds Taxes 98

The Big Picture

DECEMBER 21, 2023

People raise money to pay taxes. They pay taxes is certain times of year. And then I used to do those numbers by hand using the Barron’s MarketLab pages and, you know, underlining stuff and using an anti machine and all that by hand work, which was Educational. Jeff Hirsch : Hey, Barry. Great to be with you.

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The Motley Fool

MAY 7, 2024

Taxes, of course, you're looking for a certified public accountant CPA but some of them also have another designation called the personal financial specialists or PFS, which basically means there are tax expert, but they also know financial planning. That would be something you would look for and what was their education.

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ClearMoney

DECEMBER 16, 2021

CANADA: These materials have been prepared by Dimensional Fund Advisors Canada ULC. It is provided for educational purposes only, should not be construed as investment advice or an offer of any security for sale and does not represent a recommendation of any particular security, strategy or investment product.

Mutual Funds 52

Mutual Funds Education Management Fees Banks 52

Walkner Condon Financial Advisors

MARCH 15, 2023

With the advent of fractional shares available at some custodians , improved software for tax efficient implementation, and competition driving prices lower, the perfect storm for direct indexing appears to be now. Better After-Tax Result? Potential tax savings on an after tax basis. What is Direct Indexing?

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Fortune Financial

JUNE 2, 2023

Unlocking the Power of Net Unrealized Appreciation (NUA) Many workers receive company stock as part of their compensation package or can take advantage of a company 401(k) plan, choosing from a menu of mutual funds, exchange-traded funds and company stock for their investments. Let’s take a look at four key tax benefits of NUA.

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Fortune Financial

AUGUST 31, 2022

Green mutual funds and exchange-traded funds (EFTs) also provide a sustainable strategy for potential investments. Additionally, government bonds to fund green-energy projects can be an option for fixed-income investors. These bonds may also come with tax incentives, making them more attractive than traditional bonds.

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Investing Mutual Funds Exchange-Traded Funds Taxes 52

ClearMoney

MARCH 1, 2022

Index construction rules are often designed to accommodate the mutual funds and exchange-traded funds (ETFs) tracking the indexes, reducing index turnover, for example, by limiting the number of rebalancing events and imposing thresholds on security weight changes. Please read the prospectus before investing.

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Mutual Funds Exchange-Traded Funds Education Management Fees 52

Zajac Group

NOVEMBER 9, 2021

While an anonymous greenback in the offering plate might not generate the paperwork necessary to realize any tax benefits and starting a private foundation might seem daunting, a Donor-Advised Fund could be a great option for philanthropic investors. What is a Donor-Advised Fund? What are the Advantages of a Donor Advised Fund?

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ClearMoney

DECEMBER 5, 2021

CANADA: These materials have been prepared by Dimensional Fund Advisors Canada ULC. It is provided for educational purposes only, should not be construed as investment advice or an offer of any security for sale and does not represent a recommendation of any particular security, strategy or investment product.

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Mutual Funds Assets Education Consulting 52

The Motley Fool

OCTOBER 18, 2024

We have a world-class custody business, and we'll continue to invest in it to provide RIAs of all sizes with the open architecture platform and unmatched resources, services, and education that they have come to expect from us. We've added additional expertise for this group, including wealth consultants and tax, trust, and estate experts.

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ClearMoney

DECEMBER 14, 2021

Investor adoption in fixed income has lagged, at least when measured by the assets under management (AUM) in mutual funds and ETFs. trillion in equity fund AUM1 was categorized as strategic beta by Morningstar. billion of fixed income funds had the same designation. At the end of 2020, $1.35 By contrast, just $14.36

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Investing Mutual Funds Consulting Consultants 52

ClearMoney

NOVEMBER 4, 2021

It is provided for educational purposes only, should not be construed as investment advice or an offer of any security for sale and does not represent a recommendation of any particular security, strategy or investment product. Commissions, trailing commissions, management fees and expenses all may be associated with mutual fund investments.

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Mutual Funds Assets Banks Accounting 52

ClearMoney

DECEMBER 5, 2021

But, while government spending may provide a short-term stimulatory effect on the economy, the prospect of higher future taxes and long-run impacts on spending and investment introduces many channels through which spending and debt levels might affect expected stock returns. This material is not a sales communication.

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ClearMoney

DECEMBER 5, 2021

But, while government spending may provide a short-term stimulatory effect on the economy, the prospect of higher future taxes and long-run impacts on spending and investment introduces many channels through which spending and debt levels might affect expected stock returns. This material is not a sales communication.

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Debt Mutual Funds Capital Assets 52

The Motley Fool

JUNE 22, 2023

In 1999, our fellow Fool Walter had moved $16,000 from mutual funds into specific companies. They are educating, enriching and amusing. After taxes, social security and medicare payments, I would have had to have saved the residual of my previous year income. If it isn't enough from taxes, then it has to be borrowed.

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Debt Investing Leveraging Financing 130

Fortune Financial

AUGUST 7, 2023

One key aspect of hedge funds is their ability to implement alternative investment strategies that are not typically available to traditional investment vehicles, such as mutual funds. Hedge funds can invest in a wide range of assets, including stocks, bonds, currencies, commodities and derivatives. Contact us today!

Hedge Funds 52

Hedge Funds Due Diligence Portfolios Leveraged Buyouts 52

Fortune Financial

AUGUST 7, 2023

One key aspect of hedge funds is their ability to implement alternative investment strategies that are not typically available to traditional investment vehicles, such as mutual funds. Hedge funds can invest in a wide range of assets, including stocks, bonds, currencies, commodities and derivatives. Contact us today!

Hedge Funds 52

Hedge Funds Due Diligence Portfolios Leveraged Buyouts 52

Pension Pulse

MAY 8, 2023

Scott Pelley: What did the educators at Walnut Middle School tell you? Independent Clinical Services, a company owned by Blackstone, was founded to have evaded £3 million in taxes in 2012 alone, the letter said. According to a Guardian report, Richardson approached Schwarzman with a proposal about funding a humanities center in 2017.

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Due Diligence Pension Funds Education Mutual Funds 52

The Big Picture

DECEMBER 6, 2022

I remember telling myself, why would anyone invest in mutual funds when you can buy an ETF instead? You have the liquidity, the tax efficiency, the transparency. What percentage of the assets are in ETFs relative to mutual funds? They work very hard when I was growing up to give me like a really good education.

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The Big Picture

FEBRUARY 21, 2023

And you know, just simple things like, hey, the value of tax loss harvesting, how do you make that apparent to people? So we’re probably a lot more patient, but at the same time, you know, highly educated in the questions we ask. What’s a way that you could disrupt the ETF or the mutual fund? RITHOLTZ: Yeah.

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Sara Grillo

APRIL 11, 2022

These services often include recommendations on investments, financial planning, retirement, Social Security, Medicare, tax planning, and other wealth-related topics. An hourly financial advisor is someone who provides financial advisor for a set hourly rate. Hourly financial advisors are not common. Jon Luskin. Rick Ferri.

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The Big Picture

AUGUST 15, 2023

Are most people better off in an index fund than playing with an active manager, be it mutual fund or high fee hedge funds? SEIDES: John Yeah, I said back then, the bet started in 2007 and I say today, being in the market and investing in hedge funds is completely apples and oranges. So back in 2007.

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The Motley Fool

JANUARY 3, 2025

He's doing well, and I'm still working full time as a preschool special education teacher at the age of 73. As I close this one out, I want to remind all of us about the tax consequences of selling. If you do have a big winner, you're going to be paying a big tax bill. What was the outcome of that? Thank you for this note.

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The Big Picture

OCTOBER 19, 2022

That group provides investment services, education and research to more than a thousand financial advisory firms, representing more than $3 trillion in assets. And you know, we have a team that serves those advisors in the home offices of those advisors, talking about Vanguard’s product and educating about product. RAMPULLA: Yeah.

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