The Motley Fool

NOVEMBER 7, 2024

I would like now to turn the conference over to Jim Bombassei, head of investor, corporate finance. We have built a strong foundation for our business with a diverse portfolio of products and broad client distribution funnel, which are leveraging to monetize our global sports content. Please go ahead.

Leveraging 130

Leveraging Shareholders Portfolios Capital 130

The Motley Fool

NOVEMBER 5, 2024

Pillar 3 centered on reducing complexity and simplifying our organizational structure with an emphasis on client engagement, quality, automation, and operating leverage. So, if we do get volume, we expect to try to drive some operating leverage as well. The five strategic pillars of Project North Star are as follows: Pillar No.

Leveraging 130

Leveraging Resale Capital Financing 130

The Motley Fool

OCTOBER 30, 2024

By using proceeds from equity and debt financings, as well as cash flows from our operations, we strategically accumulate bitcoin and advocate for its role as digital capital. We leverage our development capabilities to explore innovation and bitcoin applications, integrating analytics expertise with our commitment to digital asset growth.

Leveraging 130

Leveraging Shareholders Capital Debt 130

The Motley Fool

OCTOBER 23, 2024

I would like to turn the conference over to our host, Brett Feldman, senior vice president of finance and investor relations. Brett Feldman -- Senior Vice President, Finance and Investor Relations Thank you, and good morning. billion, down about $150 million compared to the prior year, primarily due to lower vendor financing payments.

Financing 130

Financing Finance Debt Capital 130

The Motley Fool

FEBRUARY 8, 2024

And we achieved these results with lower economic leverage, which declined to 5.7 We believe that our performance on the year demonstrates the value of our diversified housing finance model and our disciplined portfolio and risk management. turns at the end of the quarter.

Capital 130

Capital Leveraging Banks Assets 130

The Motley Fool

JULY 31, 2024

Since our last earnings call on April 30, I am pleased to announce that we are making solid progress on our path forward of one, simplifying the business; two, operational performance improvement and three, reducing leverage. This deal is especially noteworthy since it was our first major retail financing in five years with a Life Co lender.

Debt 246

Debt Assets Leveraging Financing 246

The Motley Fool

OCTOBER 22, 2024

Leverage decreased modestly for the quarter to 7.2 Our Ginnie Mae TBA position in aggregate was largely unchanged as of September 30, as valuations remained attractive and roll implied financing continued to offer an advantage versus repo funding. I think we were well positioned from a leverage perspective. per share, or 5%.

Investing 233

Investing Securities and Exchange Commission (SEC) Leveraging Portfolios 233

The Motley Fool

OCTOBER 31, 2024

On the institutional side, our continued leadership in pension risk transfer was reinforced through a second transaction with IBM, this time to reinsure $6 billion of pension liabilities. We also maintain a well-diversified, high-quality portfolio and disciplined approach to asset liability management.

Liabilities 130

Liabilities Capital Assets Shareholders 130

The Motley Fool

JULY 21, 2024

Low leverage gives Chevron the wiggle room needed to take on debt if there's a prolonged downturn without jeopardizing the financial health of the business. ROCE is earnings before interest and taxes divided by total assets minus current liabilities. It shows a company's ability to manage debt and earn profit from its capital.

Debt 130

Debt Earnings Before Interest Liabilities Capital 130

The Motley Fool

OCTOBER 30, 2024

I would like to introduce Dave Schwantes, vice president of finance and investor relations. Dave Schwantes -- Vice President, Finance, Investor Relations, and Decision Support Good afternoon, and welcome to the Sleep Number Corporation third quarter 2024 earnings conference call. Our leverage ratio on a trailing 12-month basis was 4.2

Financing 130

Financing Finance Leveraging Debt 130

The Motley Fool

MAY 15, 2024

Like our managed trading services, our MTS solution, which offers sophisticated trading risk and liability management for sportsbooks continues to be a leader in the marketplace. Craig is a seasoned finance executive and has over 30 years of experience working in finance on U.S.

Leveraging 130

Leveraging Financing Finance Banks 130

The Motley Fool

NOVEMBER 7, 2024

In addition to this quarter's strong commercial performance, we were pleased to announce this morning a completion of both the synthetic royalty transaction and a debt financing transaction that together generated $250 million in gross proceeds. We plan to leverage our U.S. 1 commercial priority is to deliver a strong U.S.

Financing 130

Financing Finance Debt Capital 130

Pension Pulse

JULY 3, 2024

Puffer acknowledges the risk of scaling the allocation in an environment where interest rates are more likely to fall than rise, but she is reassured by an enduring return profile that adds value and provides an alternative exposure to liability matching fixed income. Private credit is the star of the show,” she says.

Portfolios 59

Portfolios Due Diligence Pension Funds Debt 59

The Motley Fool

OCTOBER 24, 2024

Economic leverage ticked down slightly to 5.7 This new partnership in conjunction with our existing recapture agreements should allow Annaly to leverage best-in-class industry partners without taking on the operational leverage and earnings cyclicality of an originator. Turning to details on financing. for Q3 and 10.5%

Capital 130

Capital Leveraging Collateral Assets 130

The Motley Fool

JANUARY 29, 2024

Kinsale Capital specializes in this specialty insurance , writing policies that cover small business casualty, construction, professional liability, and aviation, to name a few. Its management team has decades of experience in the industry, and its platform leverages its data and knowledge to analyze trends and price policies accordingly.

Exchange-Traded Funds 130

Exchange-Traded Funds Hedge Funds Liabilities Capital 130

The Motley Fool

MARCH 20, 2024

I would now like to hand the conference over to Jim Bombassei, head of investor relations and corporate finance. Jim Bombassei -- Head of Investor Relations and Corporate Finance Thank you, operator. We also drove stronger operating leverage, while continuing to invest in our content and technology capabilities. You may begin.

Leveraging 130

Leveraging Amortization Financing Finance 130

The Motley Fool

APRIL 25, 2024

Now, against this supportive backdrop, all three of our housing finance strategies perform well in the quarter, with production coupon Agency MBS spreads roughly five basis points tighter, credit spreads 25 to 100 basis points tighter, and the MSR market experiencing modest multiple expansion. and leverage a quarter end of 5.6

Capital 130

Capital Leveraging Assets Financing 130

The Motley Fool

JULY 28, 2023

I would like to introduce Dave Schwantes, vice president of finance and investor relations. Dave Schwantes -- Vice President of Finance and Investor Relations Good afternoon, and welcome to the Sleep Number Corporation second quarter 2023 earnings conference call. I am Dave Schwantes, vice president of finance and investor relations.

Leveraging 130

Leveraging Financing Finance Capital 130

The Motley Fool

OCTOBER 18, 2024

We have outstanding franchises in dealer financial services, Ally Bank, and corporate finance. At the bank, deposits are contributing more margin than at any point in the company's history, and corporate finance is on pace for its highest annual earnings ever. In the third quarter, net financing revenue, excluding OID of $1.5

Taxes 130

Taxes Financing Finance Collateral 130

The Motley Fool

NOVEMBER 7, 2024

Operator instructions] With us today are Francis Dufay, CEO of Jumia; and Antoine Maillet-Mezeray, executive vice president, finance and operations. Let me now provide broader context into how we plan to leverage these funds to support our growth. Welcome to Jumia's results conference call for the third quarter of 2024.

Securities and Exchange Commission (SEC) 130

Securities and Exchange Commission (SEC) Financing Finance Capital 130

The Motley Fool

SEPTEMBER 26, 2024

I'm here today with Bill Nash, our president and CEO; Enrique Mayor-Mora, our executive vice president and CFO; and Jon Daniels, our senior vice president, CarMax Auto Finance operations. CarMax Auto Finance, or CAF, delivered income of $116 million, down 14% from the same period last year. Now I'd like to turn the call over to Jon.

Financing 130

Financing Finance Banks Leveraging 130

The Motley Fool

AUGUST 6, 2024

We also made meaningful progress during the quarter on the debt financing for the project and expect that we will finalize that financing later in 2024. The team has done a great job of staying disciplined on costs, and we remain well-positioned to drive strong operating leverage as the market continues to recover.

Banks 130

Banks Leveraging Financing Finance 130

The Motley Fool

NOVEMBER 12, 2024

First up is the power of our unique ecosystem, a system that connects each step of the journey from finding and financing a home to servicing the title and closing and the journey beyond. There's no additional acquisition costs for clients in our ecosystem, creating even more operating leverage. Let me share just two quick examples.

Companies 130

Companies Leveraging Collateral Asset Management 130

Private Equity Wire

AUGUST 22, 2023

More recently, we financed growth acquisitions for sponsor-backed and public companies that given the complexity of their capital structures or desire to limit the impact on their publicly traded debt, a private credit solution was optimal. We also expect an increase in liability management exercises by issuers and sponsors.

Asset Management 52

Asset Management Leveraging Investing Financing 52

The Motley Fool

APRIL 24, 2024

[Operator instructions] I would like to introduce Dave Schwantes, Vice President of Finance and Investor Relations. Dave Schwantes -- Vice President, Finance and Investor Relations Good afternoon, and welcome to the Sleep Number Corporation First Quarter 2024 Earnings Conference Call. You may begin. Thank you for joining us.

Financing 130

Financing Finance Leveraging Debt 130

The Motley Fool

MARCH 20, 2024

Leveraging enterprise WeChat will further improve customer service efficiency and satisfaction, accumulating 1.9 We will strengthen AI technology to enhance delinquent loans management system such as intelligent routing systems and leverage large language models to improve loan collection efficiency. million followers.

Assets 130

Assets Financing Finance Leveraging 130

The Motley Fool

JULY 24, 2024

For example, in software, our broad suite of automation products like Apptio and watsonx Orchestrate are leveraging AI and we expect to do the same with HashiCorp once the acquisition is complete. The last 12 months of AI pilots has made it clear that sustained value from AI requires truly leveraging enterprise data.

Consultants 243

Consultants Consulting Leveraging Taxes 243

The Motley Fool

NOVEMBER 12, 2024

Beyond this, we're full speed ahead on leveraging our new consumer data platform to provide more targeted promotions and offers to last or new visitors. Our REIT-adjusted net debt decreased approximately $220 million, or over 20% year over year, and our REIT-adjusted net debt leverage decreased to 1.8 times from 2.1 times from 2.1

Debt 130

Debt Leveraging Financing Finance 130

The Motley Fool

NOVEMBER 12, 2024

They will leverage ZoomInfo to better understand and expand their total addressable market in their SMB and midmarket segments to identify high propensity to buy accounts and to build dynamic audiences for digital activation. Our net leverage ratio is 2.3 Before turning it over to Graham, I want to acknowledge and thank the team.

Leveraging 130

Leveraging Accounting Assets Liabilities 130

The Motley Fool

NOVEMBER 19, 2024

With that, I'll turn the call over to our VP of Finance, James, to discuss our financial performance for the third quarter of 2024. James Wu -- Vice President, Finance and Accounting Thank you, Xiaopeng. So you start to see operating leverage narrowing of our operating losses. Thank you, everyone. This is Charles. This is James.

Securities and Exchange Commission (SEC) 130

Securities and Exchange Commission (SEC) Financing Finance Banks 130

The Motley Fool

MAY 7, 2024

The combination of the primary equity issuance and extending our debt to 2029 improved Delek Logistics' ability to pursue its growth plans through improved leverage and financial liquidity. In addition, we reduced the leverage ratio to 4.01 In addition, we reduced the leverage ratio to 4.01 last quarter. last quarter.

Leveraging 130

Leveraging Assets Debt Best Practices 130

The Motley Fool

AUGUST 1, 2024

By leveraging our technology, advertisers can synchronize their campaigns to deliver consistent brand messages, effectively to maximize ROI. We are leveraging our advanced location-based capabilities to drive meaningful results for advertisers. Brands can now leverage our appealing high-impact CTV solutions on YouTube.

Leveraging 130

Leveraging Financing Finance Professional Services 130

The Motley Fool

JANUARY 23, 2024

Synchrony believes in the power of choice, choice for our customers and partners, providers, and merchants as they engage in person and digitally across a full suite of everyday financing options. This opportunity also enables Synchrony to expand our home specialty financing in roofing, windows, and electrical services.

Liabilities 130

Liabilities Banks Capital Financing 130

The Motley Fool

JANUARY 19, 2024

Doug has spent more than 30 years in our auto finance and insurance businesses and is incredibly well-positioned to lead Ally. He's well respected across all areas of the company, and he has the full support and confidence of our board, our leadership team, our employee base, and also our auto finance customer base.

Financing 130

Financing Finance Taxes Banks 130

The Motley Fool

NOVEMBER 6, 2024

Our advanced technologies are built to solve the advertisers' toughest challenges, leveraging AI to optimize campaigns and better efficiencies and reach. Elad Tzubery -- Senior Vice President of Finance Thank you, Tal. Elad Tzubery -- Senior Vice President of Finance Jason, thank you for the question. And how do you get there?

Financing 130

Financing Finance Investors Returns 130

The Motley Fool

JULY 25, 2024

Home closing gross margin for the quarter was 25.9%, which combined with SG&A leverage of 9.3% The strength in demand for our move-in-ready product and our continued use of finance incentives generated second-quarter 2024 average absorption pace of 4.5 resulting in diluted EPS of $6.31. and generated a return on equity of 18.3%.

Resale 130

Resale Securities and Exchange Commission (SEC) Leveraging Banks 130

The Motley Fool

APRIL 24, 2024

Thanks to fast portfolio growth and impressive operating leverage, servicing income reached $273 million. Today with Pyro, we get a crystal clear understanding of advances within hours of reviewing the deal tape, which allows us to price the deal quickly and accurately while the seller doesn't need to worry about a tail of liabilities.

Leveraging 246

Leveraging Amortization Bidding Collateral 246