The Motley Fool

SEPTEMBER 9, 2024

If you invest it, you stand to grow it much more than if you kept it in an FDIC-insured bank account -- the stock market has returned an average of about 10% annually over the last 50 years. But the fact remains that keeping your emergency fund in the stock market means opening yourself up to loss.

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The Motley Fool

MAY 26, 2024

Image source: The Motley Fool/Upsplash At this point, the 2024 tax season is thankfully in many people's rearview mirrors. And hopefully, you've either gotten your tax refund already or are expecting it to arrive any day now. As of early May, the average tax refund issued this year was $2,864.

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The Motley Fool

MARCH 16, 2024

16, 2024, the IRS had issued 20,883,000 tax refunds totaling $66.980 billion. These refunds are for taxes overpaid in 2023. RELATED: The Ascent's Complete Guide to Taxes Read more: we researched free tax software and put together a list of the best options here That is a lot of money to get in a lump sum. 10 $8,318.13

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The Motley Fool

MARCH 4, 2024

Image source: The Motley Fool/Upsplash There aren't many strategies you can use to save money on your taxes after the end of the year. But one big way to save on 2023 taxes -- even though it's already 2024 -- is by taking advantage of the traditional IRA deduction. You can take advantage even if you've already filed your taxes, too.

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The Motley Fool

JULY 4, 2023

As we'll discuss, if you're a long-term investor, the best thing you can do is to continue to invest -- even if the stock market tumbles in the short term. Here, we'll discuss why you should keep investing even if you're experiencing a bit of stock market anxiety. You'll find out if your asset allocation is too risky.

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The Motley Fool

MARCH 26, 2024

Image source: Getty Images Getting money back from the IRS during tax season is by no means a given. Now, since there's more time to go in the tax season, that average refund can certainly change. But here's why it really pays to consider putting your tax refund into an investment account instead. Or maybe you're getting less.

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The Motley Fool

NOVEMBER 21, 2024

Investors need to understand that such sell-offs are normal in the stock market. Rather than feeling surprised, you should take advantage of such scenarios to scoop up solid growth stocks on the cheap. Excluding a tax credit of $1.6 billion in fiscal 2024, profit before tax would still have been $988.3

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The Motley Fool

SEPTEMBER 5, 2023

Your investment funds are withdrawn from your check pre-tax. For example, if your gross (before tax) income is $1,000 per week and you contribute $50 weekly, you'll only pay taxes on the remaining $950. You don't pay taxes on retirement income until you withdraw the money. A 401(k) is a "set it and forget it" plan.

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The Motley Fool

JUNE 9, 2024

Buffett's Q1 buys and sells Given his success, reputation, and willingness to share his wisdom, Buffett's moves are closely followed by investors big and small, and Berkshire reports the stocks it buys and sells each quarter in its 13-F filings. In the first quarter, Berkshire bought three stocks.

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The Motley Fool

MARCH 25, 2024

Image source: Getty Images Many people who file a tax return end up getting a refund from the IRS. When you have a low mortgage rate It's one thing to look at putting your tax refund into your mortgage if you're paying somewhere in the ballpark of 7% on that loan. And as of March 3, the average IRS refund issued this season was $3,182.

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The Motley Fool

JULY 8, 2024

The Canadian total return index, the Canadian composite TSX total return is only about We always hear the stock market goes up 10, 11, 12% a year. That's the American market. The Canadian markets been about an 8% gainer for the past few decades. So we're on pace for actually a very good year, Canada-wise.

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The Motley Fool

MAY 11, 2024

Over 91 million American households have already received a tax refund in 2024. Just 9% of Americans plan to invest their tax refund, according to a January survey from Bankrate. You don't need to be a genius to take your tax refund and turn it into a much more valuable asset. The point is the market moves in cycles.

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The Motley Fool

AUGUST 9, 2024

The timing of any market rebound is hard to predict, and you don't want to be holding cash when it happens. Ignoring the tax implications that come with selling your stocks during a pullback, selling is the easy decision. The stock market will eventually stabilize and so will your portfolio if you stay in the market.

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A Wealth of Common Sense

APRIL 25, 2024

Bill Artzerounian joined me again this week to tackle questions about automating your finances, the tax implications of a company sale, how to offset RWM taxes and the pros and cons of a Roth 401k.

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The Motley Fool

APRIL 20, 2024

The April 15 tax-filing deadline has already come and gone, so at this point, hopefully, you have sent in your 2023 return and are awaiting your refund. As of April 5, the average tax refund issued by the IRS this filing season was $3,011. A tax refund is not a gift from the IRS. Now, let's get one thing quickly out of the way.

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The Motley Fool

OCTOBER 28, 2024

You don't need an MBA or to work 80 hours a week studying the markets. And in an ironic twist, the less competitive you are, the better you'll be able to stick with a strategy that can lead you to after-tax returns that beat 98% of professionally managed mutual funds. In real life, investors have to pay taxes.

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The Motley Fool

JANUARY 24, 2024

It's a common misconception that to build wealth in the stock market over the long term, you need to invest in a portfolio of individual stocks. While it's certainly possible to achieve superior returns with individual stocks, it isn't a requirement for building wealth. Here are three to consider.

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The Motley Fool

APRIL 24, 2024

Two common recommendations are the Vanguard Total Stock Market ETF (NYSEMKT: VTI) and the Vanguard S&P 500 ETF (NYSEMKT: VOO). The Total Stock Market fund tracks the CRSP US Total Market Index , which captures practically every investable U.S. stock in the market. Amazon 3.73% 3.3% Amazon 3.73% 3.3%

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The Motley Fool

DECEMBER 1, 2023

Fears of a stock market crash appear to have subsided over the last year. The worst of the bear market that began in 2022 has turned into a rebound this year, driven in part by excitement over new generative artificial intelligence (AI) technologies and signs that the economy has been more resilient than expected.

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The Motley Fool

AUGUST 14, 2024

Their stock prices can rise and fall, but I'm confident that the companies will continue to earn money, pay dividends, and execute on their growth strategies. Here are two of my largest dividend stock holdings that I don't worry about at all during stock market sell-offs. The proof is in the performance.

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The Motley Fool

SEPTEMBER 21, 2024

Stock market sell-offs aren't fun if you're already fully invested. I also keep a watch list of stocks that I know I'd like to buy if they ever fall to more attractive levels, and Realty Income (NYSE: O) and W. However, they're opportunities for those who have cash to deploy.

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The Motley Fool

AUGUST 30, 2023

Investing in the stock market is one of the best ways to build generational wealth. But despite this impressive long-term track record, stocks are undoubtedly volatile. Plus, the need to constantly make the right market calls significantly raises the chances that costly mistakes are made. since 1973, including dividends.

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The Motley Fool

AUGUST 3, 2023

In some ways, the stock market is like a mood ring. When investors are optimistic, the stock market turns green, and prices rise. But when investors are pessimistic, the stock market turns red, and prices fall. Here's why, and what that means for the stock market. Basically, it's complicated.

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The Motley Fool

AUGUST 19, 2024

Well-chosen dividend stocks can make you richer. Investing in these proven wealth creators during a stock market crash can be even more lucrative. Buying great stocks when their dividend yields are high and share prices are low is a proven, fortune-building strategy.

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The Motley Fool

APRIL 21, 2024

Tax refund day is the most wonderful time of the year for some. But consider this before booking that vacation you've been waiting for: A tax refund isn't free money. But consider this before booking that vacation you've been waiting for: A tax refund isn't free money. It's wages you've earned.

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The Motley Fool

MAY 15, 2024

Stock market indices like the S&P 500 and Nasdaq Composite are excellent benchmarks for tracking how the broader market is doing. But so are stock market sectors. Tracking how a sector is doing relative to the market is a good way to gauge investor sentiment.

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The Motley Fool

OCTOBER 21, 2024

These funds typically boast lower turnover rates compared to actively managed alternatives, a characteristic that substantially reduces investors' tax liabilities. To put this into perspective, a $10,000 investment at the fund's launch, with dividends reinvested and assuming no tax liabilities, would have burgeoned to $69,250 today.

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The Motley Fool

APRIL 7, 2024

There does appear to be some seasonality in the stock market, with warmer weather appearing to lure investors away from buying; the S&P 500 generally performs better in the earlier and latter parts of the year. Calculations by author. Does this mean you should sell in May?

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Integrity Financial Planning

NOVEMBER 7, 2022

Using a strategy called tax-loss harvesting, you can earn capital gains tax credits on your investment losses. What is Tax-Loss Harvesting? This strategy is when you sell stocks, mutual funds, exchange-traded funds (ETFs), and other investments carrying a loss to offset gains from other investments sold. Key Takeaway.

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The Motley Fool

SEPTEMBER 6, 2024

And it forecast a margin of 32% to 34% for adjusted earnings before interest, taxes, depreciation, and amortization ( EBITDA ), which is slightly better than its 31% margin in fiscal 2024. The company expects up to 10% top-line growth. Investors were happy with strong growth and expanding profit margins.

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The Motley Fool

OCTOBER 18, 2023

Despite a recent uptick, the stock market remains below its all-time highs. All that uncertainty raises a very important question: When will the stock market hit bottom? Only money that you won't need to spend for at least five years should potentially be invested in the stock market.

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The Motley Fool

JULY 31, 2023

Many people have been forced to prioritize their spending and saving habits, and while some have seen their retirement accounts take a hit due to market fluctuation, others have actually managed to save at record levels. Despite high inflation and a volatile stock market, Americans saved and invested more than ever last year.

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The Motley Fool

AUGUST 7, 2024

I'm not talking stock picking. I'm talking to people saying, the next recession is going to start in June or the stock market is going to go down 7% this year. The other is the idea that every stock market valuation is a number from today multiplied by a story about tomorrow. That's one way to think about it.

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The Motley Fool

DECEMBER 1, 2024

And that 8% return is a reasonable one given that it's just a touch below the stock market's average. Set yourself up with tax-free income A traditional retirement plan gives you the benefit of tax-free contributions, which is hard to pass up. Not having to pay taxes on a portion of your nest egg could therefore be huge.

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The Motley Fool

JANUARY 9, 2024

Investors might recognize the above quote from Yale Hirsch, the author of Stock Trader's Almanac and the person who identified and popularized the " Santa Claus rally." Over the last 31 years, including 2023 to 2024, stocks have risen 24 times, or 77% of the time, during the Santa Claus period. Will the stock market decline in 2024?

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The Motley Fool

JULY 16, 2023

You also wouldn't need to report those investing gains on your taxes. You would need to report them and pay capital gains tax. Investments you sell within a year are short-term capital gains and taxed as ordinary income. Investments you sell within a year are short-term capital gains and taxed as ordinary income.

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The Motley Fool

AUGUST 21, 2024

A traditional IRA gives you an upfront tax break, lowering your taxable income by the amount of your contribution. A Roth IRA saves your tax break for when you withdraw money from the account, potentially decades later. At that time, your withdrawals can be tax-free. The catch is that the conversion is taxed.

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