The Motley Fool

APRIL 11, 2024

For fiscal '25, we expect to open approximately 30 net new showrooms as we continue to leverage our predictive analytics tool and consistently optimize our fleet and our site selection model with industry-leading paybacks. Turning to the e-commerce aspect of omnichannel. And here are a couple of data points to illustrate our progress.

Resale 130

Resale Leveraging Capital Investing 130

The Motley Fool

JANUARY 23, 2024

One hundred basis points of the sequential margin decline related to the decrease in the value of hedging instruments we used to offer below-market interest rate financing to our homebuyers, while the remainder was primarily due to an increase in incentive levels on homes closed during the quarter. At December 31st, we had $6.4

Securities and Exchange Commission (SEC) 130

Securities and Exchange Commission (SEC) Resale Leveraging Taxes 130

The Motley Fool

APRIL 26, 2024

During the spring selling season with a healthy supply of move-in ready inventory, we were able to capitalize on strong market conditions generated by the increasing need for housing for millennials and Gen Zs as well as the move-down Baby Boomers who continue to find our limited inventory, limited availability of resale housing supply.

Securities and Exchange Commission (SEC) 130

Securities and Exchange Commission (SEC) Leveraging Finance Financing 130

The Motley Fool

NOVEMBER 1, 2023

year-to-year decline, 160 basis points came from a reduced level of low-margin resale revenues, which was in line with our expectations. The second factor is the decline in resale revenues which drove 41% of our second quarter decrease in Cloud and ITO. Finance lease originations were $24 million, flat year to year.

Resale 187

Resale Taxes Capital Assets 187

The Motley Fool

FEBRUARY 1, 2024

As we previously discussed, two of the largest population cohorts, the millennials and recently Gen Zs are having life events lean to increased levels of need-based housing that currently cannot be met by the constrained resale of home supply in the market. Home closing gross margin was 25.2% in the fourth quarter of both periods.

Securities and Exchange Commission (SEC) 130

Securities and Exchange Commission (SEC) Leveraging Finance Financing 130

The Motley Fool

JULY 30, 2024

At a high level, the housing market remains healthy with demand supported by strong fundamentals, including household formations and migration trends, years of underproduction and a lock-in effect limiting the supply of resale homes. That will be the standard going forward for our gross debt leverage. We've typically said 35% to 45%.

Leveraging 130

Leveraging Taxes Debt Resale 130

The Motley Fool

JUNE 15, 2023

And even while interest rates and affordability were primary headwinds to demand, the well-documented chronic housing supply shortage has kept inventory levels very low, which has continued to propel customers to stretch their finances for needed housing as incentives and price reductions combined to spark sales activity.

Resale 130

Resale Assets Debt Capital 130

The Motley Fool

SEPTEMBER 12, 2024

Net loss and net loss per common share were pressured by slight declines in gross margins and deleverage in SG&A, partially offset by leverage in advertising and marketing, all of which was expected, and consistent with our previous guidance. I just want to add a few details beyond what Shawn shared earlier.

Leveraging 130

Leveraging Finance Financing Capital 130

The Motley Fool

JULY 20, 2023

During the quarter, 99% of our mortgage company's loan originations related to homes closed by our homebuilding operations, and our mortgage company handled the financing for 74% of our buyers. Our homebuilding leverage was 11.1% at the end of June, and homebuilding leverage net of cash was 0.7%. in the fourth quarter.

Banks 130

Banks Securities and Exchange Commission (SEC) Leveraging Taxes 130

The Motley Fool

AUGUST 1, 2023

And lastly, the resale home market remains tight as existing buyers are hesitant to leave their low rate mortgages, which limits available inventory and helps to increase new home demand. SG&A leverage in the second quarter of 2023 was 9.6% compared to 8.3% in the second quarter of 2022.

Securities and Exchange Commission (SEC) 130

Securities and Exchange Commission (SEC) Taxes Resale Banks 130

SuperAngel.Fund

JANUARY 19, 2024

With the average financing process taking up to six months from start to finish, most will need to fundraise in 2024. While maintaining a short runway may seem uncomfortable to many people or small business owners, it is a very common practice that is, in part, by design in venture finance.

Startups 69

Startups Due Diligence Angel Investors Deal Flow 69

The Motley Fool

AUGUST 16, 2023

Thirdly, developers can benefit from advancement in mini games' infrastructure, leveraging our know-how and game technology. Cloud services revenue benefited from increased spending by industries such as finance and automotive. Net finance costs were 3.4 Mini games also provide Tencent with significant strategic value.

Accounting 130

Accounting Leveraging Consultants Consulting 130

The Motley Fool

NOVEMBER 5, 2024

Our gross margin performance again reflected the balanced use of financing incentives and our ability to offset the financial impact of these tools are raising prices and taking a disciplined approach to the absolute level of rate buydowns. So we hope to leverage off of having the established overhead in those markets going into the future.

Debt 130

Debt Capital Banks Resale 130

The Motley Fool

FEBRUARY 26, 2024

The first is a continued focus on evolving our financial management and HCM applications so that we can further empower the offices of finance and HR to optimize their two most important assets: their people and their money. The durability and diversity of our business delivers consistent solid growth while also driving operating leverage.

Securities and Exchange Commission (SEC) 130

Securities and Exchange Commission (SEC) Professional Services Education Banks 130

The Motley Fool

FEBRUARY 2, 2024

Our finance, accounting, legal, and real estate investment teams have had a busy year-end and beginning of 2024, closing over $1.2 And today, it's about taking market share from single families -- single-family market because it's so upside down on a cost to rent perspective and lack of inventory in the resale market. Please go ahead.

Debt 130

Debt Taxes Capital Assets 130

The Motley Fool

JANUARY 19, 2024

Joining me on the call from PPG are Tim Knavish, chairman and chief executive officer; Vince Morales, senior vice president and chief financial officer; and John Bruno, vice president of finance. John Bruno -- Vice President, Finance One more, John, from John Bruno. And, Vince, you can take the more finance-related questions there.

Leveraging 130

Leveraging Resale Taxes Capital 130

The Motley Fool

SEPTEMBER 11, 2024

Operator instructions] I would now like to turn the conference over to Dustin Hauenstein, senior vice president of finance. Dustin Hauenstein -- Senior Vice President, Finance Good morning. Let's first talk about our resale business. All participants will be in listen-only mode. Please go ahead. In total, our U.S.

Taxes 130

Taxes Leveraging Consultants Consulting 130

The Motley Fool

AUGUST 10, 2023

A great example of leveraging our heritage and outdoor activities is the evolution from barbecue and live fire cooking enthusiasts to the growing influences in the broader world of culinary. Here are a couple of micro examples. On YETI.com, our focus is on building the optimal brand and purchase experience. That's my first question.

Leveraging 130

Leveraging Banks Portfolios Resale 130

The Big Picture

SEPTEMBER 5, 2023

MILLER: Now, what’s interesting if you dig a little deeper is that it’s not that the whole world is just paying cash, it’s that the number of transactions for cash buyers and financed buyers, both fell sharply year over year. MILLER: And leveraging off of the technology, the platform for Instagram. RITHOLTZ: Wow.

Taxes 52

Taxes Banks Resale Accounting 52

The Motley Fool

AUGUST 1, 2023

And lastly, the final priority on the list, but arguably the most important is starting the path to reduce leverage and derisk the balance sheet. Given the necessary actions we took to navigate the past few challenging years, our leverage ratios are currently not at optimal levels. We've covered a lot today.

Debt 100

Debt Leveraging Collateral Resale 100

The Motley Fool

JULY 24, 2024

This will have significant operating leverage. Now there's a lot of misconceptions around EVs on the separate areas of costs like resale value and insurance, of course, range and charging, and battery life. This revenue has gross margins of 50-plus percent, which drives significant operating leverage and improved capital efficiency.

Companies 244

Companies Capital Leveraging Resale 244

The Motley Fool

JANUARY 30, 2025

and SG&A leverage of 10.8% As we move forward to 2025, we are excited about our opportunity to increase our market share as we compete against new build and resale homes alike. which, combined with SG&A leverage up 10.8%, resulted in diluted EPS of $4.72 resulting in diluted EPS of $4.72. for the fourth quarter of 2024.

Securities and Exchange Commission (SEC) 130

Securities and Exchange Commission (SEC) Resale Finance Financing 130

The Motley Fool

OCTOBER 30, 2024

Home closing gross margin for the quarter was 24.8%, which, combined with SG&A leverage of 9.9%, resulted in diluted EPS of $5.34. ASP on orders this quarter of $406,000 was down 6% from prior year due to geographic and product mix shift, as well as increased financing incentive costs. and generated a return on equity of 17.2%.

Securities and Exchange Commission (SEC) 130

Securities and Exchange Commission (SEC) Resale Finance Financing 130

The Motley Fool

JANUARY 21, 2025

During the first quarter, our mortgage company handled the financing for 79% of our homebuyers. We have a strong balance sheet with low leverage and strong liquidity, which provides us with significant financial flexibility to adapt to changing market conditions and opportunities. At December 31st, we had $6.5 So our guide of the $2.6

Securities and Exchange Commission (SEC) 130

Securities and Exchange Commission (SEC) Taxes Leveraging Capital 130

The Motley Fool

AUGUST 7, 2024

Operating executive, head of accounting and finance supervisory unit, Mr. Masao Kawaguchi. Masao Kawaguchi -- Head of Accounting and Finance At this time, I'd like to explain the details of our results. And also, if the finance situation in the market changes, we have a finance business that accounts for half of the balance sheet.

Depreciation 130

Depreciation Finance Financing Banks 130