The Motley Fool

JUNE 9, 2024

Buffett's Q1 buys and sells Given his success, reputation, and willingness to share his wisdom, Buffett's moves are closely followed by investors big and small, and Berkshire reports the stocks it buys and sells each quarter in its 13-F filings. In the first quarter, Berkshire bought three stocks.

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The Motley Fool

DECEMBER 15, 2024

Anyone who looks at their 401(k) accounts or investment portfolios knows the stock market is sizzling hot. There have been stronger market performances in the past. What does history say the stock market will do in 2025? Granted, stocks did have another great year following the big gains of 1997 and 1998.

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The Motley Fool

DECEMBER 14, 2024

The S&P 500 (SNPINDEX: ^GSPC) is the most widely recognized benchmark of stock market activity in the U.S., Because of its broad base of constituent businesses, it is considered by most investors to be the most reliable gauge of overall stock market performance. comprised of the 500 largest companies in the country.

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The Motley Fool

OCTOBER 28, 2024

You don't need an MBA or to work 80 hours a week studying the markets. And in an ironic twist, the less competitive you are, the better you'll be able to stick with a strategy that can lead you to after-tax returns that beat 98% of professionally managed mutual funds. In real life, investors have to pay taxes.

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The Motley Fool

APRIL 22, 2024

The stock market could make more financial sense Generally speaking, if you're investing for a future that's still a few decades away, you're going to get better long-term returns from the stock market than CDs. Over the last 50 years, the stock market has averaged annual returns of roughly 10%.

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The Motley Fool

DECEMBER 15, 2024

The strategy will produce after-tax returns better than about 98% of actively managed mutual funds over the long run. Here's why it's so hard to consistently beat the market average S&P Global publishes a report called the S&P Indexes Versus Active (SPIVA) Scorecard twice a year. Image source: Getty Images.

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The Motley Fool

MARCH 19, 2025

The stock market is very good at building wealth in the long run. The stock market comes with a bewildering number of choices, including several thousand individual stocks and a similar number of exchange-traded funds (ETFs). Tax-efficient moves Uncle Sam will want a share of your gains at some point.

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The Motley Fool

MAY 15, 2024

I'd rather put my money in the stock market CDs are a relatively safe investment. Despite these benefits of CDs, I'd rather invest my extra cash in the stock market using a brokerage account. If I invest $5,000 into the stock market, I could earn $692 more over that period compared to the CD.

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The Motley Fool

MAY 16, 2024

T-bills have almost identical rates -- but with an added tax benefit Treasury bills (T-bills) are issued by the U.S. More importantly, you don't pay state taxes on interest earned from T-bills, whereas CD interest is taxed at both federal and state levels. I also invest consistently in the stock market.

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The Motley Fool

AUGUST 21, 2024

A traditional IRA gives you an upfront tax break, lowering your taxable income by the amount of your contribution. A Roth IRA saves your tax break for when you withdraw money from the account, potentially decades later. At that time, your withdrawals can be tax-free. The catch is that the conversion is taxed.

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The Motley Fool

OCTOBER 21, 2024

These funds typically boast lower turnover rates compared to actively managed alternatives, a characteristic that substantially reduces investors' tax liabilities. To put this into perspective, a $10,000 investment at the fund's launch, with dividends reinvested and assuming no tax liabilities, would have burgeoned to $69,250 today.

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The Motley Fool

SEPTEMBER 2, 2024

Roth IRAs have a unique tax break you don't receive from popular accounts like 401(k) or traditional IRAs. They allow you to contribute money that's already been taxed and then take tax-free withdrawals in retirement, as long as you're 59 1/2 years old and made your first contribution at least five years ago.

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The Motley Fool

APRIL 30, 2024

stock market has historically grown by an average of about 10% per year over the long run. It can also cost you more money every year at tax time. If not, you won't receive that form, but you're still required to report any interest you earned on your tax return. The stock market has its ups and downs.

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The Motley Fool

MARCH 14, 2025

The stock market has many Americans feeling rattled about the future, as prices continue to sink. Is it really safe to contribute to your retirement fund when the market is quickly losing value? Pulling money from your retirement fund during a market downturn can be especially costly, though.

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The Motley Fool

SEPTEMBER 28, 2024

These accounts allow people with qualifying high-deductible insurance plans to set aside $4,150 for single plans and $8,300 for families out of pre-tax dollars. Remember, HSA growth is tax free as long as it is used for medical expenses. When we both pass, it becomes part of our estate and is then taxed as income.

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The Motley Fool

AUGUST 10, 2024

But last quarter was the biggest warning yet that Buffett doesn't see a lot to like in the current stock market. He views the current tax code for corporations as very favorable, and he's willing to pay taxes now, so he can avoid higher taxes later. billion worth of Bank of America (NYSE: BAC) stock since mid-July.

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The Motley Fool

MAY 12, 2024

Warren Buffett hasn't found a lot to like in the stock market recently. In each of the last six quarters, Buffett has sold more stocks for Berkshire Hathaway (NYSE: BRK.A) (NYSE: BRK.B) All told, he sold nearly $20 billion worth of stocks from Berkshire's portfolio, and he bought less than $3 billion. In a word: taxes.

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The Motley Fool

MARCH 24, 2024

See, in the long run, the stock market is likely to deliver a much higher return on your money than CDs. So when you're investing for a far-off goal, like retirement, a stock portfolio that you build in an IRA could be a better bet. In 30 years, your $20,000 will be worth $201,000.

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The Motley Fool

AUGUST 20, 2024

How to start building your retirement savings The best way to get started with your retirement savings is through tax-advantaged accounts. These are available for almost any individual, and you open them on your own through a stock broker. The value of 401(k)s and IRAs is that they save you money on taxes.

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The Motley Fool

AUGUST 26, 2024

And to that end, it pays to do a few key things: Live below your means Follow a detailed budget Invest in a tax-advantaged retirement account Let's break each action item down. Plus, you won't pay taxes on capital gains year after year in a traditional IRA or 401(k). And with a Roth, you'll never face taxes on gains at all.

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The Motley Fool

MARCH 9, 2024

Have much of your nest egg in stocks The stock market is one of the best ways to build wealth over the long run, and just because you're in or near retirement doesn't mean you should shed all your stocks. Your taxable earnings shrink by $7,000, shrinking your tax bill. Earn $80,000 and contribute $7,000?

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The Motley Fool

SEPTEMBER 22, 2024

So if you put money in a 3-year CD yielding 3% but you discover a better alternative for your money -- for example, if the stock market skyrockets or interest rates rise -- you're stuck with your 3% APY until the CD's maturity date. If you follow certain rules, all your withdrawals from a Roth IRA will be tax free when you retire.

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The Motley Fool

JULY 2, 2024

It carries more risk, because markets can rise or fall and the returns are not predictable. However, historically, stock market investments generate higher returns than savings. and is often used as a benchmark for stock market performance. Take, for example, the S&P 500. Even better?

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The Motley Fool

MAY 15, 2024

It is not tied to your employer, is often offered both fee- and commission-free by brokers, and allows tax-free compounding throughout the original owner's life. Of course, stock market returns are never guaranteed. A Roth IRA can be the most powerful and flexible of retirement plans.

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The Motley Fool

JULY 23, 2024

While this sale represents a relatively small percentage of one of Buffett's core holdings -- Bank of America still accounts for almost $43 billion of invested assets in Berkshire's 44-stock, $407 billion investment portfolio -- there are a multitude of subtle reasons this $1.48 billion worth of Bank of America stock is tax related.

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The Motley Fool

OCTOBER 28, 2024

stock market, recently hit a fresh all-time high. Isn't investing when the stock market is at an all-time high literally the exact opposite? The short answer is that despite the market's strong performance, it's still a great time to start investing with an IRA. New to investing altogether?

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The Motley Fool

JULY 7, 2024

That is why it's generally a good idea to load your retirement plan with stocks -- either individual companies, if you're comfortable choosing them, or S&P 500 index funds. You might also choose the wrong account in which to save for retirement and forgo tax savings in the process. Image source: Getty Images.

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The Motley Fool

SEPTEMBER 21, 2024

The chart below shows median before-tax incomes by age demographics among the respondents to the Current Population Survey. Age of Respondent Before-Tax Median Household Income 15 to 24 $54,930 25 to 34 $85,780 35 to 44 $101,300 45 to 54 $110,700 55 to 64 $90,640 65 and older $54,710 All respondents $80,610 Data source: U.S.

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The Motley Fool

SEPTEMBER 30, 2024

They all add up into a significant warning for stock investors, indicating there's not a lot to like in the stock market right now. Berkshire is sitting on enormous unrealized capital gains for both stocks, which have climbed considerably from Berkshire's original purchase prices from 2016 through 2018. Through Sept.

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The Motley Fool

APRIL 29, 2024

Some of that will go to taxes, although you can contribute to retirement accounts with pre-tax income. That's in line with the stock market's average growth. After 30 years of investing in the stock market with an average income, you'd have nearly $1.5 They hang out with other saver-investors.

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The Motley Fool

NOVEMBER 6, 2024

Is Buffett giving investors a warning that the stock market isn't the place to be right now? We don't know exactly what Buffett is thinking To be perfectly clear, Warren Buffett typically doesn't comment on the company's stock sales or buyback volume, aside from in his annual letter or at Berkshire's annual meeting.

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The Motley Fool

AUGUST 9, 2024

Tax management After Berkshire's 13-F filing in May showed that the company had sold more than 116 million shares of Apple, cutting its stake by 13%, Buffett addressed the move at the annual shareholder meeting in May. And Apple stock has gotten expensive. Image source: The Motley Fool.

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The Motley Fool

FEBRUARY 25, 2024

The stock market has an average annual return of about 10%. If you invest $10,000 in stocks for 10 years and get a 10% annual return, you'll have $25,937. For anything longer than that, consider going with stocks over CDs. You'll pay taxes on the interest The interest you earn from a CD isn't tax-free.

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The Motley Fool

JUNE 27, 2024

Money in your 401(k) account grows in a tax-advantaged way. If it's a traditional IRA, you'll get an upfront tax break, as you can deduct your contribution each year from your taxable income. stock market via a low-fee S&P 500 index fund and/or an even broader index fund. The Motley Fool has a disclosure policy.

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The Motley Fool

MARCH 11, 2025

One of the best ways to combat inflation is to keep a portion of investments in the stock market, which has historically provided higher returns than bonds or cash. Forgetting about taxes on retirement income Just because you're retired doesn't mean taxes disappear. Withdraw from tax-advantaged accounts strategically.

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The Motley Fool

NOVEMBER 21, 2024

You contribute after-tax dollars -- hopefully when you're in a lower tax bracket -- and your withdrawals in retirement will be completely tax-free once you've reached 59 1/2 and met the five-year rule. However, it's important to remember that stock market returns are never guaranteed. What makes it so special?

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The Motley Fool

MARCH 31, 2024

Bonus offer: unlock best-in-class perks with this brokerage account Read more: best online stock brokers for beginners Early savings could lead to retirement wealth even for low-income workers Saving and investing for retirement doesn't take a whole lot of money if you have the power of time on your side. Tax savings from Saver's Credit $451.87

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