The Motley Fool

JUNE 3, 2024

In particular, people with net worths of $1 million or higher tend to have more of their money in the following: Stocks/mutual funds Real estate Business interests Those in the $10,000 and $100,000 tiers invest in those, too, but not nearly as much. He found that nearly half (49%) followed what he coined the "saver-investor" path.

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The Motley Fool

SEPTEMBER 12, 2024

With a traditional 401(k), the more you put in, the more income you can potentially shield from taxes, up to the yearly IRS limit. Rather, you're generally limited to an assortment of funds, from target-date funds that are suitable for hands-off investors to mutual and index funds.

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The Motley Fool

MAY 29, 2024

Brokerages such as Charles Schwab , Fidelity Investments, and Vanguard provide investors with a lot of optionality when it comes to putting your money to work. These are offered by employers and allow workers to allocate a portion of their paycheck each month to fund retirement. Roth IRAs are a bit different than a traditional IRA.

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The Motley Fool

SEPTEMBER 27, 2024

Minimize your investment fees Most 401(k)s give you a choice between a variety of mutual funds or index funds your employer chooses. Most mutual funds charge expense ratios , which are listed as percentages in your prospectus. However, your personal contributions are always yours to keep.

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The Motley Fool

SEPTEMBER 30, 2024

For example, a Roth IRA offers exceptional tax benefits, making it an outstanding retirement planning tool. It also comes with immediate tax benefits. For example, taxes on 401(k) contributions are deferred until retirement, meaning you can lower your taxable income during your working years by contributing more to your 401(k).

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Mutual Funds Exchange-Traded Funds Taxes Assets 246

The Motley Fool

FEBRUARY 11, 2024

Comparing your retirement nest egg to another investor's savings isn't always a meaningful -- or even fair -- exercise. Average 401(k) balance for 55 to 64 year olds Mutual fund company Vanguard crunches the numbers every year using data from its own clients. investor stands. That's admittedly easier said than done.

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Mutual Funds Accounting Taxes Funds 238

The Motley Fool

JULY 19, 2024

Even if you add investments outside of retirement accounts, like individual stocks, bonds, and mutual funds, 50% of American households have less than $9,000 invested. The IRA comes with tax incentives. For every dollar you contribute to a traditional IRA, you can deduct it from your tax return. That's a far cry from $1.46

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Taxes Mutual Funds Exchange-Traded Funds Accounting 243

The Motley Fool

MAY 29, 2024

Mutual funds update their price at the end of each market day, and they come with extra layers of tax reporting, too. The Vanguard Total Stock Market ETF is a top choice for many investors because it offers comprehensive exposure to the entire U.S. One of the main advantages of ETFs is their ability to trade like a stock.

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Exchange-Traded Funds Mutual Funds Investing Stock Exchanges 245

The Motley Fool

MAY 11, 2024

Over 91 million American households have already received a tax refund in 2024. Just 9% of Americans plan to invest their tax refund, according to a January survey from Bankrate. You don't need to be a genius to take your tax refund and turn it into a much more valuable asset. Should you invest your tax refund all at once?

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The Motley Fool

FEBRUARY 19, 2024

And thanks to the availability of free stock trading apps , it's cheaper than ever for the average investor. A family office may offer financial planning, investment management, tax expertise, and charitable giving opportunities. This allows them to own shares in companies that the average investor can't yet purchase.

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Hedge Funds High Net Worth Individuals Mutual Funds Mergers and Acquisitions 239

The Motley Fool

JULY 10, 2024

From the fund's public market entrance in May 2015 to the end of 2020, the Grayscale fund averaged a 37% price premium over its holdings in pure Bitcoin (CRYPTO: BTC). Early Bitcoin adopters appreciated the Grayscale fund's availability in ordinary stock-exchange accounts. The mutual fund was converted into a proper ETF on Jan.

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The Motley Fool

OCTOBER 28, 2024

However, if you withdraw that $10,000 now, not only do you lose that potential growth, but you may also face early withdrawal penalties and taxes (which could be between 20% and 30%, depending on your tax rate), leaving you with only $7,000. thanks to compound interest.

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The Big Picture

JANUARY 24, 2024

At the Money: How to Pay Less Capital Gains Taxes (January 24, 2024) We’re coming up on tax season, after a banner year for stocks. Successful investors could be looking at a big tax bill from the US government. On this episode of At the Money, we look at direct indexing as a way to manage capital gains taxes.

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The Motley Fool

NOVEMBER 30, 2023

Exchange-traded funds, or ETFs, can be superb investing vehicles. ETFs are both cost- and tax-efficient, and they can instantly diversify a portfolio across a broad swath of the equity markets or within a specific sector/theme. However, the immense diversity within the ETF universe represents a fundamental problem for investors.

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Mutual Funds Exchange-Traded Funds Hedge Funds Stakes 246

Walkner Condon Financial Advisors

MAY 31, 2024

Breathe Easier Next Tax Season with These Planning Strategies Every year, most of us smile when we see April 15th in the rearview mirror. The completion of our tax returns being filed marks the beginning of a nine month period where we don’t need to think about funny acronyms and form numbers.

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Integrity Financial Planning

NOVEMBER 7, 2022

Using a strategy called tax-loss harvesting, you can earn capital gains tax credits on your investment losses. What is Tax-Loss Harvesting? This strategy is when you sell stocks, mutual funds, exchange-traded funds (ETFs), and other investments carrying a loss to offset gains from other investments sold.

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Taxes Mutual Funds Exchange-Traded Funds Investing 98

The Motley Fool

MAY 28, 2024

Even for people at or over the age of 65, mutual fund company Vanguard reported that their clients' average 401(k) balance in 2022 stood at just a tad over $230,000. For a handful of lucky investors though, a 401(k) worth a million bucks (or more) isn't a mere myth. investors underperformed the S&P 500. The solution?

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The Motley Fool

MAY 18, 2024

Generally speaking, you would be wise to take any broad, statistical data about investors with a grain of salt. The average 401(k) balance for retirees age 65 and older The data comes from mutual fund giant and retirement plan manager Vanguard. There's always more to the story. The more detailed this plan is, the better.

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Mutual Funds Accounting Taxes Funds 246

The Big Picture

DECEMBER 12, 2022

RWM is a discretionary RIA, which primarily invests in stocks and bonds via ETFs, Mutual Funds, and Direct Indexing. Illiquid investments do have some appealing aspects: Start with the illiquidity premium, the return above traditional stocks or funds. You probably do not think very often about who your co-investors are.

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The Motley Fool

SEPTEMBER 4, 2023

The program could increase its revenue by increasing tax rates or raising the payroll income tax cap. Investors should build a portfolio of stocks, bonds, mutual funds, exchange-traded funds (ETFs), and other securities. There are a few different options to overcome the projected solvency issues.

Mutual Funds 246

Mutual Funds Exchange-Traded Funds Assets Taxes 246

The Motley Fool

JULY 14, 2024

Here's how I plan to retire as a millionaire and pay no taxes. Once it's open, you can contribute up to $7,000 in 2024, and the amount typically stays the same or rises every tax year. The beauty of that is you don't pay taxes on your distributions in retirement. So let's walk through this together.

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Exchange-Traded Funds Mutual Funds Taxes Accounting 189

The Motley Fool

DECEMBER 10, 2024

Tax-loss harvesting If you're an investor, you may already know that you might have to pay capital gains tax on profitable investments. What you might not know is that any investment losses can be used to help offset gains for tax purposes. This is known as tax-loss harvesting. Consider this example.

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The Motley Fool

MARCH 26, 2024

Nicknamed the "Bond King," Gross ran Pimco's Total Return Bond Fund for decades, enriching himself (he's worth an estimated $2.5 billion) and investors in that fund. While MLPs can complicate your taxes (they send K-1s instead of 1099-DIVs), they supply tax-deferred income, which Gross likes.

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Investors Taxes Mutual Funds Legal 130

The Motley Fool

APRIL 1, 2024

Image source: The Motley Fool/Upsplash There are many ways you can invest your money, from traditional options like stocks and mutual funds to more recent options like cryptocurrency. These are a must, because they help you save on taxes. But anybody who is working can open an IRA and start making tax-deductible contributions.

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Mutual Funds Exchange-Traded Funds Investing Taxes 130

The Motley Fool

FEBRUARY 5, 2025

Interval funds are closed-end investment companies that might appeal to investors looking for different ways to diversify their portfolio by providing access and exposure to illiquid strategies or alternative assets. Interval funds are illiquid. Interval funds can invest in a diverse mix of assets, including private securities.

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Dear Mr. Market

NOVEMBER 17, 2023

Market: The stock market is made up of thousands of choices and one easy way to gain exposure to it is via mutual funds. Costs/Expenses : ETFs typically have lower expense ratios compared to mutual funds. Tax Efficiencies : ETFs are generally more tax-efficient than mutual funds.

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Mutual Funds Exchange-Traded Funds Funds Education 59

The Motley Fool

OCTOBER 28, 2024

You'll owe taxes in retirement Retirement accounts like 401(k)s and traditional IRAs are tax-advantaged, meaning you can deduct your contributions upfront. The downside to this approach, though, is that you'll owe income taxes when you retire and start making withdrawals. Image source: Getty Images.

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Mutual Funds Taxes Accounting Funds 130

The Motley Fool

MAY 20, 2024

I've since contributed to those accounts every year, generally striving to max out my state's tax deduction over the course of a year. Until the need to spend the money in their accounts became clear, I invested those contributions in stock-based index funds. This is because the market can fall as well as rise. What comes next?

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The Motley Fool

APRIL 18, 2024

Fortunately, there is still time to fight climate change, and the individual choices we make as consumers, as banking customers, and as investors can make a big difference. And some plug-in hybrids can qualify for a pre-owned EV tax credit of up to $4,000 -- making them an even better deal for your budget and the planet.

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Mutual Funds Taxes Banks Financing 130

The Motley Fool

AUGUST 5, 2023

If investors should prepare for a market correction during a "dopamine fiesta." They just revealed what they believe are the ten best stocks for investors to buy right now… and Medpace wasn't one of them! Do you have any advice for this novice investor? This is a new investor who is not taking the lessons perhaps of 2021.

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Mutual Funds Taxes Accounting Funds 244

The Motley Fool

MAY 13, 2024

They allow you to save for retirement, while also saving on taxes. Your contributions are tax-deductible, and you only pay taxes when you withdraw your money in retirement. The great thing about IRAs (besides the tax savings) is that they let you buy almost any type of investment.

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Mutual Funds Taxes Accounting Funds 130

The Motley Fool

AUGUST 5, 2024

Generally, savers are advised to use tax-advantaged plans for retirement savings purposes because, well, they come with tax breaks. A traditional IRA or 401(k) lets you shield some of your income from the IRS by offering tax-free contributions. A Roth IRA or 401(k) gives you tax-free investment gains and withdrawals.

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Mutual Funds Taxes Accounting Funds 130

The Motley Fool

JANUARY 2, 2024

A proven approach If you're a stock market newbie, I think it's smart to invest any starting capital you have in the Vanguard 500 Index Fund Admiral Shares (NASDAQMUTFUND: VFIAX). Investors gain exposure to various sectors, including popular ones like information technology, financials, healthcare, and consumer discretionary.

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Mutual Funds Funds Investing Stakes 189

The Motley Fool

MAY 1, 2024

In this podcast, Motley Fool personal finance expert Robert Brokamp and contributor Matt Frankel break down choices facing new investors, and give some advice for long-term success. The fees that investors will encounter, and how to avoid some of them. They're my biggest tax deduction every year.

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Mutual Funds Investing Accounting Education 130

The Motley Fool

MARCH 17, 2024

Rather than worrying about their ultimate goal, these investors instead focus on reaching monetary milestones en route to retirement, which are much less intimidating targets. These numbers also assume you'll continue adding money to your retirement fund in the meantime, and invest the bulk of it in the stock market.

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Investing Mutual Funds Taxes Debt 246

The Motley Fool

MAY 22, 2024

Let's look at what makes money market funds so special, and how you can use this type of account to earn higher return on investment (ROI) on your cash. What are money market funds and how do they work? Money market funds are not bank accounts -- they are a type of mutual fund, offered by brokerages and investment firms.

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Accounting Mutual Funds Banks Taxes 130

The Motley Fool

MARCH 9, 2024

Before you buy stock in Zoom Video Communications, consider this: The Motley Fool Stock Advisor analyst team just identified what they believe are the 10 best stocks for investors to buy now… and Zoom Video Communications wasn’t one of them. So for a newer investor, we talked about how Zoom is using share buybacks. Oh, thank you.

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Investors Mutual Funds Accounting Taxes 130