The Motley Fool

JULY 9, 2023

If you want to build a lasting home for yourself and your loved ones and you have the money to do so without jeopardizing your finances, then this is the best reason for a home purchase. Worst: Because you feel pressure to purchase a home There are actually two really bad reasons to buy a home. The first is because you feel pressure to do so.

Resale 246

Resale Taxes Finance Financing 246

The Motley Fool

AUGUST 4, 2023

According to Remodeling Magazine , electrifying your HVAC in this way would cost about $17,747, but would add roughly $18,366 to your resale value. of your costs, adding $11,117 in resale value but costing only $10,925. Residing with fiber cement, however, would cost $19,361 but add only $17,129 in resale value.

Resale 130

Resale Finance Financing Returns 130

The Motley Fool

NOVEMBER 30, 2023

It also provided app-based home buying and financing services for its potential buyers. However, investors should recall that Zillow's overdependence on AI algorithms once caused it to overestimate the value of the homes its former Zillow Offers business purchased for resale. Opendoor's stock closed at an all-time high of $35.88

Resale 246

Resale Mergers and Acquisitions Enterprise Values Amortization 246

The Motley Fool

JANUARY 12, 2024

And because SoFi marks up the value of those loans to account for every factor from expected future resale prices to interest, fees, and default rates, there's a risk that the mark-to-market value of those loans could be reduced as borrowing costs begin to decline. As of the end of Q3 2023, SoFi had $8.4

Resale 245

Resale Collateral Banks Accounting 245

The Motley Fool

JULY 22, 2023

and Canadian guests to finance bookings using the buy now, pay later service. It also operates two other marketplaces: Reverb for buying and selling musical instruments and Depop for fashion resale. The company just added more than 50 upgrades to its platform, many focusing on making stays more affordable and helping hosts succeed.

Resale 245

Resale Assets Finance Financing 245

The Motley Fool

JUNE 14, 2023

Timeshares also don't give you a valuable asset you can resale, unlike when you buy a vacation home, as timeshares often sell for $1 because people just want to get out of their obligation to pay annual fees. And you get to choose where to purchase a hotel stay and whether you want to or not.

Resale 243

Resale Assets Accounting Financing 243

The Motley Fool

JUNE 19, 2024

If you don't want to worry about storage, insurance, and the hassle of resale, consider instead buying stocks in a gold-mining company. Ultimately, unless you're Gollum guarding your precious gold in The Lord of the Rings , holding physical gold as an investment can lose its shine. You might also invest in a gold ETF or mutual fund.

Resale 240

Resale Mutual Funds Banks Accounting 240

FinSMEs

MAY 21, 2024

The round was led by Tenfore Holdings, with participation from Danu Venture Group and existing investors Broadway Angels, Plum Alley Ventures, Plug and Play Ventures, and Accenture, who serves as both an investor and strategic resale partner.

Resale 69

Resale Finance Financing Funds 69

The Motley Fool

AUGUST 8, 2023

and decided to try listing my old clothes on the resale app Poshmark instead. I'm sure there are plenty of success stories of people creating mini resale empires this way, but I use Poshmark just to clear out the stuff languishing in my closet. Maybe it's streamlining your wardrobe, like I'm doing.

Resale 130

Resale Financing Finance Accounting 130

The Motley Fool

AUGUST 5, 2023

Many people simply cannot buy a home outright and have to finance that purchase with a mortgage. It may have taken a mortgage to snag that profit, but clearly, that sort of profit could do a lot for your finances. Not necessarily, if it enhances your quality of life and also adds resale value to your home.

Debt 130

Debt Resale Financing Finance 130

The Motley Fool

DECEMBER 24, 2023

Image source: Getty Images If you have an older, high-mileage vehicle, it may not have much resale value. We'll walk you through how donating a car affects your finances. That's especially important to consider if you'll be financing your next car , as having a trade-in will lower the amount you need to borrow.

Resale 130

Resale Taxes Liabilities Financing 130

The Motley Fool

SEPTEMBER 19, 2023

And it's important to be careful when financing them. So piling on with a personal loan or home equity loan to cover renovations could throw your finances for a loop if you aren't careful. And if it catches you off guard, your finances might suffer. Now, you're probably aware that home improvements can be expensive.

Resale 130

Resale Taxes Finance Financing 130

The Motley Fool

NOVEMBER 5, 2023

By hosting a budget-friendly event, you'll have more ability to prioritize your joint personal finance goals. Unless you're able to secure tickets right when they go on sale, you may end up spending a good chunk of cash on ticket costs due to resale markups and added fees. Look for ways to save money on expenses to avoid overspending.

Resale 130

Resale Financing Finance Banks 130

The Motley Fool

SEPTEMBER 6, 2024

What if you want to remodel your home and perhaps boost its value for resale? If mortgages get cheaper, home buyers will have better options for how to finance a home. What if you want to free up a few hundred dollars in your monthly spending to take a vacation? What if you want to invest more money for retirement?

Resale 130

Resale Finance Financing Funds 130

The Motley Fool

SEPTEMBER 5, 2023

Here, we'll focus primarily on online resale sites like eBay, Poshmark, ThreadUp, Tradesy, Mercari, and OfferUp. The scammer may also ask you to text with them or otherwise communicate away from the resale site. That's 272 million people who've helped to build a thriving second-hand retail market.

Resale 130

Resale Bidding Accounting Banks 130

The Motley Fool

AUGUST 26, 2023

For homeowners looking for ways to finance renovations projects, that raises a good question -- could it be savvy to use your 401(k) to finance home renovations, especially if your other options are high-interest debt ? Featured offers: compare interest rates for the best personal loan options here It's a tricky question.

Resale 130

Resale Taxes Debt Financing 130

The Motley Fool

JULY 24, 2023

Unlike retail, where even up-front inventory costs are repaid in resale value fairly quickly, in insurance, a company outlays money in customer acquisition costs (CAC) and only regains that investment back in about two years. But that time is not now. So, instead, it has come up with what it calls synthetic agents.

Resale 130

Resale Financing Finance Capital 130

The Motley Fool

JANUARY 18, 2024

Would you love to get a new kitchen, a better bathroom, a front porch, or tackle other renovation projects to make your home life more comfortable and potentially increase the home's resale value ? Getting a home equity loan lets you borrow against the value of your house.

Resale 130

Resale Debt Financing Finance 130

The Motley Fool

AUGUST 30, 2024

A few other key perks include: Discounts on Costco services Fee-free shopping on the Costco website Included access to two membership cards A 100% satisfaction guarantee on the membership (with a full refund if you aren't satisfied) If you choose a business Executive membership, you'd also get the ability to purchase items for resale, as well as the (..)

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Resale Companies Financing Finance 130

The Motley Fool

MAY 16, 2024

Cloud infrastructure and IT outsourcing organic revenue declined 7%, an improvement from double-digit declines we saw in the prior three quarters due to a significant resale transaction delivered in the quarter. Modern Workplace organic revenue declined year to year in the mid-teens impacted by resale revenue, which was down 30%.

Resale 130

Resale Consultants Consulting Debt 130

The Motley Fool

DECEMBER 20, 2023

An easy personal finance win. But it's a lot more likely to get a closer look if you're buying directly from a gift card resale site. Costco has an array of retailer and restaurant gift cards for sale up to 25% off the face value. This is effectively like getting a 25%-off coupon to some of your favorite places.

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Resale Financing Finance Returns 130

The Motley Fool

FEBRUARY 1, 2024

By this, I mean further reducing low-margin resale revenue and driving a higher level of services, including those directly associated with AI and automation. Our results continue to be impacted by the year-to-year decline of resale revenues, which was 90 basis points of the 4.5% Our financial focus is on improving the business mix.

Resale 130

Resale Banks Capital Assets 130

The Motley Fool

JULY 13, 2024

Costco Business Centers offers a ton of snacks that are packaged for individual resale but sold in bulk, so you can open your own snack bar by the pool and charge the neighbor kids for Nutter Butters, Oreos, Pocky, Pringles, and Flamin' Hot Cheetos. Perfect to literally soak in after your next bad breakup without breaking the budget.

Resale 147

Resale Financing Finance Companies 147

The Motley Fool

JULY 25, 2024

These tenants allow us to target the biggest piece of the potential homebuyer pool by effectively competing its resale inventory, not just in today's environment that favors builders but also when the resale market returns to historical averages. net sales per month, above our target average annual sales pace of 4 net sales per month.

Resale 130

Resale Securities and Exchange Commission (SEC) Leveraging Banks 130

The Motley Fool

FEBRUARY 26, 2024

This hurts Ally because lower prices let buyers finance purchases with smaller loans. And on the back end, should the bank repossess a car for nonpayment, a softer market means lower resale values. According to the CarGurus Index, U.S. used car prices have been falling since the start of 2022.

Resale 100

Resale Conglomerates Banks Stakes 100

The Motley Fool

AUGUST 9, 2024

An untreated diamond can potentially last longer and have a higher resale value. Though treated diamonds can offer a range of fancy colors and clarities at a much lower price, the treatment can affect its value and durability.

Resale 130

Resale Financing Finance 130

The Motley Fool

AUGUST 28, 2023

You shop for dishware at a local thrift store and home improvement items at a nearby Habitat for Humanity resale store. When you need a new sofa for the family room, you check out your online neighborhood marketplace. And when you need auto parts, there's an auto part recycling shop near your home.

Resale 130

Resale Banks Accounting Debt 130

The Motley Fool

APRIL 18, 2024

During the second quarter, essentially all of our mortgage companies loan originations related to homes closed by our homebuilding operations and our mortgage company handled the financing for 80% of our buyers. First, on the resale market, I'm curious some of your thoughts there. Nice quarter and thanks for taking my questions.

Resale 130

Resale Securities and Exchange Commission (SEC) Taxes Capital 130

The Motley Fool

OCTOBER 29, 2024

During the fourth quarter, essentially all of our mortgage company's loan originations related to homes closed by our homebuilding operations and our mortgage company handled the financing for 77% of our buyers. Somewhat a necessity given the supply chain, somewhat out of -- that's where the demand was given the tight resale market.

Resale 130

Resale Securities and Exchange Commission (SEC) Taxes Leveraging 130

The Motley Fool

APRIL 11, 2024

With this program, we are creating the foundation that we'll leverage as we begin to activate the right side of our flywheel and enable customer lifetime value through services, notably beginning with trade-in and resales. And then secondly, can you maybe give us a little bit more color on your trading and resale initiative?

Resale 130

Resale Leveraging Capital Investing 130

The Motley Fool

NOVEMBER 1, 2023

year-to-year decline, 160 basis points came from a reduced level of low-margin resale revenues, which was in line with our expectations. The second factor is the decline in resale revenues which drove 41% of our second quarter decrease in Cloud and ITO. Finance lease originations were $24 million, flat year to year.

Resale 187

Resale Capital Taxes Assets 187

The Motley Fool

JUNE 15, 2023

And even while interest rates and affordability were primary headwinds to demand, the well-documented chronic housing supply shortage has kept inventory levels very low, which has continued to propel customers to stretch their finances for needed housing as incentives and price reductions combined to spark sales activity.

Resale 130

Resale Assets Debt Capital 130

The Motley Fool

JANUARY 23, 2024

One hundred basis points of the sequential margin decline related to the decrease in the value of hedging instruments we used to offer below-market interest rate financing to our homebuyers, while the remainder was primarily due to an increase in incentive levels on homes closed during the quarter.

Securities and Exchange Commission (SEC) 130

Securities and Exchange Commission (SEC) Resale Leveraging Taxes 130

The Motley Fool

NOVEMBER 5, 2024

And kind of how do you think about the financing of those MSRs/cash consumption of retaining more MSRs? And in terms of financing it, the lines that we have to finance are out there, and we'll leverage the assets to the extent that we need the cash to grow the origination business and continue to take profitable share.

Leveraging 130

Leveraging Resale Capital Finance 130

The Motley Fool

MARCH 25, 2024

Ricky Mulvey: Ricky Mulvey, co-host of Motley Fool Money here, have you been using Mint to manage your finances? Monarch is the top rated all-in-one personal finance app. After checking out Monarch, I understand why it's the top rated personal finance app. A lot of this is the resale of essentially third-party batteries.

Resale 130

Resale Accounting Finance Financing 130

The Motley Fool

APRIL 26, 2024

During the spring selling season with a healthy supply of move-in ready inventory, we were able to capitalize on strong market conditions generated by the increasing need for housing for millennials and Gen Zs as well as the move-down Baby Boomers who continue to find our limited inventory, limited availability of resale housing supply.

Securities and Exchange Commission (SEC) 130

Securities and Exchange Commission (SEC) Leveraging Finance Financing 130

The Motley Fool

FEBRUARY 1, 2024

As we previously discussed, two of the largest population cohorts, the millennials and recently Gen Zs are having life events lean to increased levels of need-based housing that currently cannot be met by the constrained resale of home supply in the market. Home closing gross margin was 25.2% in the fourth quarter of both periods.

Securities and Exchange Commission (SEC) 130

Securities and Exchange Commission (SEC) Leveraging Finance Financing 130