The Motley Fool

AUGUST 10, 2023

Looking ahead, we will continue to expand the Choice model, leverage the capabilities of an integrated cross-border supply chain and enhanced consumer experience with higher certainty in logistics and service level. Everything we're doing, all the services we have can be rethought and redone leveraging AI.

Leveraging 245

Leveraging Education Financial Services Capital 245

The Motley Fool

JULY 23, 2024

Starting with performance, Google Services delivered revenues of $73.9 Search and other revenues grew 14% year on year, led by growth in the retail vertical followed by financial services. Luxury jewelry retailer Tiffany leveraged Demand Gen during the holiday season and saw a 2.5% The campaign drove a 5.6

Depreciation 246

Depreciation Bidding Leveraging Liabilities 246

The Motley Fool

JULY 30, 2024

We closed multiple large wins in the quarter with financial services, technology, healthcare, retail, manufacturing, and transportation customers, including Adobe, Boeing, Industrial Light & Magic, Optiver, and Siemens. The business model can leverage very significantly even from GPU side. Client segment revenue was $1.5

Leveraging 246

Leveraging Banks Portfolios Taxes 246

The Motley Fool

FEBRUARY 7, 2024

Number three, drive operating leverage over time. We will combine our assets and data to develop more personalized experiences for our customers and drive efficiencies across the business to leverage our cost base. for the full year due to better operating expense leverage in each period. PayPal generated $2.5 calls on PayPal.

Accounting 246

Accounting Leveraging Banks Investors 246

The Motley Fool

FEBRUARY 22, 2024

Where cohorts saw strength in software and banking offset softness in processing volumes during the year, Cash App benefited from growth in inflows per active, driven by financial services products and monetization from pricing changes. In the fourth quarter, gross profit was $2.03 billion, up 22% year over year.

Banks 130

Banks Financial Services Leveraging Shareholders 130

The Motley Fool

AUGUST 9, 2023

Our LTC business reported an adjusted operating loss of $43 million in the second quarter, primarily driven by a liability remeasurement loss of $61 million from higher new claims as the LTC blocks age and seasonally lower claim terminations. In unprofitable capped LTC cohorts, any liability remeasurement is recorded in the quarter.

Legal 100

Legal Liabilities Taxes Accounting 100

The Motley Fool

FEBRUARY 28, 2024

We expect to continue to grow clients outside of our top 20 at a faster rate than our largest clients in 2024, as we continue to diversify our client base and expand our business in new areas like healthcare and banking and financial services. In terms of delivery geographies, on a year-over-year basis, revenues from U.S.

Leveraging 130

Leveraging Financial Services Capital Banks 130

The Motley Fool

MAY 30, 2024

We are leveraging AI to automatically classify data and enforce policies for better data loss prevention. After experiencing a catastrophic cyberattack last year, a large financial services new logo customer purchased our ZIA data protection and ZDX pillars for 25,000 users in a seven-figure ACV multiyear deal.

Banks 246

Banks Leveraging Consulting Consultants 246

The Motley Fool

OCTOBER 10, 2024

I'm in Miami today, together with Jon Jaffe, our co-CEO and president; Diane Bessette, our chief financial officer; David Collins, who you just heard from, our controller; and Vice President Bruce Gross -- and Bruce Gross, our CEO of Lennar Financial Services; and a few others are here as well. versus an expected 7.3%

Assets 246

Assets Capital Debt Shareholders 246

The Motley Fool

MARCH 14, 2024

I'm in Miami today, together with Jon Jaffe, our co-CEO and president; Diane Bessette, our chief financial officer; David Collins, who you just heard from, our controller and vice president; Bruce Gross, our CEO of Lennar Financial Services; and a few others are here with us as well. So, starting with financial services.

Debt 147

Debt Capital Banks Leveraging 147

The Motley Fool

MAY 8, 2024

The number of clients using more than one of our specialized services increased by more than 20% year over year. Shifting focus to our service lines. We signed a new DCX contract leveraging the capabilities of our teammates from the heloo acquisition to support another European-based financial services client.

Leveraging 130

Leveraging Capital Banks Financial Services 130

The Motley Fool

JULY 25, 2024

Home closing gross margin for the quarter was 25.9%, which combined with SG&A leverage of 9.3% This improvement was the combination of lower direct cost, greater leverage of fixed expenses on higher revenue, and shorter construction cycle times, which were partially offset by higher lot costs. resulting in diluted EPS of $6.31.

Resale 130

Resale Securities and Exchange Commission (SEC) Leveraging Banks 130

The Motley Fool

MARCH 18, 2024

The first one: defining where our focus will be in terms of the software and financial services integration effort. The second one: to leverage the power of the combination of payments, banking, and software. Lia will present some initial encouraging results we achieved in the fourth quarter. times over the previous year.

Banks 130

Banks Taxes Financial Services Securities and Exchange Commission (SEC) 130

The Motley Fool

NOVEMBER 10, 2023

In our third priority, to expand financial services business, MSMB TPV continued to grow consistently at a strong pace, increasing 20% year over year and more than twice the industry rate. This bottom-line evolution is a result of our continuous focus on improving operational leverage and integration plans with StoneCo.

Banks 147

Banks Securities and Exchange Commission (SEC) Taxes Financial Services 147

The Motley Fool

MAY 13, 2024

In financial services, we perform well across all of our client offerings. As we discussed in our investor day, we will continue cross-selling financial solutions into areas of our software client base and evolve on creating software and financial services bundles. million active clients. billion reais.

Banks 130

Banks Collateral Financial Services Securities and Exchange Commission (SEC) 130

The Motley Fool

APRIL 18, 2024

Moving to operational results in dealer financial services, within auto, we decisioned a record 3.8 Insurance earned premiums of $349 million were also a record, and we see continued momentum as we grow OEM partnerships and continue leveraging our expansive auto finance dealer network. We grew deposits $2.9

Taxes 130

Taxes Banks Finance Financing 130

The Motley Fool

AUGUST 2, 2024

We're running the business with increased rigor, which we are confident will drive improved growth rates and additional operating leverage over time. We're making good progress on free cash flow, and we believe there are significant opportunities to drive more leverage over time. The communications business is performing very well.

Leveraging 130

Leveraging Companies Legal Liabilities 130

The Motley Fool

MAY 16, 2024

I find few things more satisfying than watching our customers leverage our platforms to thrive and prosper. Craig's story demonstrates how the expansion of financial services in the Lightspeed platform can help entrepreneurs prosper and grow into entirely new ventures. 2024 was a transformative year for payments adoption.

Leveraging 130

Leveraging Capital Accounting Banks 130

The Motley Fool

FEBRUARY 15, 2024

And lastly, in the fourth quarter alone, we announced nearly $8 billion of new development joint ventures and completed over $1 billion of equity issuance under our ATM bringing total capital sources raised during the year to more than $12 billion and reducing pro forma leverage below our year-end 2023 target.

Leveraging 130

Leveraging Capital Debt Assets 130

The Motley Fool

FEBRUARY 28, 2024

We then used that platform to design, develop, and bring to market over 45 production enterprise AI applications that address the value chains of manufacturing, financial services, agribusiness, chemicals, lumber, paper products, utilities, oil and gas, state and local government, defense and intelligence.

Liabilities 130

Liabilities Due Diligence Professional Services Legal 130

The Motley Fool

MARCH 12, 2024

We have an operational foundation that drives extremely high operating leverage. Risk Connector is now in use with large enterprises in financial services and tech, and we look forward to its continued growth. Now, let me turn it over to Jon for a review of the financial results and our outlook for 2024.

Leveraging 130

Leveraging Accounting Capital Debt 130

The Motley Fool

NOVEMBER 12, 2024

Next, turning to digital financial services. We are well-positioned to grow our credit business and offer more financial services to address the huge underserved demand in our markets. This was primarily driven by GMV growth of our e-commerce business and the growth of our digital financial services business.

Financial Services 130

Financial Services Leveraging Finance Financing 130

The Motley Fool

MAY 3, 2024

This above-market growth is being driven by several factors, to improvement of user experience we minimized as a highlight, our strategic investment in chip infrastructure, which are driving faster growth in specific target regions, and a well-executed marketing campaign that is leveraging on the awareness we generated in Q4 around peak season.

Banks 130

Banks Leveraging Accounting Financial Services 130

The Motley Fool

FEBRUARY 29, 2024

First, our existing opportunity-led sales engine has helped us deliver strong growth over the years, enabling us to surpass $2 billion in ARR, to drive our next phase of growth, we are evolving from an opportunity-centric to an account-centric sales motion, leveraging Mike's experience in building such plans. Moving to our AI cloud.

Leveraging 130

Leveraging Banks Accounting Finance 130

The Motley Fool

AUGUST 22, 2024

By leveraging ERNIE Speed and our ModelBuilder, we helped a healthcare automation solution provider to train and finetune an industry-specific model that enables automatically generated medical records for doctors. In the recruitment industry, we have collaborated with a recruiting service company. Last October, we launched ERNIE 4.0.

Leveraging 130

Leveraging Education Consulting Consultants 130

The Motley Fool

AUGUST 1, 2024

We continue to build out capabilities that focus on reaching consumers throughout their buyer journey, from discovery to purchase, leveraging our unique commerce data assets, best-in-class AI, and our supply and-demand side relationships, creating a flywheel effect and making us the perfect platform for a unified Commerce Media ecosystem.

Leveraging 130

Leveraging Capital Shareholders Assets 130

The Motley Fool

JULY 19, 2024

And is there maybe a pull-forward of some expenses from next year in order to position you for improved positive operating leverage? Turner -- Senior Executive Vice President, Chief Financial Officer You know, really, it's -- the increase is attributable to the expected increase in revenue, both NII and NIR that you mentioned.

Leveraging 130

Leveraging Capital Assets Banks 130

The Motley Fool

JULY 31, 2023

We believe the highly accurate data and insights in the ZoomInfo platform can be the foundational data that companies will use to leverage AI and large language models in their go-to-market motion. Leveraging ZoomInfo's deep contact company and intent data, they improved demand generation, customer insights, and sales intelligence.

Leveraging 130

Leveraging Banks Accounting Companies 130

The Motley Fool

NOVEMBER 4, 2024

There's a long-term secular shift in financial services. The days are numbered for the status quo as consumer and businesses want modern financial products. We're also enabling the shift to modern card issuing by leveraging our unique scale and expertise, especially in buy now, pay later or BNPL. And I'd say that the No.

Banks 242

Banks Finance Financing Financial Services 242

The Motley Fool

MAY 20, 2024

Leading financial services and legal firms, such as Capital One and Cooley, use Zoom Rooms to support their globally dispersed hybrid workforce. government agencies and entities doing business with them to leverage Zoom Contact Center. And how to leverage Zoom Workplace client to talk with Avaya on-prem future servers, right?

Leveraging 130

Leveraging Business Services Banks Accounting 130

The Big Picture

MAY 9, 2023

And again, I ended up in the financial services audit practice at KPMG. It’s like what do I do, how do I address my needs, what are my liability structures, how do I make long-term investment decisions, and then how do I execute upon that overall advice through these individual investment opportunities. SALISBURY: Sure.

Liabilities 119

Liabilities Assets Banks Hedge Funds 119

The Motley Fool

JULY 18, 2024

Mike Murray -- Executive Vice President, Chief Operating Officer Financial services earned $91 million in pre-tax income in the third quarter on $242 million of revenues, resulting in a pre-tax profit margin of 37.7%. Debt at the end of the quarter totaled $5.7 At June 30th, our stockholders' equity was $24.7

Securities and Exchange Commission (SEC) 243

Securities and Exchange Commission (SEC) Capital Taxes Shareholders 243

The Motley Fool

OCTOBER 30, 2024

I'm encouraged to see the acceleration to double-digit revenue growth this quarter, alongside strong operating leverage and continued product innovation. Our commitment to financial discipline, operating rigor and innovation remain key guideposts for the team, and I'm proud of what we accomplished in Q3.

Leveraging 130

Leveraging Companies Investors Liabilities 130

The Motley Fool

FEBRUARY 14, 2024

Strong operating leverage across our business drove our margins, which exceeded the high end of our expectations and allowed us to deliver better-than-anticipated earnings per share. We also announced several new capabilities across our security, collaboration, and observability portfolios, leveraging AI throughout.

Leveraging 130

Leveraging Shareholders Banks Taxes 130

The Motley Fool

OCTOBER 24, 2024

Turning briefly to HDFS, with Harley-Davidson Financial Services, we believe that we have a best-in-class effort to support our dealers and our customers in both economically strong and more challenging times. The decrease of 160 basis points was driven by the negative impacts from lower volume and negative operating leverage.

Leveraging 130

Leveraging Capital Finance Financing 130

The Motley Fool

APRIL 26, 2024

Next, the greater leverage of fixed costs on higher revenue. Our team has been leveraging our spec strategy and increasing volume, allowing us to deepen our relationships with our vendors. Higher commissions this quarter offset the incremental leverage achieved on higher home closing revenue. in the prior year. from $3.54

Securities and Exchange Commission (SEC) 130

Securities and Exchange Commission (SEC) Leveraging Finance Financing 130

The Motley Fool

FEBRUARY 1, 2024

While this shift will create some pressure on our leverage in the short term, we believe this is the right strategy for Meritage given the demographics we are targeting. The 230 bps deterioration in leverage was primarily a result of increased performance-based compensation, higher commission rates, and lower home closing revenue leverage.

Securities and Exchange Commission (SEC) 130

Securities and Exchange Commission (SEC) Leveraging Finance Financing 130