The Motley Fool

OCTOBER 25, 2024

But they actually have the potential to impact your finances in different ways -- for better and worse. What this means is that as the Fed continues to cut rates, it could get a lot less expensive to sign a personal loan or finance a car. All told, the Fed's interest rate cuts have the potential to be a mixed bag for your finances.

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The Motley Fool

NOVEMBER 22, 2024

This means that any person out there can dig up details of your family's finances and find out what your heirs stand to inherit. But when it comes to my family's finances, you can bet that I don't want those details shared. That's something that does not sit well with me. I'm a private person by nature. Money is a personal thing.

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The Motley Fool

NOVEMBER 12, 2024

The median income is $70,260, according to the 2022 Survey of Consumer Finances (SCF). Here's the full breakdown: Age Range 90th Percentile Household Income Under 35 $146,000 35-44 $249,000 45-54 $310,000 55-64 $316,000 65-74 $254,000 75 and older $170,000 Data source: Survey of Consumer Finances, Of Dollars and Data (2023).

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The Motley Fool

NOVEMBER 15, 2024

Financing a Black Friday purchase with a "buy now, pay later" plan You may not have enough money in your savings account to cover your Black Friday purchases in full. But a personal loan could be a better way to finance holiday purchases if you feel you can't just skip out this year.

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The Motley Fool

OCTOBER 28, 2024

To stay on top of your finances, aim to only spend what you can pay off at the end of the month whenever possible. To keep your finances on track, aim to have three to six months' worth of expenses set aside in a rainy day fund. Making small, consistent steps with your personal finances leads to big results over time.

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The Motley Fool

OCTOBER 23, 2024

Whether it's blockchain gaming, non-fungible tokens (NFTs), or decentralized finance (DeFi), Ethereum stands alone as the clear market leader. The standout area remains decentralized finance, where Ethereum can play an important role in reshaping the world of finance. Image source: Getty Images.

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The Motley Fool

OCTOBER 12, 2024

Understand the role Social Security COLAs should play in your retirement finances A big reason smaller COLAs tend to throw Social Security recipients for a loop is that many people expect those annual raises to improve their financial lives. But COLAs aren't meant to change seniors' finances in a meaningful way.

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The Motley Fool

DECEMBER 2, 2024

And that could impact your finances. So now's the time to see what that actually means for your finances in the new year. If you're on Social Security , you should know that benefits are getting a cost-of-living adjustment (COLA) for 2025. So now's a good time to see what you may be looking at. Image source: Getty Images.

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The Motley Fool

NOVEMBER 2, 2024

That puts less of a strain on your finances. The good news is that many carriers will allow you to finance a cellphone purchase. A credit score of 800 or higher could benefit your finances in more ways than one. Access to a better cellphone and monthly plan Upgrading a cellphone can be expensive.

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The Motley Fool

OCTOBER 26, 2024

Solana wants to help ordinary people around the world take control of their finances, their online experiences, and their assets. Eventually, this philosophy could make Solana a crucial component of the Web3 and decentralized finance communities. Solana is not the only smart contracts platform by a long shot.

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The Motley Fool

NOVEMBER 18, 2024

As we near the end of the year, it's time to begin thinking about your finances heading into 2025. A smaller COLA will be a disappointment to many retirees, but lower costs will likely have a bigger impact on your finances than a slightly higher adjustment. in June 2022.

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The Motley Fool

NOVEMBER 11, 2024

Limit unnecessary spending if possible, but just seeing where your money is going can make it easier to manage your finances. Taking small, consistent steps -- like setting up sinking funds or reviewing monthly expenses -- can help you regain control over your finances.

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The Motley Fool

NOVEMBER 16, 2024

Pushing the "Place Your Order" button feels like knocking one more task off the to-do list with little risk to your finances. Need help getting your finances sorted? May I suggest a sobering activity? Pull up a bank or credit card statement from last month and quickly add up how much you spent on Amazon.

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The Motley Fool

OCTOBER 15, 2024

Any time you're deciding what to do with your money, like spend it, save it, invest it, or pay off debt, taking an honest look at your current finances is the first step. Asking this helps give you a zoomed-out perspective of your personal finances. This is the most important question you should ask yourself.

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The Motley Fool

NOVEMBER 24, 2024

There are two benefits to taking a close look at your finances. The other benefit of reviewing your finances is that it will give you an idea of how much life will cost in retirement. Review your spending and financial situation Sit down with your recent bank statements and look at your spending vs. your income.

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The Motley Fool

NOVEMBER 12, 2024

Ways to spend less on health coverage If you're worried that an increase in the cost of Medicare Part B is going to hurt your finances in 2025, there are a few things you can do about it. more per month for Medicare Part B has the potential to cause you to fall behind on bills, it may be time to reassess your overall finances.

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The Motley Fool

OCTOBER 10, 2024

In the wake of the pandemic, inflation soared to a degree not seen in decades, wreaking havoc on consumers' finances and putting pressure on retirees with fixed incomes. But thankfully, inflation has cooled nicely in 2024, leading to some relief in the context of everyday expenses.

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The Motley Fool

NOVEMBER 6, 2024

However, before jumping into a Roth IRA, make sure it's the right account for you and that your finances are in order. So do your research, keep tabs on your finances, and get ready to crush your Roth IRA goals next year before your window closes. The good news?

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The Motley Fool

OCTOBER 18, 2024

While it's not necessarily the most important factor when it comes to your finances, it can give you an idea of areas to improve. The average net worth by age group As part of the comprehensive 2022 Survey of Consumer Finances, the Federal Reserve measured both the median and average net worth of U.S. Image source: Getty Images.

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The Motley Fool

NOVEMBER 13, 2024

Finance, and isn't shy about discussing her high-conviction plays. Finance that she sees now as an appropriate time to take some profits and rebalance the Ark funds. Every evening, Ark Invest sends out an email to its followers that breaks down what stocks the funds bought and sold during that day's trading session. Category Oct.

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The Motley Fool

OCTOBER 17, 2024

Now, Snowflake's management knows that this financing arrangement could dilute shareholders, which is why it's making anti-dilution moves. The official filings for financing arrangements such as this disclose management's intentions. And if the notes convert, new shares of Snowflake are issued, which dilutes existing shareholders.

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The Motley Fool

OCTOBER 9, 2024

Auto stocks have struggled in 2024 as investors wonder how much a weaker consumer could affect the sales and financing of vehicles. But recent data shows that General Motors (NYSE: GM) is holding its own in the auto business and is taking share in EVs. In this video, Travis Hoium goes through the data and trends for this auto giant.

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The Motley Fool

NOVEMBER 14, 2024

For example, Chainlink recently wrapped up an asset tokenization pilot project with UBS Asset Management and the Swift payment network, in order to show that it is possible to move tokenized assets back and forth between the worlds of crypto and traditional finance.

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The Motley Fool

OCTOBER 22, 2024

But when consumers have more money to spend or financing costs are lower, they may decide to finance a new car purchase, make more frequent trips to Starbucks, and buy a new pair of Nike shoes. Consumers may be less inclined to make discretionary purchases when high interest rates and inflationary pressures hinder buying power.

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The Motley Fool

OCTOBER 20, 2024

Royalty Pharma Royalty Pharma is another specialized finance business. The drug industry's favorite finance partner expects royalty receipts to rise by 9% to 12% this year. Gains might not occur in a straight line, but further dividend growth seems likely. It deployed about $2 billion in the second quarter alone.

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The Motley Fool

NOVEMBER 15, 2024

Shop around with different lenders to see what financing options they have to offer. And if you can snag a competitive interest rate on an auto loan, you may find that a new car fits nicely into your budget. How to score a great auto loan rate The lower the interest rate on your auto loan, the more savings you can enjoy.

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The Motley Fool

OCTOBER 18, 2024

The additional flight and the hope that increased launches from Rocket Lab and SpaceX will lead to more innovation in satellite development is fueling optimism about the company's future finances. You can see in the chart that revenue is rising, but the company still isn't profitable because there's not enough scale in the business yet.

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The Motley Fool

OCTOBER 16, 2024

This innovation has paved the way for decentralized finance (DeFi) applications, non-fungible tokens (NFTs), and the tokenization of other assets, all of which run on Ethereum's blockchain. Cryptocurrencies like Aave or Maker are integral protocols within the decentralized finance ecosystem, offering services such as lending and borrowing.

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The Motley Fool

OCTOBER 9, 2024

Checking in with yourself throughout the planning process can keep you on track, but you also need to give your finances a hard look just before leaving the workforce. Retirement planning usually takes place over decades, leaving plenty of time for your goals to change, too. Image source: Getty Images.

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The Motley Fool

OCTOBER 11, 2024

One perhaps lesser-known source of revenue for Dell is the financial services that it offers, which mainly involve financing options for its customers including originating and servicing loans. billion global portfolio of financing receivables. In the company's fiscal 2024, Dell funded $8.4

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The Motley Fool

DECEMBER 2, 2024

Annual EPS change (YOY) N/A 52% Data source: Yahoo Finance. Metric BigBear.ai 2024 Estimate Palantir Technologies 2024 Estimate Revenue $169 million $2.8 billion Revenue change (YOY) 8.6% Earning per share (EPS) -$0.28 $0.38 YOY = year over year. computer vision leadership Where BigBear.ai

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The Motley Fool

OCTOBER 15, 2024

Image source: The Motley Fool/Upsplash Blame it on social media, human nature, or whatever you want, but when it comes to sticking our noses in other people's business, there's perhaps nothing more intriguing than comparing finances. Admit it -- you're just itching to know how much money your neighbor with the brand-new sports car makes.

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The Motley Fool

OCTOBER 10, 2024

The average recommendation on Wall Street is a buy, with a $194 price target, according to Yahoo Finance. Earlier this week, the analyst maintained an overweight (buy) rating on the shares and raised the price target from $200 to $225, which is typically a projection of where the stock can trade in the next year or so. Why Broadcom stock?

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The Motley Fool

OCTOBER 20, 2024

It's becoming difficult to pay off your credit card Managing personal finances can be tricky when you're surrounded by so many buys that appeal to you. If you feed off the atmosphere of a crowd and make less-than-stellar decisions in high-energy situations, avoiding Kohl's -- at least for a while -- may be an excellent idea.

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The Motley Fool

OCTOBER 19, 2024

Negotiating your debts down is not only possible, it can be a powerful way to regain control of your finances. It is crucial to document everything for your records, so consider sending a letter via certified mail for proof of delivery. If it works, great! And if not, bankruptcy sounds worse than it is.

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The Motley Fool

OCTOBER 22, 2024

While it's true you won't have the same long timeline you had when you were investing in your 20s, 30s, or 40s, just being able to buy stocks and stay invested for a decade could benefit your finances. The S&P 500 has earned an average annual return of about 10% over the last 50 years.

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The Motley Fool

OCTOBER 28, 2024

If you're on a tight budget where shelling out the money for bulk purchases leaves you unable to pay your credit card bills in full, then impulse buys could wreak major havoc on your finances. If you can't trust yourself to avoid impulse purchases at Sam's Club, you may want to stick to a regular grocery store.

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